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Home Loan Starting 6.70%*


Home Loan in Bangalore: Overview

As rightfully called the “Silicon Valley of India”, Bangalore is home to most of the IT Companies and empowers the IT segment like no other city in the country. Millions of IT workers are settled in the city. The influx of students every year keeps increasing with established educational institutes providing world class education and training.

Bangalore also gloats of a cosmopolitan culture and a very urban ambience. The hospitality and food industry is considered to be the best when the employees need to unwind and relax after work, making it an extraordinary spot to settle down. Hence, finding a home in Bangalore that perfectly suits your requirement can be a herculean task. But not to worry as finding a home loan in Bangalore just got easier with Bajaj Housing Finance Limited.

Getting a home loan in Bangalore just got easier with Bajaj Housing Finance Limited. Convenient and affordable, we’ll fulfil all your home financing needs from buying a new house to refurnishing with benefits like Home Loan Balance Transfer facility with a Top-up loan. Avail a home loan in Bangalore up to 3.5 Crore and avail a number of benefits.

  • Easy balance transfer facility

    Home Loan Balance Transfer is an easy way to save your money. Transfer the remaining loan from your existing lender to Bajaj Housing Finance and don’t look anywhere else to find a home loan.

  • Interest subsidy under PMAY

    Bajaj Housing Finance Limited is a Primary Lending Institution (PLI) registered with Central Nodal Agency (CNA). Avail subsidy benefits up to 6.5% with Pradhan Mantri Awas Yojana which makes the home loan easy on your pockets.

  • Top-up loan

    Get an additional Top-up Loan with Home Loan Balance Transfer at the best interest rate in Bangalore. Avail it to finance other requirements like refurbishing your house, buying a new car and pay for your child’s education.

  • Property search services

    Get the best expert counselling and guidance in buying a new home which fits your budget and requirements. Not only we hold your hand from the first step but we also guide you through legalities to keep in order

  • Flexible tenor

    You can repay the loan in 30 years which makes it easier and affordable. With Bajaj Housing Finance you never have to worry about the tenor and the repayment.

  • Part-prepayment and foreclosure facility

    We levy no charges on the Part-prepayment and foreclosure facility as we care about your finances.

  • Online home loan calculators

    Calculate your home loan EMI based on loan amount, tenor, rate of interest and plan your finances better. Home loan EMI calculator allow you to determine your monthly payments and home loan eligibility.

  • Minimal documentation

    With BHFL, minimal documentation is required with an easy home loan eligibility criteria to make the process hassle free. We respect the time and convenience of our customers, we make the process as simple as it can get

  • Online account management

    Access your loan details, transactions and home loan EMI payments via our customer portal

  • Quick processing

    Enjoy a hassle-free process with doorstep document pick up, easy approval and speedy disbursal. Get at an attractive home loan interest rate with ease and comfort.

  • Integrated branch network

    Enjoy Property search services and assistance with your home loan application with a Pan-India network of branches with integrated systems for your convenience.

Home Loan in Bangalore Eligibility Criteria

For Salaried Individuals

Bajaj Housing Finance Limited Home Loan eligibility criteria are easy to meet. They are**:

  • You should be a residing citizen of India
  • You should be between 23 and 62 years of age
  • You should be a salaried individual with a work experience of at least 3 years

**Please note that the list of eligibility mentioned is indicative. Terms and Conditions Applied.

Documents Required for Home Loan in Bangalore

For Self-employed Individuals

Bajaj Housing Finance Limited Home Loan eligibility criteria are simple. They are**: 

•    You should be a resident of India.
•    You should be between 25 and 70 years of age.
•    You should be a self-employed individual with at least 5 years of continuity in your current business.

**Please note that the list of eligibility mentioned is indicative. Terms and Conditions 

Documents Required for Home Loan

You will need these documents* to apply for a Bajaj Housing Finance Limited Home Loan: 

•    KYC documents (address and identity proofs)
•    Photograph
•    Form 16 or latest salary slips (for salaried individuals)/ TR Document and P&L Statement of last 2 years (for self-employed individuals)
•    Bank account statements of the previous 6 months
•    Document for proof of business, with minimum 5 years’ vintage (for businessmen/self-employed individuals only)

**Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. These requirements will be communicated to you accordingly.

How to Apply for Housing Loan in Bangalore

Fill in your personal, financial, and other mandatory details.

Our representative will get in touch with you, with your pre-approved home loan offer, and will help you take the process further.


For Salaried Individuals

You should follow these steps while applying for a home loan:

Step 1: Enter in key financial, personal and employment information in their relevant sections.

Step 2: The Home Loan eligibility calculator will help you work out the loan amount that you are eligible to receive. You can also check out the Home loan EMI calculator for learning about the monthly EMIs that you will have to repay along with the total outgo in terms of interest on the home loan.

Step 3: You will then have to furnish details about the property that you have chosen.

Step 4: The Relationship Manager at Bajaj Housing Finance Limited will contact you and will take the entire process forward with the submission of all necessary documents.


For Self-employed Individuals

You can apply for a Bajaj Housing Finance Limited Home Loan in Bangalore online as well as offline.

To apply online, click here.