Loan Against Property Eligibility Criteria

For salaried individuals

The eligibility criteria for a salaried individual seeking a loan against property from Bajaj Housing Finance Limited are:

• Your age should be between 33 to 58 years
• You should be a salaried employee in a private company, public sector or a multinational organization
• You should be a resident of India who lives or owns a property in one of the following cities –

• 1. Thane
  2. Delhi
  3. Kolkata
  4. Mumbai
  5. Chennai
  6. NCR
  7. Hyderabad
  8. Bangalore
  9. Pune
  10. Ahmedabad
  11. Navi Mumbai

For self-employed individuals

The following are the eligibility criteria for a self-employed individual seeking a Bajaj Housing Finance Limited Loan Against Property:

• Your age should be between 25 to 70 years
• You should be a self-employed individual with a steady income from your business
• You should be an Indian resident, currently living or owning a property in one of the following cities –

• 1. Bangalore
  2. Indore
  3. Aurangabad
  4. Nagpur
  5. Vizag
  6. Rajkot
  7. Vijayawada
  8. Pune
  9. Chennai
  10. Jamnagar
  11. Kolkata
  12. Madurai
  13. Nasik
  14. Surat
  15. Delhi
  16. Baroda
  17. Lucknow
  18. Raipur
  19. Hyderabad
  20. Cochin
  21. Salem
  22. Mumbai
  23. Jaipur
  24. Vapi
  25. Ahmedabad

For salaried individuals

• Latest salary slips
• Bank account statements of the previous 3 months
• PAN card
• Address proof
• Copy of the documents of the property to be mortgaged
• IT returns

For self-employed individuals

• Bank account statements of the previous 6 months
• PAN card
• Address proof
• Copy of the documents of the property to be mortgaged

*Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. These requirements will be communicated to you accordingly.