Home loan balance transfer offers you the option of reducing your EMIs by shifting your outstanding loan from other banks and financial institutions to Bajaj Housing Finance Limited. You can benefit from better terms on your loan, our additional top-up loan facility and features such as a long repayment tenor and an attractive interest rate.
By availing a home balance transfer from Bajaj Housing Finance Limited, you can get the following benefits:
Switch your home loan from your existing lender to Bajaj Housing Finance Limited at attractive interest rates and better terms. Meet our simple eligibility criteria and submit your basic documents to ensure faster processing.
Avail a top-up loan up to 50% of your sanctioned home loan amount. Use the money to finance requirements such as the interiors of your home, a new car, or your child’s education.
Our property search services will assist you in finding the perfect home for you and your family.
Get a tailor-made report that will give you 360-degree insights into the legal and financial aspects of being a homeowner.
With a convenient part-prepayment and foreclosure facility at zero cost, a switch to Bajaj Housing Finance Limited is a sensible choice.
Simplify your repayment with flexible tenors ranging up to 20 years.
Your home loan balance transfer facility comes with minimal documentation requirements and an easy to meet eligibility criteria to ensure a hassle-free application procedure.
Access the customer portal online and manage your loan account from anywhere and at any time.
Select the best insurance scheme and safeguard your family against the burden of repaying the home loan in case of an unforeseen event.
Use our simple and reliable calculators and learn about your home loan eligibility, your approximate EMI amount, and the benefits of transferring the rest of your home loan to Bajaj Housing Finance Limited
Make the most of benefits like top-up loans and hassle-free processing when you switch your home loan to Bajaj Housing Finance Limited, and purchase your dream home with ease.
You can apply for a Bajaj Housing Finance Limited Home Loan Balance Transfer facility only for those properties that are ready to occupy or already occupied. To avail this offering, you should have paid more than 12 loan EMIs without any dues/bounces. Besides this, the amount of your outstanding loan must be greater than Rs.5 lakh.
Home Loan Balance Transfer Eligibility Criteria
For salaried individuals
The following are the eligibility criteria for Bajaj Housing Finance Limited Home Loan Balance Transfer:
For self-employed individuals
Bajaj Housing Finance Limited Home Loan Balance Transfer eligibility criteria are easy to meet. They are as follows:
Once you have cleared all the eligibility criteria for a home loan balance transfer, you must submit the following documents*:
*Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. These requirements will be communicated to you accordingly.
To apply for a Bajaj Housing Finance Limited Home Loan Balance Transfer, simply follow these steps after clicking on our online application form:
Submit your personal details, including your name, date of birth, address, and contact details.
Submit your income details so that we can offer you the deal that suits your financial conditions the best.
Submit your employment details.
Submit the details of the property for which you need the balance transfer.
View your home loan offer. You can also use our simple yet sophisticated balance transfer eligibility calculator, to know how much home loan and top-up loan you can get with us before you even apply.
Pay the secure fee online through our portal to reserve your offer. After this, our Relationship Manager will connect with you and help you take the home loan balance transfer process forward.
Transferring your home loan balance to Bajaj Housing Finance Limited is quick and hassle-free. Begin your application here.
A home loan balance transfer with Bajaj Housing Finance Limited comes with an array of advantages that make your experience of availing home loan balance transfer smooth and affordable. The charges and fees pertaining to home loan transfer are fixed, which enables transparent processing and lets you manage your finances better.
*Applicable following 1st EMI clearance.
*In case of term loan, charges are calculated on the remaining principal amount
*In case of flexi interest-only loan, charges are calculated on the sanctioned limit.
*In case of flexi term loan, charges are calculated on the present dropline limit.
*Part-prepayment made should be more than 1 EMI.
*These charges are not applicable for the Flexi interest-only and Flexi term facilities.
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