Ahmedabad has become a key economic and industrial hub over the past two decades, with sizeable investments in infrastructure and housing. The Golden Quadrilateral, GIFT City, and mushrooming of new airports have been instrumental in its prominence. Courtesy of these, property prices in regions like Ranip and Shantigram witnessed an uptick by 11.84% and 10.31%, respectively, in recent times.
As of April 2021, Ahmedabad features roughly about 1700 properties in the Rs.43 lakh – Rs.52 lakh price bracket, 1200 in Rs.52 lakh – Rs.62 lakh range, and in the Rs.90 lakh – Rs.99 lakh category, near about 1100 projects.
To invest in any of these, obtain a home loan in Ahmedabad with various ancillary benefits from Bajaj Housing Finance Limited and leverage this upsurge in real estate prices.
Some of the key benefits of a home loan by BHFL are as follow –
First-time homebuyers can enjoy a subsidy of up to 6.5% on home loan interest rates in Ahmedabad under the Pradhan Mantri Awas Yojana scheme. Meet a few simple eligibility criteria to qualify for PMAY subsidy and reap savings of up to Rs.2.67 lakh.
Obtain a high value loan from Bajaj Housing Finance Limited by meeting simple eligibility parameters. Repay the sum in easy-to-manage EMIs with tenor ranging up to 30 years or 360 months. Select any term per your income and present & future obligations.
Buying a new property in a bustling city like Ahmedabad can be overwhelming. Avail expert, in-person assistance in selecting a property to meet your needs and budget. Purchasing and legal formalities will also be seen after.
Benefit from affordable interest rates and associated perks like a high-value top-up loan by transferring your current home loan to BHFL. Transfer your loan sans hassles with easy-to-meet eligibility criteria and nominal documentation.
Enjoy a top-up loan of up to Rs.50 lakh at attractive interest rates when you transfer home loan to Bajaj Housing Finance Limited. The credit involves zero end-use restriction. Use the funds to address various expenses like refurbishing a property, expanding the premises, and even for medical purposes.
Part prepay or foreclose your home loan sans extra charges with Bajaj Housing Finance Limited. Utilise a windfall or extra savings to avail these facilities and minimise the repayment burden sizeably.
Acquire a housing loan in Ahmedabad from BHFL against minimal documentation. Enjoy doorstep pick-up for expedited processing and disbursal.
Use convenient online eligibility and home loan EMI calculator to make an informed borrowing choice. Post loan approval and disbursal, manage all account-related transactions via the online BHFL portal.
The eligibility criteria and necessary documents vary profile-wise for salaried or self-employed.
Salaried applicants need to qualify the following criteria for a home loan in Ahmedabad:
They need to submit the following documents to legitimise their credentials:
*The eligibility criteria and documents are indicative.
Self-employed individuals should fulfil the below-mentioned criteria to be eligible for a home loan:
Applicants need to submit the below-mentioned documents to apply:
*These two lists are not definitive.
Home Loan Interest Rate
Home Loan Eligibility Criteria
Home Loan Eligibility Calculator
Home Loan Calculator
Home Loan Balance Transfer
Pradhan Mantri Awas Yojana
CIBIL Score for Home Loan
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Home Loan Tax Benefit
Last update on 11-Mar-2021
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