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Home Loan in Pune: Overview_WC

Home Loan in Pune: Overview

As the second-largest city in Maharashtra and one of the foremost IT hubs in India, Pune has emerged as a popular location among youth in the country. Pune residents enjoy an array of benefits – ample employment opportunities, a cosmopolitan population, and comfortable weather year-round.

If you’re looking to buy a property in Pune, the Bajaj Housing Finance Home Loan can be your easiest financing solution. Avail of a sizeable loan amount at a competitive interest rate and repay over a period of up to 40 years. If you already have a Home Loan, you can transfer the balance to us and avail of our range of benefits with reduced EMIs.

Home Loan in Pune: Features & Benefits_WC

Home Loan in Pune: Features and Benefits

Easy Balance Transfer Facility

Looking for a lower interest rate? Eligible applicants can avail of competitive interest rates when they transfer the balance amount on their existing Home Loan.

Top-up Loan

You also have the option to avail of an additional Top-up Loan with our Home Loan Balance Transfer facility. One can use the funds to address other home-related expenses, such as a remodel.

No Part-Prepayment and Foreclosure Charges

Individual borrowers with floating interest rate Home Loans face no additional charges if they wish to prepay or foreclose their loan.

Flexible Tenor

With us, you get the option to repay the loan over a period of up to 40 years, which ensures affordability in the long term.

Minimal Documentation

We set easy eligibility criteria with minimal documentation requirements to ensure accessibility and hassle-free processing for all. Enjoy a straightforward process from start to end.

Online Account Management

Our features are at your fingertips round the clock. Access your loan details, complete transactions, and make outstanding Home Loans EMI payments via our  customer portal

Online Home Loan Calculators

To better plan repayment and make an informed decision, it’s essential you calculate your Home Loan EMI beforehand. Use our  Home Loan EMI Calculator  to determine your monthly payments and Home Loan eligibility.

Integrated Branch Network

You can also avail of offline help by walking into any of our branches around the country. Our representatives can help you through the process in case of any doubts.

Quick Processing

Enjoy a hassle-free process with doorstep document pick-up, easy approval, and speedy disbursal. With us, you’re assured of maximum convenience along with a competitive  Home Loan interest rate.

HomeLoaninPune:Eligibility Criteria_WC

Home Loan in Pune: Eligibility Criteria

For Salaried Individuals

Bajaj Housing Finance  Home Loan eligibility criteria  are easy to meet. They are:

  • You should be an Indian (including NRIs) 
  • You should be between 23 and 75 years** of age
  • You should be a salaried individual with a work experience of at least 3 years

For Self-Employed Individuals

Bajaj Housing Finance home loan eligibility criteria are simple. They are:

  • You should be an Indian (resident only)
  • You should be between 25 and 70 years** of age
  • You should be a self-employed individual with at least 5 years of continuity in your current business

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan in Pune: Documents Required_WC

Home Loan in Pune: Documents Required

  • Mandatory documents (PAN card or Form 60)
  • KYC documents (address and identity proofs)
  • Photographs
  • Form 16 and/or latest salary slips (for salaried individuals)/TR document and P&L statements (for self-employed individuals)
  • Bank account statements of the previous 6 months
  • Document for proof of business, with minimum 5 years’ vintage (for businessmen/self-employed individuals only)

Note: The list of documents mentioned is indicative. During loan processing, additional documents may be needed. These requirements will be communicated to you accordingly.

Housing Loan in Pune: How to Apply _WC

Housing Loan in Pune: How to Apply

  1. Visit our  online application form
  2. Choose your loan and employment type
  3. Depending on your employment type, you will need to fill up specific details such as your salary amount or annual turnover and business vintage
  4. If you’ve identified the property you wish to purchase, you can enter the details at the last stage of the form.

Once you submit the form, our representative will contact you shortly to explain further steps, which include document submission, verification, and disbursal.

You can also apply for a Home Loan offline by walking into any of our branches around India.

*Terms and conditions apply

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