E HOME LOAN
The loan against property balance transfer facility offered by Bajaj Housing Finance allows borrowers to pay reduced EMIs by shifting the outstanding loan amount from their existing bank or financial institution to Bajaj Housing Finance. Along with a flexible repayment tenor and an affordable interest rate, you can also avail of a sizeable top-up loan to fund any other needs you may have.
Transfer your loan against property from your existing lender to Bajaj Housing Finance for a competitive rate of interest and better terms. Our easy eligibility criteria, minimal documentation, and quick processing ensure a hassle-free transfer.
When you transfer your home loan to Bajaj Housing Finance, you have the option to avail of a sizeable top-up amount free of end-use restrictions. You can use the amount to fund your child’s education or buy a new car, whatever be your financial need.
Transfer your loan balance in just 72 hours with our quick loan against property balance transfer application process.
Convenient part-prepayment and foreclosure facility at zero cost make switching to Bajaj Housing Finance a smart choice.
A loan against property can often be a long-term commitment, which is why it is important that you are given the option to repay at your pace. With a tenor of up to 20 years, Bajaj Housing Finance offers you the option of flexible repayment.
Our eligibility criteria are simple and basic. More importantly, an application with Bajaj Housing Finance entails minimal documentation.
Our online customer portal ensures convenience; access the details of your Home Loan account online anytime, anywhere.
Use our loan calculators to know your loan amount eligibility, approximate EMI amount, and how much money you can save by transferring your outstanding loan against property to Bajaj Housing Finance.
A loan against property helps you meet a wide range of financial needs with ease. You can use it to finance your child’s wedding or higher education abroad, take an exotic vacation, renovate your home, expand your business operations, or even tackle a medical emergency.
Transfer your loan against property to Bajaj Housing Finance today and finance your major expenses with our top-up loans and hassle-free processing. To apply, check out your pre-approved offer here.
For Salaried individuals
The eligibility criteria for a salaried individual seeking a loan against property from Bajaj Housing Finance Limited are:
For Self-Employed individuals
Self-employed individuals seeking a loan against property with Bajaj Housing Finance must meet the following eligibility criteria:
For Salaried Individuals
For self-employed individuals
*Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. These requirements will be communicated to you accordingly.
Applying for a Bajaj Housing Finance Loan Against Property Balance Transfer is quick and easy. Fill in our online form by following these simple steps:
Enter your personal details, including your name, date of birth, address, and contact details
Enter your income details to help us decide on a loan offer best suited to your income and needs
Submit the form
One of our executives will call you back and explain your loan offer in detail.
Make the most of the attractive interest rates and transparent fees and charges offered by Bajaj Housing Finance by shifting your loan to us. The rate of interest, fees, and charges applicable on a loan against property balance transfer are listed below.
*For purposes other than business
*For a term loan, charges are calculated on the outstanding principal
*For a flexi interest-only loan, charges are calculated on the sanctioned limit
*For a flexi term loan, charges are calculated on the current dropline limit
*Part-prepayment made should be greater than one EMI
*These charges are not applicable on the flexi interest-only and flexi term facilities
You can contact us online or offline, as per your convenience.
Email us your query at firstname.lastname@example.org
Call us on our customer care number 020-39574151 (call charges apply)
For offline assistance, you can also visit us at our branch office.
Learn About Loan Against Property
Loan Against Property Fees and Interest Rates
How to Apply for Loan Against Property
Loan Against Property EMI Calculator
Loan Against Property FAQs
Loan Against Property Application Online
Last update on 11-Mar-2021
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