image image

Home Loan Starting 6.65%*


How to Apply for a Home Loan

In today’s digital era, applying for a home loan is as easy as any other online transaction – apply anytime, anywhere, hassle-free. Bajaj Housing Finance offers home loans with high-value financing for both salaried and self-employed applicants.

Fill in your personal, employment, income, and property details on the home loan application form and submit the document required for home loan. This simplified process ensures that all you need to do once you submit your details and documents is coordinate with the verification team to facilitate any other requirements and receive approval quickly.

To get into further detail, the housing loan process differs for salaried and non-salaried applicants. Below, we explain how to get a home loan approved for both categories.

Home Loan Application Process

Salaried applicants can follow the home loan process detailed below.

Thorough research is essential before you begin the actual application process, so you know the exact loan amount and tenor you wish to avail of basis your affordability in terms of EMI. We recommend you follow the below two steps before moving onto our application form.

Once you are done with the research, you can either apply offline by visiting any of our branches or apply online. The steps for online application are mentioned below.

Step 1: Open the online application form and fill in the required personal, financial, and employment details, such as your name, income, monthly salary/annual turnover (depending on whether salaried or self-employed), and years of service, among others.

Step 2: If you are applying for a new home loan as opposed to a balance transfer and have decided the property you wish to purchase, fill in the relevant property details in the home loan application form.

Our representative will call you shortly once you submit the application form to guide you on the next steps. The remaining process is pretty straightforward; you need to submit the requested documents and coordinate with us for the verification. The home loan application process with Bajaj Housing Finance is designed to be simple, quick, and hassle-free, so you can instead on focus on finalizing your new property. Go ahead and apply today, not only does a home loan enable you to purchase your dream home, it also provides home loan tax benefits.