Home Loan in Ahmedabad

Home Loan in Ahmedabad: Eligibility Parameters and Documents Required

The eligibility criteria and necessary documents required for salaried or self-employed applicants are as follows:

For Salaried Applicants

• Should be a resident Indian
• Should be employed in a private company, public sector, or a multinational organisation
• Should be aged between 23 years and 62 years**
• Should possess more than 3 years of work experience

Eligible salaried applicants need to submit the following documents to legitimise their credentials:

• KYC documents
• Latest salary slips or Form 60
• Passport-sized photo
• Past six months’ account statements

For Self-Employed Applicants

• Should be a resident Indian
• Should have a business vintage of at least 5 years at their current enterprise
• Must be aged between 25 and 70 year**

Eligible self-employed applicants need to submit the following documents to legitimise their credentials:

• KYC documents
• P&L Statements and ITR documents
• Business vintage proof
• Passport-sized photos
• Previous six months’ account statements

Note: These lists are indicative. Additional documents may be needed during loan processing.

** The maximum age is considered as age at the time of loan maturity.

*Terms and conditions apply