Loan Against Property Eligibility and Documents

For salaried individuals

The eligibility criteria for a salaried individual seeking a loan against property from Bajaj Housing Finance Limited are:

• Your age should be between 33 to 58 years

• You should be a salaried employee in a private company, public sector or a multinational organization

• You should be a resident of India who lives or owns a property in one of the following cities –

Thane, Delhi, Kolkata, Mumbai, Chennai, NCR, Hyderabad, Bangalore, Pune, Ahmedabad, Navi Mumbai

For self-employed individuals

The following are the eligibility criteria for a self-employed individual seeking a Bajaj Housing Finance Limited Loan Against Property:

• Your age should be between 25 to 70 years

• You should be a self-employed individual with a steady income from your business

• You should be an Indian resident, currently living or owning a property in one of the following cities –

Bangalore, Indore, Aurangabad, Nagpur, Vizag, Rajkot, Vijayawada, Pune, Chennai, Jamnagar, Kolkata, Madurai, Nasik, Surat, Delhi, Baroda, Lucknow, Raipur, Hyderabad, Cochin, Salem, Mumbai, Jaipur, Vapi, Ahmedabad

For salaried individuals

• Latest salary slips

• Bank account statements of the previous 3 months

• PAN card

• Address proof

• Copy of the documents of the property to be mortgaged

• IT returns

For self-employed individuals

• Bank account statements of the previous 6 months

• PAN card

• Address proof

• Copy of the documents of the property to be mortgaged

*Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. These requirements will be communicated to you accordingly.