What is Top-Up Loan?_banner_WC



Not all your expenses are home-related, but that doesn’t mean they should be unaddressed or cost you a high rate of interest. With Bajaj Housing Finance, you can benefit from a Top-up Loan significantly as the sanctioned amount has no-end use restrictions.

The provision is available to those who transfer their Home Loan balance to us. Not only do you gain more competitive Home Loan terms, but we also offer a Top-up Loan worth Rs.1 Crore* or higher, based on your needs and eligibility.

What’s more, you don’t have to go through extra rounds of paperwork or tedious verification to get a Top-up Loan, as we are already acquainted with your profile. Upon meeting the simple eligibility requirements and loan approval, your loan amount is approved and disbursed.

If you’re considering seeking a loan to address your lined-up expenses, here are some features you can benefit from if you choose a Top-up Loan:

  • Sizeable Loan Amount: The Bajaj Housing Finance Top-up Loan facility allows you to address various big-ticket expenses through its sizeable sanction amount. Get an amount as high as Rs.1 Crore* or higher based on your eligibility. 
  • Flexible Repayment Tenor: A Top-up Loan can be repaid over the same tenor as your Home Loan, up to a maximum of 25 years.
  • Restriction-Free Utility: The Top-up Loan comes with no end-use restrictions, making it a fitting choice for your refinancing needs. 

Eligible salaried and professional individuals can get a Top-up Loan above their existing Home Loans, starting from 9.20%* p.a. Aside from our competitive interest rate, we charge a standard list of nominal fees and charges that are made known to you right at the beginning of your loan tenor. To know more,click here.

*Terms and conditions apply

What is Top-Up Loan_Related Articles_WC

What is Top-Up Loan_PAC_WC



P1 CommonOHLExternalLink_WC

Apply Online For Home Loan
Online Home Loan

Instant home loan approval at just

Rs. 1,999

Rs. 5,999