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Home Loan in Mysore: Overview

Mysore has always been a tourist attraction for its scenic views. It has also seen a rise in the influx of working professionals due to its booming IT industry. With high-quality public amenities, an evolved waste management system, and a well-connected network of transport, Mysore has become a desirable option for aspiring homebuyers.

Home Loan Features and Benefits _WC

Home Loan: Features and Benefits

Basic Documentation

Applying for a Home Loan with Bajaj Housing Finance is easy; our eligibility criteria are straightforward, and we request for minimal documentation.

Zero Part-Prepayment and Foreclosure

You can choose to foreclose your loan or opt for part-prepayment without having to pay any extra charges, which helps you reduce the overall Home Loan interest outflow, in case you have surplus funds. (Note: Valid only for individuals with floating interest rates.)

Digital Access

Checking loan related details, such as your repayment schedule and interest rate, becomes quick and easy with a 24x7 online access to your account.

Balance Transfer Facility

If you wish to lower the interest rate on your existing loan, Bajaj Housing Finance lets you transfer your loan from another institution. Here, you also get an option to avail of a Top-up Loan for any other financial needs.

Online Calculators

You can check if you fulfill the eligibility criteria to avail of a Home Loan by accessing the Home Loan Eligibility Calculator. Use the EMI Calculator to plan your EMIs and fix a comfortable repayment tenor. The balance transfer and part-prepayment related calculations can also be carried out using the available tools

Easy Repayment Tenor

Bajaj Housing Finance provides long-term repayment of loan with tenors extending up to 40 years. This helps you to pay off your Home Loan as per your financial capacity.

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Home Loan in Mysore: Interest Rate, Fees, and Charges

Bajaj Housing Finance offers competitive interest rates and keeps other charges on a Home Loan nominal. Check our current home loan interest rates and other fees and charges.

Documents Required for Home Loan in Mysore_WC

Documents Required for Home Loan in Mysore

Availing of a Home Loan from Bajaj Housing Finance is easy and requires you to submit only a few basic documents**.

  • KYC documents (such as Aadhar Card and PAN Card)
  • Last 3 months’ salary slips and Form 60 for salaried applicants
  • Proof of business vintage and P&L statement for self-employed applicants
  • Property documents such as sale agreement

**This list of documents is indicative, and you may be required to submit others during your application, if needed.

Eligibility Criteria for Home Loan in Mysore_WC

Eligibility Criteria for Home Loan in Mysore

Bajaj Housing Finance has simple eligibility terms that make it easy to qualify for a Home Loan:

Eligibility Criteria For Salaried For Self-Employed
Nationality Indians (including NRIs) Indians (residents)
Age*** 23 to 75 years 25 to 70 years
Work experience/business continuity 3 years or more 5 years or more
Income Establish a steady income from a public, private, or multinational organisation Establish stable revenue stream from the existing business

***Maximum age considered at the time of loan maturity.

Home Loan in Mysore How to Apply_WC

Home Loan in Mysore: How to Apply

Here is how you can apply online for a Home Loan:

  1. Start by checking your eligibility with the eligibility calculator. Next, use the EMI calculator to determine your tenor and monthly instalments.
  2. Go to the  online application form  and submit your personal and income details.

Once this is done, an executive will get back to you to with the next steps.

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