Our home loan balance transfer facility offers you the option of reducing your EMIs by shifting your outstanding loan from another bank or financial institution to Bajaj Housing Finance. You can avail of a sizeable top-up amount when you transfer your loan to us. The amount is free of any end-use restriction; use it to renovate your home or even go for a holiday. What’s more, you have a range of other benefits with Bajaj Housing Finance, including the option to extend your repayment tenor.
Switch your home loan from your existing lender to Bajaj Housing Finance and enjoy attractive interest rates (starting 6.75%* for salaried applicants and 8.5%* for self-employed applicants) and better terms. Meet our simple eligibility criteria and submit basic documentation to ensure faster processing.
Avail of a sizeable top-up loan free of end-use restrictions on your sanctioned home loan amount.
With our convenient part-prepayment and foreclosure facility available to individual buyers at zero cost, switching to Bajaj Housing Finance is a smart choice.
Simplify your repayment with flexible tenors ranging up to 30 years.
Our home loan eligibility criteria are easy to meet, and you can avail of the home loan balance transfer facility by submitting minimal documentation.
Use our online customer portal to manage your loan account from anywhere and at any time.
Use our simple and reliable home loan eligibility calculator to know more about your eligibility and approximate EMI amount. Make the most of benefits such as a top-up loan and hassle-free processing by switching your home loan to Bajaj Housing Finance today.
You can apply for a Bajaj Housing Finance Home Loan Balance Transfer only for those properties that are ready to occupy or are already occupied. To avail of this offering, you should have paid more than 12 loan EMIs without any dues/bounces.
Home Loan Balance Transfer Eligibility Criteria
For Salaried Individuals
These are the eligibility criteria for the Bajaj Housing Finance Home Loan Balance Transfer facility for salaried individuals:
For Self-Employed Individuals
These are the eligibility criteria for the Bajaj Housing Finance Home Loan Balance Transfer facility for self-employed individuals:
If you meet our eligibility criteria for a Home Loan Balance Transfer, submit the following documents* to apply:
*Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. These requirements will be communicated to you accordingly.
To apply for a Bajaj Housing Finance Home Loan Balance Transfer, simply follow the below steps after clicking on our online application form.
Submit your personal details, including your name, date of birth, address, and contact details.
Submit your income details so that we can offer you the deal that suits your financial conditions the best.
Submit your employment details.
Submit the details of the property for which you need the balance transfer.
View your home loan offer. You can also use our home loan balance transfer & Top up calculator to know the approximate amount of home loan and top-up loan you can avail of with us before you even apply
Pay the secure fee online through our portal to reserve your offer. After this, our Relationship Manager will connect with you and help you take the home loan balance transfer process forward.
Transferring your home loan balance to Bajaj Housing Finance is quick and hassle-free. Begin your application here.
The Home Loan Balance Transfer facility offered by Bajaj Housing Finance comes with an array of advantages that make the experience of transferring your home loan balance smooth and affordable. The charges and fees related to home loan transfer are fixed, which enables transparent processing and lets you manage your finances better.
In the current monetary system, the Reserve Bank of India uses the repo rate as a money market tool to achieve several fiscal goals for the economy. Any increase or decrease in the repo rate affects the ROI of all financial lending institutions. The current repo rate is 4.00%.
*For purposes other than business
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Last update on 11-Mar-2021
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