Home Loan in Pune

Pune, known as the second largest City of Maharashtra has its own charm. It boasts of plentiful employment opportunities and hosts some of the best educational institutes in the country. Let’s not forget the pleasant climate and the greenery that jewels the city. The clean, green and healthy living spaces make it favourable for people to settle down here.

All of these factors have quickened the interest for housing. Hence to find a home in Pune that perfectly suits your requirements can be a herculean task. But not to worry as finding a home loan in Pune just got easier with Bajaj Housing Finance Limited.

Housing Loan in Pune: Features & Benefits

Getting a home loan in Pune just got easier with Bajaj Housing Finance Limited. Convenient and affordable, we’ll fulfil all your home financing needs from buying a new house to refurnishing with benefits like Home Loan Balance Transfer facility with a Top-up loan. Avail a home loan in Pune up to 3.5 Crore and avail a number of benefits.

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  Easy balance transfer facility

  Home Loan Balance Transfer is an easy way to save your money. Transfer the remaining loan from your existing lender to Bajaj Housing Finance and don’t look anywhere else to find a home loan with attractive interest rates in Pune.

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  Top-up loan

  Get an additional Top-up Loan with Home Loan Balance Transfer at the best interest rate in Pune. Avail it to finance other requirements like refurbishing your house, buying a new car and pay for your child’s education.

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  Interest subsidy under PMAY

  Bajaj Housing Finance Limited is a Primary Lending Institution (PLI) registered with Central Nodal Agency (CNA). Avail subsidy benefits up to 6.5% with Pradhan Mantri Awas Yojana which makes the home loan easy on your pockets.

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  Property search services

  Get the best expert counselling and guidance in buying a new home which fits your budget and requirements. Not only we hold your hand from the first step but we also guide you through legalities to keep in order

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  Part-prepayment and foreclosure facility

  We levy no charges on the Part-prepayment and foreclosure facility as we care about your finances.

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  Flexible tenor

  You can repay the loan in 30 years which makes it easier and affordable. With Bajaj Housing Finance you never have to worry about the tenor and the repayment.

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  Minimal documentation

  With BHFL, minimal documentation is required with an easy home loan eligibility criteria to make the process hassle free. We respect the time and convenience of our customers, we make the process as simple as it can get

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  Online account management

  Access your loan details, transactions and home loan EMI payments via our customer portal from here

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  Online home loan calculators

  Calculate your home loan EMI based on loan amount, tenor, rate of interest and plan your finances better. Bajaj Housing Finance home loan calculators allow you to determine your monthly payments and home loan eligibility.

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  Integrated branch network

  Enjoy Property search services and assistance with your home loan application with a Pan-India network of branches with integrated systems for your convenience.

   

   

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  Quick processing

  Enjoy a hassle-free process with doorstep document pick up, easy approval and speedy disbursal. Get at an attractive rate of interest on home loan with ease and comfort.

Home Loan Interest Rate for Salaried Employees

Promotional Interest Rate for Salaried = 8.30%** onwards

*BHFL-SAL FRR (Bajaj Housing Finance Limited Floating Reference Rate for Salaried customers) – 12.90%

Home Loan Interest Rate for Self-employed

Home Loan: BHFL-SE FRR* – Margin = 9.35% to 11.15%

*BHFL-SE FRR (Bajaj Housing Finance Limited Floating Reference Rate for Self Employed customers) – 13.30%
** Loan up to 30 Lakhs

BHFL FRR for cases booked prior to April 2018 was 12.95%

Other Charges

*Applicable following 1st EMI clearance. 

Part Prepayment Charges & Foreclosure Charges on Home Loan in Pune

Floating Rate Loans: If any Borrower or Co-Borrower is a Non-Individual

Fixed Rate Loans: All Borrowers (including individuals)

* GST as applicable will be payable by the Borrower in addition to the Prepayment Charges.

For Salaried Individuals

Bajaj Housing Finance Limited Home Loan eligibility criteria are easy to meet. They are**:

• You should be a residing citizen of India
• You should be between 23 and 62 years of age
• You should be a salaried individual with a work experience of at least 3 years

**Please note that the list of eligibility mentioned is indicative. Terms and Conditions Applied.

For Self-employed Individuals

Bajaj Housing Finance Limited Home Loan eligibility criteria are simple. They are**: 

•    You should be a resident of India.
•    You should be between 25 and 70 years of age.
•    You should be a self-employed individual with at least 5 years of continuity in your current business.

**Please note that the list of eligibility mentioned is indicative. Terms and Conditions 
Applied. 

Documents Required for Home Loan in Pune 

You will need these documents* to apply for a Bajaj Housing Finance Limited E-Home Loan: 

•    KYC documents (address and identity proofs)
•    Photograph
•    Form 16 or latest salary slips (for salaried individuals)/ TR Document and P&L Statement of last 2 years (for self-employed individuals)
•    Bank account statements of the previous 6 months
•    Document for proof of business, with minimum 5 years’ vintage (for businessmen/self-employed individuals only)

**Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. These requirements will be communicated to you accordingly.

For Self-employed Individuals

Bajaj Housing Finance Limited E-Home Loan eligibility criteria are simple. They are**: 

•    You should be a resident of India.
•    You should be between 25 and 70 years of age.
•    You should be a self-employed individual with at least 5 years of continuity in your current business.

**Please note that the list of eligibility mentioned is indicative. Terms and Conditions 
Applied. 

Documents Required for E-Home Loan

You will need these documents* to apply for a Bajaj Housing Finance Limited E-Home Loan: 

•    KYC documents (address and identity proofs)
•    Photograph
•    Form 16 or latest salary slips (for salaried individuals)/ TR Document and P&L Statement of last 2 years (for self-employed individuals)
•    Bank account statements of the previous 6 months
•    Document for proof of business, with minimum 5 years’ vintage (for businessmen/self-employed individuals only)

**Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. These requirements will be communicated to you accordingly.

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