Home Loan in Pune

As the second-largest city in Maharashtra and one of the foremost IT hubs in India, Pune has emerged as a popular location among youth in the country. Pune residents enjoy an array of benefits – plentiful employment opportunities, a cosmopolitan population, and comfortable weather year-round.

With IT giants setting up large-scale infrastructure in the city, many from around Maharashtra and even the rest of the country flock here in search of better career prospects, pushing the city’s boundaries further year on year. Naturally, the real estate sector has seen growth alongside this economic boost, and both residential and commercial properties have observed significant uptake.

If you’re looking to buy a property in Pune, whether to stay or invest, the Bajaj Housing Finance home loan is your easiest financing solution. Avail of a sizeable loan amount at a competitive interest rate starting only 6.65%* and repay over a period of up to 30 years. If you already have a home loan, you can transfer the balance to us and avail of our range of benefits with reduced EMIs starting from Rs.649/Lakh*. You also have the choice to opt for a sizeable top-up loan free of any end-use restrictions.

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  Easy Balance Transfer Facility

  don’t look anywhere else to find a home loan with attractive interest rates in Pune. enjoy the most favourable borrowing terms on your home loan.

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  Top-up Loan

  Get an additional top-up loan with our home loan balance transfer at a competitive interest rate. What’s more, you can use it to finance other requirements such as refurbishing your house, buying a new car, or paying for your child’s education.

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  Interest Subsidy under PMAY

  Avail of subsidy benefits with the Pradhan Mantri Awas Yojana to make the loan easier on your pocket.

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  No Part-Prepayment and Foreclosure Charges

  Individuals with floating interest rate home loans face no additional charges if they wish to prepay or foreclose their loan.

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  Flexible Tenor

  With us, you get the option to repay the loan over a period of up to 30 years, which ensures affordability in the long term.

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  Minimal Documentation

  We set easy eligibility criteria with minimal documentation requirements to ensure accessibility and hassle-free processing for all. Enjoy a straightforward process from start to end.

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  Online Account Management

  AOur features are at your fingertips round the clock. Access your loan details, complete transactions, and make home loan EMI payments via our customer portal

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  Online Home Loan Calculators

  To better plan repayment and make an informed decision, it’s essential you calculate your home loan EMI beforehand. Use our home loan EMI calculator to determine your monthly payments and home loan eligibility.

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  Integrated Branch Network

  You can also avail of offline help by walking into any of our branches around the country. Our representatives can help you through the process in case of any doubts.

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  Quick Processing

  Enjoy a hassle-free process with doorstep document pick-up, easy approval, and speedy disbursal. With us, you’re assured of maximum convenience along with a competitive home loan interest rate.

For Salaried Individuals

Bajaj Housing Finance home loan eligibility criteria are easy to meet. They are**:

• You should be a residing citizen of India
• You should be between 23 and 62 years of age
• You should be a salaried individual with a work experience of at least 3 years

**Please note that the list of eligibility mentioned is indicative. Terms and Conditions Applied.

For Self-Employed Individuals

Bajaj Housing Finance home loan eligibility criteria are simple. They are**:

•    You should be a resident of India.
•    You should be between 25 and 70 years of age.
•    You should be a self-employed individual with at least 5 years of continuity in your current business.

**Please note that the eligibility criteria mentioned are indicative. Terms and Conditions
Apply. 

Documents Required for Home Loan in Pune 

**Please note that the eligibility criteria mentioned are indicative. Terms and Conditions
Apply.

•    KYC documents (address and identity proofs)
•    Photograph
•    Form 16 or latest salary slips (for salaried individuals)/ TR Document and P&L Statement of last 2 years (for self-employed individuals)
•    Bank account statements of the previous 6 months
•    Document for proof of business, with minimum 5 years’ vintage (for businessmen/self-employed individuals only)

**Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. These requirements will be communicated to you accordingly.

Step 1: Visit our online application form.

Step 2: Choose your loan and employment type.

Step 3: Depending on your employment type, you will need to fill up specific details such as your salary amount or annual turnover and business vintage.

Step 4: If you’ve identified the property you wish to purchase, you can enter the details at the last stage of the form.

Once you submit the form, our representative will contact you shortly to explain further steps, which include document submission, verification, and disbursal.

You can also apply for a home loan offline by walking into any of our branches around India.