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Home Loan BT Calculator

Home Loan Balance Transfer and Top-up Calculator

Total Sanctioned Loan Amount Rs.

010Cr

Existing Loan Tenor Months

0240

Existing Rate of Interest %

015

BHFL Rate of Interest %

015

Rs. 0

Total amount saved with loan balance transfer to bajaj finserv

0

Final Loan Amount

0

Top Up Amount



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About Home Loan Balance Transfer Calculator

The Home Loan Balance Transfer Calculator makes calculating your potential savings through a balance transfer, easier and accurate. Having your calculations done before hand can help you make a more informed decision in regard to whether a Home Loan Balance Transfer makes financial sense in your case.

Using the Home Loan Balance Transfer Calculator also saves you considerable effort. Making manual calculations is not only tiresome but is also more susceptible to errors. Prepare your balance transfer plan with ease, with hassle-free calculations for quick Home Loan approval.

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Home Loan Balance Transfer: Overview

Home Loan Balance Transfer is a feature through which you can transfer the balance on your existing Home Loan to Bajaj Housing Finance for a more competitive interest rate and better borrowing terms.

Transfer your Home Loan to us to enjoy interest rates as low as 8.30%* p.a. for salaried and professional applicants, with EMIs starting from Rs.755/Lakh*. You also benefit from hassle-free processing, with minimal documentation, doorstep document pick-up service, and speedy processing.

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Features of Home Loan Balance Transfer

Sizeable Top-up Loan of Rs.1 Cr*

Eligible applicants with the right credit, income, and financial profile can avail of a sizeable Top-up Loan that comes free of any end-use restrictions.

Repayment Tenor of up to 30 years

Opt for an extended repayment tenor of up to 30 years and repay the loan comfortably, at your pace.

No Prepayment or Foreclosure Charges

Individuals with a floating interest rate Home Loan do not pay any additional charges when they prepay or foreclose their loan during their tenor.

External Benchmark Linked Loans

Borrowers also have the option to link their Home Loan interest rate to an external benchmark, such as the repo rate.

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Home Loan Balance Transfer Eligibility Criteria

  • Should be an Indian citizen (NRIs not eligible)
  • Should be able to show steady income, either through a salary or through a business**
  • Salaried applicants should be aged 23 to 62 years***
  • Self-employed applicants should be aged 25 to 70 years***

**With a minimum vintage of 5 years

***The upper age limit is considered as the applicant’s age at loan maturity

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How to Apply for Home Loan Balance Transfer

  1. Visit out online application form
  2. Select the type of occupation and type of loan and enter your PIN code
  3. Enter your full name, PAN, monthly take-home salary/annual turnover, current bank, and date of birth
  4. Click on Submit
  5. Select your desired rate of interest on the ‘New Rate of Interest’ scale, per your wish.

Our representative will call you in 24 hours and explain the documentation you will need to submit to support your application.

*Terms and conditions apply

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Online Home Loan

Instant home loan approval at just

Rs. 1,999

Rs. 5,999