As rightfully called the “Silicon Valley of India”, Bangalore is home to most of the IT Companies and empowers the IT segment like no other city in the country. Millions of IT workers are settled in the city. The influx of students every year keeps increasing with established educational institutes providing world class education and training.
Bangalore also gloats of a cosmopolitan culture and a very urban ambience. The hospitality and food industry is considered to be the best when the employees need to unwind and relax after work, making it an extraordinary spot to settle down. Hence, finding a home in Bangalore that perfectly suits your requirement can be a herculean task. But not to worry as finding a home loan in Bangalore just got easier with Bajaj Housing Finance Limited.
Getting a home loan in Bangalore just got easier with Bajaj Housing Finance Limited. Convenient and affordable, we’ll fulfil all your home financing needs from buying a new house to refurnishing with benefits like Home Loan Balance Transfer facility with a Top-up loan. Avail a home loan in Bangalore up to 3.5 Crore and avail a number of benefits.
Home Loan Balance Transfer is an easy way to save your money. Transfer the remaining loan from your existing lender to Bajaj Housing Finance and don’t look anywhere else to find a home loan with attractive interest rates in Bangalore.
Bajaj Housing Finance Limited is a Primary Lending Institution (PLI) registered with Central Nodal Agency (CNA). Avail subsidy benefits up to 6.5% with Pradhan Mantri Awas Yojana which makes the home loan easy on your pockets.
Get an additional Top-up Loan with Home Loan Balance Transfer at the best interest rate in Bangalore. Avail it to finance other requirements like refurbishing your house, buying a new car and pay for your child’s education.
Get the best expert counselling and guidance in buying a new home which fits your budget and requirements. Not only we hold your hand from the first step but we also guide you through legalities to keep in order
You can repay the loan in 30 years which makes it easier and affordable. With Bajaj Housing Finance you never have to worry about the tenor and the repayment.
We levy no charges on the Part-prepayment and foreclosure facility as we care about your finances.
Calculate your home loan EMI based on loan amount, tenor, rate of interest and plan your finances better. Bajaj Housing Finance home loan calculators allow you to determine your monthly payments and home loan eligibility.
With BHFL, minimal documentation is required with an easy home loan eligibility criteria to make the process hassle free. We respect the time and convenience of our customers, we make the process as simple as it can get
Access your loan details, transactions and home loan EMI payments via our customer portal from here
Enjoy a hassle-free process with doorstep document pick up, easy approval and speedy disbursal. Get at an attractive rate of interest on home loan with ease and comfort.
Enjoy Property search services and assistance with your home loan application with a Pan-India network of branches with integrated systems for your convenience.
Promotional Interest Rate for Salaried = 6.75%*** onwards
*BHFL-SAL FRR (Bajaj Housing Finance Limited Floating Reference Rate for Salaried customers) – 12.90%
Home Loan: BHFL-SE FRR* – Margin = 9.35% to 11.15%
*BHFL-SE FRR (Bajaj Housing Finance Limited Floating Reference Rate for Self Employed customers) – 13.30%
** Loan up to 30 Lakhs
BHFL FRR for cases booked prior to April 2018 was 12.95%
*Applicable following 1st EMI clearance.
Floating Rate Loans: If all Borrowers and Co-Borrowers are Individuals
Floating Rate Loans: If any Borrower or Co-Borrower is a Non-Individual
Fixed Rate Loans: All Borrowers (including individuals)
* GST as applicable will be payable by the Borrower in addition to the Prepayment Charges.
For Salaried Individuals
Bajaj Housing Finance Limited Home Loan eligibility criteria are easy to meet. They are**:
**Please note that the list of eligibility mentioned is indicative. Terms and Conditions Applied.
For Self-employed Individuals
Bajaj Housing Finance Limited E-Home Loan eligibility criteria are simple. They are**:
• You should be a resident of India.
• You should be between 25 and 70 years of age.
• You should be a self-employed individual with at least 5 years of continuity in your current business.
**Please note that the list of eligibility mentioned is indicative. Terms and Conditions
Documents Required for E-Home Loan
You will need these documents* to apply for a Bajaj Housing Finance Limited E-Home Loan:
• KYC documents (address and identity proofs)
• Form 16 or latest salary slips (for salaried individuals)/ TR Document and P&L Statement of last 2 years (for self-employed individuals)
• Bank account statements of the previous 6 months
• Document for proof of business, with minimum 5 years’ vintage (for businessmen/self-employed individuals only)
**Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. These requirements will be communicated to you accordingly.
Fill in your personal, financial, and other mandatory details.
Our representative will get in touch with you, with your pre-approved home loan offer, and will help you take the process further.
You should follow these steps while applying for a home loan:
Enter in key financial, personal and employment information in their relevant sections.
The Home Loan eligibility calculator will help you work out the loan amount that you are eligible to receive. You can also check out the Home loan EMI calculator for learning about the monthly EMIs that you will have to repay along with the total outgo in terms of interest on the home loan.
You will then have to furnish details about the property that you have chosen.
The Relationship Manager at Bajaj Housing Finance Limited will contact you and will take the entire process forward with the submission of all necessary documents.
You can apply for a Bajaj Housing Finance Limited Home Loan in Bangalore online as well as offline.
To apply online, click here.
Home Loan Interest Rate
Home Loan Eligibility Calculator
Home Loan EMI Calculator
Home Loan Balance Transfer
Step Up EMI Loan
Home Loan Balance Transfer Calculator
Home Loan Eligibility Criteria
Pradhan Mantri Awas Yojana
Home Loan in Pune
Stamp Duty Calculator
Last update on 11-Mar-2021
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