Bajaj Housing Finance Limited offers attractive home loan interest rates and charges to both salaried and self-employed borrowers. With the best home loan rates starting from 6.80%*, borrowers can repay their housing finance in affordable EMIs.
Apply with the right eligibility to avail the lowest home loan interest rate and finance the purchase of your dream home conveniently. Bajaj Housing Finance Limited also keeps other rates and charges like home loan processing fees transparent and affordable.
Housing loan interest rates charged by Bajaj Housing Finance Limited differ for salaried and self-employed borrowers. Applicants can avail the best home loan rates when applying with suitable housing loan eligibility criteria as per their employment and income profile.
When you take a loan from Bajaj Housing Finance Limited (BHFL), you get the benefits of attractive interest rates along with transparent fees and charges. The fees and charges applicable on a loan are as follows:
*Applicable following 1st EMI clearance.
Floating Rate Loans: If all Borrowers and Co-Borrowers are Individuals
Floating Rate Loans: If any Borrower or Co-Borrower is a Non-Individual
Fixed Rate Loans: All Borrowers (including individuals)
* GST as applicable will be payable by the Borrower in addition to the Prepayment Charges.
Bajaj Housing Finance Limited extends best Home Loan interest rates to borrowers to make financing convenient and repayment affordable in the long term. Applicants can choose a suitable interest rate type from fixed and floating rates as per their suitability.
Utilise a home loan EMI calculator to compare the current home loan interest rates and charges, and apply as per convenience. A high eligibility, including income, credit profile, and employment status, keep the lowest home loan rates negotiable.
Individuals can also increase their savings with home loan tax benefits available on housing finance repayment. A competitive housing loan rate and low home loan interest accrual on Home Loans makes EMI payment affordable.
Bajaj Housing Finance Limited offers low-interest Home Loans to make financing the purchase of a high-value residential property affordable for borrowers. With one of the best housing loan interest rates, finance your house property purchase with us. Other convenient and transparent charges levied on home loan also make funding with Bajaj Housing Finance Limited suitable for homebuyers.
The current home loan interest rates applicable to home loans differ with borrower type. Self-employed applicants can avail a home loan with Bajaj Housing Finance Limited with floating interest rates starting from 6.80%*.
For salaried individuals, the home loan interest rates start from 6.80%*. Individuals can also avail home loans from Bajaj Housing Finance Limited at fixed rates of interest.
The choice of fixed vs floating rate of interest rate depends on the borrower’s preference as well as the existing market trends. A fixed interest rate benefits a borrower when a trend of rising interest rates exists in the market.
Borrowers can benefit from a floating home loan interest rate when the benchmark rates are set, a reducing trend in the mark. The current benchmark lending rate, i.e. repo rate, is one of the lowest, making floating rates on home loans attractive for borrowers. Utilise a home loan interest calculator to assess the difference in total loan payable under fixed and floating rate for an informed decision.
When applying for a home loan with us, applicants need to pay a flat processing fee of up to 6% of the total loan amount applied. Bajaj Housing Finance Limited keeps its Home Loan processing fees nominal and affordable, ensuring minimum strain on a borrower’s finance when availing the advance.
Borrowers must take care of multiple factors that impact the home loan rates, affecting their affordability. They include –
Home Loan Eligibility Calculator
Housing Loan EMI Calculator
How to Apply for Home Loan
Home Loan Balance Transfer
Pradhan Mantri Awas Yojana
PMAY Eligibility Calculator
Home Loan Tax Benefit
Stamp Duty Calculator
Last update on 11-Mar-2021
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