Loan against property balance transfer provides you with the option to pay reduced EMIs by shifting your outstanding loan from your existing bank or financial institution to Bajaj Housing Finance Limited. Long repayment tenors, affordable interest rate, and an additional top-up loan facility are some of the key benefits that you get when you transfer your loan against property to Bajaj Housing Finance Limited.
Transfer your loan against property to Bajaj Housing Finance Limited from your existing lender at competitive interest rates and better terms. Fulfil our easy eligibility criteria and submit your relevant documents to ensure quick processing.
Fund your requirements such as home interiors, wedding planning, or your child’s education with an additional top-up loan of your sanctioned loan amount.
Transfer your loan balance quickly in just 72 hours, with India’s fastest loan against property balance transfer application process.
With a convenient part-prepayment and foreclosure facility at zero cost, a switch to Bajaj Housing Finance Limited is a sensible choice.
Get a long repayment tenor ranging up to 20 years if you are salaried, and up to 18 years if you are self-employed.
Meet simple eligibility criteria and submit just a few documents, for a convenient and quick application process.
Login to our customer portal and manage your loan account online, without having to visit a nearby branch.
Use our simple and reliable calculators to know your loan amount eligibility, approximate EMI amount, and how much money you can save by transferring your outstanding loan against property to Bajaj Housing Finance Limited.
A loan against property helps you meet a wide range of financial needs with ease. You can use it to finance your child’s wedding or higher education abroad, take an exotic vacation, renovate your home, expand your business operations, or even tackle a medical emergency.
Transfer your loan against property to Bajaj Housing Finance Limited today and finance your major expenses with our top-up loans and hassle-free processing. To apply, check out your pre-approved offer here.
For salaried individuals
The eligibility criteria for a salaried individual seeking a loan against property from Bajaj Housing Finance Limited are:
For self-employed individuals
The following are the eligibility criteria for a self-employed individual seeking a Bajaj Housing Finance Limited Loan Against Property:
*Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. These requirements will be communicated to you accordingly.
Applying for a Bajaj Housing Finance Limited Loan Against Property Balance Transfer is quick and easy, simply follow these steps after clicking on our online application form:
Enter your personal details, including your name, date of birth, address, and contact details.
Enter your income details so that we can offer you the deal that suits your financial conditions the best.
Submit the form and our executive will call you back shortly.
Make the most of attractive interest rates along with transparent fees and charges for loan against property balance transfer by shifting your loan to Bajaj Housing Finance Limited. The fees and charges applicable on a loan against property balance transfer are as follows:
*The Bajaj Housing Finance Limited Floating Reference Rate for loans against property booked before April 2018 was 12.95%.
*For term loan, charges will be calculated on the outstanding principal amount.
* For flexi interest only/ Hybrid flexi loan, charges will be calculated on the sanctioned limit.
*For flexi term loan, charges will be calculated on the current dropline limit.
FORECLOSURE CHARGES & PRE-PAYMENT CHARGES
Floating Rate Loans: If all Borrowers and Co-Borrowers are Individuals
Floating Rate Loans: If any Borrower or Co-Borrower is a Non-Individual
Fixed Rate Loans: All Borrowers (including individuals)
* GST as applicable will be payable by the Borrower in addition to the Prepayment Charges.
You can contact us online or offline, as per your convenience.
Email us your query at email@example.com
Call us on our toll-free customer care number at 020-39574151 (call charges apply)
For offline assistance, you can also visit us at our branch office.
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