Leadership Team

Atul Jain

Chief Executive Officer

An MBA in Finance, Atul has over 26 years of rich work experience in the financial sector. Atul started his career in Investment Banking and later moved to retail finance. Atul has been with Bajaj Finance Limited for over 15 years. Read more

As Enterprise Risk Officer for Bajaj Finance Limited, he managed collections and risk for the company.
He has been instrumental in maintaining low delinquencies across the portfolios with his laser sharp focus and strong work ethic. Atul passionately worked to ensure the loan losses are within the budgeted product profitability matrix and prefer engagement with customer rather than confront.

In his prior assignment, he also built a highly successful rural business for the company which is now present in over 600 locations.

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Gaurav Kalani

Chief Financial Officer

Gaurav is a Chartered Accountant by qualification and started his career with Bajaj Auto in 2003 and since then he has been working in various roles & companies across the Bajaj Group of Companies. Read more

He was part of the Finance function in Bajaj Auto for 5.5 years before moving into Bajaj Finserv where he was part of the Strategic Planning & Business Development team for 3.5 years.
Gaurav joined Bajaj Finance in 2011 to take charge of Management reporting unit and has also headed Products for Home Loans and Loan against Property businesses for 2 years in between. He has been instrumental in providing accurate and timely management financial & analytical reporting, financial simulations & dashboards, Annual Operating Plan and Long Range Plan amongst other strategic & new initiatives of the company. Prior to moving to Bajaj Housing Finance Limited, Gaurav was heading the Management Reporting & Controller-ship units at Bajaj Finance Limited.

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Ashwindher Raj

Group Business Head – Home Loans

An MBA in Finance and Marketing, Ashwindher joins Bajaj Housing Finance Limited from Anarock Property Consultants (earlier Residential Services, JLL India), where he was CEO and had played a crucial role in the demerger of residential business from JLL to ANAROCK and building the brand from the scratch Read more

Prior to his engagement with ANAROCK, he has served in leadership roles across startups and MNC firms in real estate and BFSI sector Such as Citibank, Deutsche Bank, ICICI Bank, Fullerton. 
Ashwinder will be spearheading Home Loan, Developer Finance, Salaried LAP, DLRM and Mortgage B2C business.

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Ajita Kakade

Chief - Credit and Operations

Ajita has been with Bajaj Finance Limited for over 9 years and was Head – Business HR , Employee Engagement and HR Ops. In her last role, she has been pivotal in customizing the HR employee engagement model and has managed employee engagement across the company by working closely with Group Business Heads and Business heads. Previously she ran different roles which include consumer operations and customer experience.