Top-up Loan

Home loan borrowers requiring additional financing for big-ticket expenses can look for funding via a top-up loan. Bajaj Housing Finance brings home loan top-up to enable convenient funding of such additional expenses minus the hassle of going through a new loan application process.

Existing home loan borrowers can avail of top-up funding through home loan balance transfer of their outstanding loan amount. The top-up value is available over and above the home loan amount and caters to additional spending needs of an individual, including home renovation or repair and big-ticket expenditures, such as higher education of a child, travelling cost, and wedding expenses.

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  Top-up Loan of Rs.1 Cr*

  Get top-up on home loan from Bajaj Housing Finance. with minimal documentation and hassle-free processing.

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  Interest Rate starting 6.65%*

  Transfer your home loan to Bajaj Housing Finance to avail of an interest rate as low as 6.65%*. The rate applicable on the top-up loan is only marginally higher.

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  Financing with No Additional Paperwork

  With Bajaj Housing Finance, avail top-up financing with interest rates lower than your existing lender. It makes the loan affordable and convenient to repay with easy EMIs.

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  Unrestricted End-Use

  As the funds do not come with any restriction on end-usage, borrowers can utilise it for any purpose they need.

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  24x7 Access to Account Online

  Track and manage your loan details with round-the-clock access to your loan account online through our customer portal.

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  Prepayment Facilities

  With lump-sum fund availability, choose to save on your total repayment liability either through our part-prepayment or foreclosure facility at no additional cost.

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  Income Tax Benefits

  Borrowers can also obtain tax benefits of up to Rs.2 lakh on loan repayment under Sections 24 and 80EE of the Income Tax Act, 1961.