Home loan borrowers requiring additional financing for big-ticket expenses can look for funding via a top-up loan. Bajaj Housing Finance brings home loan top-up to enable convenient funding of such additional expenses minus the hassle of going through a new loan application process.
Existing home loan borrowers can avail of top-up funding through home loan balance transfer of their outstanding loan amount. The top-up value is available over and above the home loan amount and caters to additional spending needs of an individual, including home renovation or repair and big-ticket expenditures, such as higher education of a child, travelling cost, and wedding expenses.
Get top-up on home loan from Bajaj Housing Finance. with minimal documentation and hassle-free processing.
Transfer your home loan to Bajaj Housing Finance to avail of an interest rate as low as 6.65%*. The rate applicable on the top-up loan is only marginally higher.
With Bajaj Housing Finance, avail top-up financing with interest rates lower than your existing lender. It makes the loan affordable and convenient to repay with easy EMIs.
As the funds do not come with any restriction on end-usage, borrowers can utilise it for any purpose they need.
Track and manage your loan details with round-the-clock access to your loan account online through our customer portal.
With lump-sum fund availability, choose to save on your total repayment liability either through our part-prepayment or foreclosure facility at no additional cost.
Borrowers can also obtain tax benefits of up to Rs.2 lakh on loan repayment under Sections 24 and 80EE of the Income Tax Act, 1961.
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Last update on 11-Mar-2021
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