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Home Loan Starting 6.75%*

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How to Apply for a Home Loan

In today’s digital era, applying for a home loan is as easy as any other online transaction – apply anytime, anywhere, hassle-free. Bajaj Housing Finance offers home loans with high-value financing for both salaried and self-employed applicants.

Fill in your personal, employment, income, and property details on the home loan application form and submit the document required for home loan. This simplified process ensures that all you need to do once you submit your details and documents is coordinate with the verification team to facilitate any other requirements and receive approval quickly.

To get into further detail, the housing loan process differs for salaried and non-salaried applicants. Below, we explain how to get a home loan approved for both categories.

Home Loan Application Process for Salaried Individuals

Salaried applicants can follow the home loan process detailed below.

Step 1 : Use our home loan eligibility calculator to derive the loan amount suitable for you as per your income and repayment capacity

Step 2 : Use our home loan EMI calculator to calculate your fixed monthly obligations payable as EMIs, your total repayment liability, and the interest payable as per the current home loan interest rate applicable by the end of the tenor. Adjust the tenure or loan amount entered to arrive at an affordable EMI.

Step 3 : Open the online application form and fill in the required personal, financial, and employment details, such as your name, income, employer, and years of service, and property details.

Step 4 : Follow it by filling up your property details in the home loan application form

Step 5 : Pay the security fee online to book your home loan with Bajaj Housing Finance. A relationship manager will get in touch with you and explain the loan sanction and loan disbursement process.

Step 6 :  Post fee payment, upload all the documents required for the home loan application via our secured online customer portal. We suggest keeping scanned copies of all the required documents handy before starting the home loan application process for streamlined completion.

The home loan process is swift and hassle-free, and gives easy access to necessary finances for house purchase.

Home Loan Apply Process for Non-Salaried Individuals

The home loan application process of Bajaj Housing Finance Limited for non-salaried individuals is explained step-by-step as under.

Step 1 : Enter your basic personal details, such as name, residential PIN code, and mobile number, along with your employment type, i.e., salaried or self-employed.

Step 2 : Verify your details by entering the OTP sent to your mobile number.

Step 3 : You will be asked to provide other essential personal, employment, and financial details, including your years of business continuation.

Step 4 : Once you complete and submit the form, a representative from Bajaj Housing Finance will connect with you to discuss the details of your pre-approved home loan offer.

Apply now and enjoy hassle-free approval. Further, remember to make repayments in time to avail of home loan tax benefits and save more on your principal and interest liability.