Calculators
Editor’s Pick
HOME LOAN
How to Secure a Better Interest Rate on a Home LoanThe interest rate at which you repay your Home Loan is one of the most important aspects of your repayment process, seeing as it alone can determine how expensive or cost-effective the loan is.
14 May 2025 2 Min Read
HOME LOAN
Important Factors that Affect Your Home Loan Interest RateIt is important for aspiring borrowers to stay mindful of the factors that can influence the interest rate they stand to get on their Home Loans.
03 Apr 2025 2 Min Read
HOME LOAN BALANCE TRANSFER
How a Home Loan Balance Transfer WorksA Top-up Loan is a handy refinancing option for borrowers who already have an existing Home Loan and would now like to seek additional funding along with better lending terms on their ongoing Home Loan.
09 Jun 2025 3 Min Read
LOAN AGAINST PROPERTY
Process to Apply for a Loan Against PropertyKeeping up with multiple EMI payments can be cumbersome. Seeking a Loan Against Property with the intent to consolidate all your ongoing debt obligations can be a cost-sensitive approach to service your debts.
22 May 2025 2 Min Read
HOME LOAN
EMI starting from Rs.687/Lakh*
-
From 7.49%*
per annum -
Loan Amount of Rs. 5 Cr*
-
Tenure of up to
32 years
Our offerings
Home Loan
- Starting 7.49%* p.a.
- Loan amount of Rs.5 Crore* or higher
- Disbursal in 48 Hours*
Home Loan Balance Transfer
- Reduce your interest rate to 7.60%* p.a.
- Avail of a Top-up worth Rs.1 Crore* or higher
Loan Against Property
- Money in bank in 72 hours*
- Ideal for business expenses
- Sizeable loan amount
- Minimal documentation
Home Loan for Professionals
- Tailored offers for CAs & Doctors
- Starting 7.60%* p.a.
Online Home Loan
- EMI starting at Rs.687/Lakh*
- Instant approval
- In-principle sanction letter in 10 min*
- Valid up to 30 days
FAQs See all
A Home Loan is a secured loan under which you borrow a sum to purchase or renovate a property. You borrow the amount at a predetermined interest rate for a given period of time and repay the sum with interest through EMIs.
You can apply for a Home Loan with Bajaj Housing Finance online or offline. To apply online, fill out our online application form and our representative will walk you through the documentation and verification process. If you prefer to apply offline, you can visit any of our branches PAN India.
About Bajaj Housing Finance Limited
Classified as an ‘Upper-Layer NBFC’ by the RBI pursuant to Scale Based Regulations, Bajaj Housing Finance Limited (BHFL) is a subsidiary of Bajaj Finance Limited — one of the most diversified NBFCs in the Indian market, catering to more than 101.82 million customers across the country. Headquartered in Pune, BHFL offers finance to individuals as well as corporate entities for the purchase and renovation of homes, or commercial spaces. It also provides loans against property for business or personal needs as well as working capital for business expansion purposes. BHFL also offers finance to developers engaged in the construction of residential and commercial properties as well as lease rental discounting to developers and high-net-worth individuals. The Company is rated AAA/Stable for its long-term debt programme and A1+ for its short-term debt programme from CRISIL and India Ratings.
