Rs.25 Lakh Home Loan: Details
Aspiring homebuyers looking to purchase a residential property can avail of Sambhav Home Loans to meet their housing needs. Bajaj Housing Finance offers tailored financing solutions, allowing you to avail of funding of up to Rs. 20 Lakh by meeting simple eligibility criteria and enjoying attractive loan terms.
Features and Benefits of a Home Loan Worth Rs.25 Lakh
Flexible Repayment Options
Plan your finances better with a repayment tenure of up to 25 years, designed to keep EMIs manageable.
Easy Eligibility Norms
A Sambhav Home Loan comes with flexible eligibility requirements and can be availed with or without income proof.
Wide Branch Network
With branches spread across multiple locations, accessing our services and support is simple and convenient.
Easy Application Process
Apply for a Sambhav Home Loan online through our application form or visit a nearby branch to apply offline.
Eligibility Criteria for a Home Loan Worth Rs.25 Lakh
Our eligibility parameters for Sambhav Home Loans are easy to meet:
| Home Loan Eligibility Criteria | For Self-Employed Applicants | For Salaried Applicants |
|---|---|---|
| Age | 23– 70 years** | 23 – 62 years** |
| Residential Status | Indian residents | Indian residents |
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Documents Required to Apply for a Rs.25 Lakh Housing Loan
If you are planning to apply for a Sambhav Home Loan of Rs.25 Lakh, you need to submit the following documents***:
| Applicant Type | Document Category | Documents Required |
|---|---|---|
| Salaried Applicants | Mandatory Documents | PAN Card or Form 60 (Applicants without a PAN Card may submit Form 60) |
| KYC Documents | Recent photograph, Voter’s ID, valid current address proof, proof of possession of Aadhaar, valid driving licence | |
| Property-Related Documents | Title deed, allotment letter, property tax receipts | |
| Self-Employed Applicants | Mandatory Documents | PAN Card or Form 60 (Applicants without a PAN Card may submit Form 60) |
| KYC Documents | Recent photograph, Voter’s ID, valid current address proof, proof of possession of Aadhaar, valid driving licence, business vintage proof | |
| Property-Related Documents | Title deed, allotment letter, property tax receipts |
***This list is indicative.
Steps to Apply for a Home Loan of up to Rs.25 Lakh
To apply for a Home Loan of Rs.25 Lakh with Bajaj Housing Finance, you can either visit our nearest branch or follow the steps given below to apply online:
- Visit our Home Loan application form.
- Select your loan and employment type.
- Provide your basic personal details such as your name, mobile number, and employment category.
- Enter the required financial details.
- Complete the form by filling in all other requested financial information. (The exact fields may vary based on your employment type.)
- Click on ‘Submit’ to send your application.
Once your form is submitted, a Bajaj Housing Finance representative will reach out within 24 hours* to guide you through the next steps, including document submission, verification, and loan disbursal.
*Terms and conditions apply.
FAQs
Applicants who meet the following criteria can apply for Sambhav Home Loans:
Salaried applicants:
- Should be an Indian resident
- Should fall within the age range of 23 to 62 years** of age
Self-employed applicants:
- Should be an Indian resident
- Should be between 23 and 70 years** of age
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
