Home Loan in Delhi of up to Rs.15 Crore* or higher @7.25%* p.a.

Overview of Housing Loan in Delhi

Many factors make Delhi a leading real estate destination. It is the capital of India and has seen a rise in employment opportunities due to the development of numerous small and large-scale industries in and around the city.

If you are planning to buy a home in Delhi, and looking for funds to facilitate your purchase, you can opt for a Home Loan with Bajaj Housing Finance.

Features and Benefits of Home Loan in Delhi

Low Interest Rates

You can avail of a Home Loan in Delhi at interest rates as low as 7.25%* p.a. for salaried applicants. Further, with Bajaj Housing Finance, you can avail of a Home Loan of up to Rs.15 Crore*, basis eligibility, as their Home Loan sanction.

Repayment Tenure of up to 32 Years

Our long repayment tenure extending up to 32 years makes it easier to manage EMIs so that you can repay your loan comfortably.

Easy Balance Transfer Facility

Transfer your Home Loan to us and enjoy highly competitive interest rates. Further, when you opt for a Home Loan Balance Transfer with us, you also have the option to avail of a Top-up Loan of Rs.1 Crore*.

Part-prepayment and Foreclosure Facility

Individuals with floating interest rate Home Loans can part-prepay or foreclose their loans at zero additional charges. However, for fixed rate Home Loans, prepayment charges apply if payment is not made from 'Own Sources'.
Note: 'Own Sources' refers to any source other than borrowing from a bank/NBFC/HFC and/or a financial institution.

Online Account Management

You can access your loan account details, make payments, and do much more at any time and from anywhere through our Customer Portal. 

CHECK ELIGIBILITY

APPLY NOW

Calculate Home Loan EMI

Loan AmountRs.

Rs.4 LakhRs.15 Crore

TenureYears

5 Years32 Years

Interest Rate%

1%15%

Your EMI is Rs. 0

Total Interest

0.00%

Rs. 0.00

0.00%

Total Payable Amount

Rs. 0.00

View Repayment Schedule

Repayment Schedule

Date

Interest Rate for Home Loan in Delhi

Salaried borrowers who wish to apply for a Home Loan in Delhi can avail of a Home Loan with us at 7.25%* p.a. To know more about our interest rates, click here.

Eligibility Criteria for Home Loan in Delhi

Looking to apply for a Home Loan with Bajaj Housing Finance in Delhi? Meet the following eligibility criteria:

Salaried Individuals	Self-Employed Individuals
The applicant should be employed with a stable source of salaried income from a public or a private company or an MNC with a minimum 3 years of work experience	The applicant should be self-employed with a business continuity of over 3 years in the current enterprise
They should be between 23 and 67 years** of age	They should be between 25 and 70 years** of age
They should be an Indian citizen (including NRIs)	They should be an Indian (resident only)

Note that the Home Loan eligibility requirements are indicative and can include additional criteria.

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Documents Required for Housing Loan in Delhi

You need to submit minimal documents*** when applying for a housing loan. These generally include identity proof, income proof, address proof, PAN Card or Form 97 (mandatory), and property-related documents. For the complete document list, click here.

***Additional documents may be required depending on the loan application.

Home Laon in Delhi: Steps to Apply

You can apply for a Home Loan with Bajaj Housing Finance online with ease. To apply for a loan online, follow these simple steps:

Go to our housing loan application form. Alternatively, you can access the Home Loan application by clicking the ‘Apply Now’ button in the top right corner of this page.
Enter your personal information, including name, phone number, and employment type.
Select the desired loan type and enter your monthly income.
Enter your PIN code and specify the loan amount.
Click ‘Generate OTP’ and input the received OTP. Then, click ‘Proceed’.
Provide all requested financial details. The detail you will have to enter may change as per your employment.
Submit the filled-out form by clicking ‘Submit’.

Once you submit your application form, our representative will contact you in 24 hours* to walk you through the next steps.

*Terms and conditions apply.

Home Loan in Delhi: FAQs

You can avail of a Home Loan in Delhi with Bajaj Housing Finance and enjoy a long repayment tenure and quick disbursal within 48 Hours* after document verification and approval.

To process your housing loan, we typically require documents such as identity proof, income proof, address proof, PAN Card or Form 97 (mandatory), and property-related documents. You can view the complete list of documents here. The list is indicative, and additional documents may be required at the time of loan processing.

With Bajaj Housing Finance, you can apply for a Home Loan in Delhi and get a sanctioned loan amount of up to Rs.15 Crore*, based on your eligibility.

To apply for a Home Loan in Delhi:

Salaried applicant must be aged between 23 and 67 years**
Self-employed individual must be between 25 and 70 years** of age

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit is subject to change, depending on the property profile.

You can access our housing loan eligibility calculator to determine the loan amount you can qualify for on a salary of Rs.50,000.

Apply for a Home Loan in Delhi with Bajaj Housing Finance and benefit from a repayment tenure of up to 32 years and convenient EMIs.