Home Loan in coimbatore-Banner_WC
Home Loan in Coimbatore: Overview
Popularly called the textile capital of South India for its flourishing textile manufacturing industry, Coimbatore is a rapidly growing city. It is a centre for education, commerce, IT, healthcare, and more. Situated on the banks of the river Noyyal, Coimbatore not only offers excellent job opportunities but is also home to various picturesque locations. The city enjoys efficient air, rail, and road connectivity and is regarded as one of the safest in India, making it a popular market for Home Loan.
With infrastructure, amenities, and opportunities, the real estate market in Coimbatore has been recording significant demand. To help homebuyers realise their aspirations, Bajaj Housing Finance offers sizeable and cost-effective Home Loans in Coimbatore starting at 7.70%*.
Home Loan in Coimbatore: Features and Benefits
Easy Part-Prepayment and Foreclosure
As an individual borrower, you can make full or partial prepayments on your floating-rate Home Loan without having to worry about penal charges. This helps you save more.
You only need to submit basic income and KYC documents when applying online for a Home Loan in Coimbatore. With digital protocols and the option of a digital sanction letter, loan processing is guaranteed to be speedy.
Home Loan Balance Transfer
You can transfer the balance from your existing Home Loan to Bajaj Housing Finance and refinance it at a lower rate of interest. You can also avail a Top-up Loan along with your Home Loan Balance Transfer.
You can stretch Home Loan repayment over a maximum of 30 years to align your EMIs with your budget. This allows for more flexibility in repayment.
Ample Top-Up Loan
Timely repayment of a Home Loan makes you eligible for an additional sizeable top-up loan. It comes in handy when you are looking to cover your other expenses economically.
Basic Eligibility Criteria
To qualify for a Bajaj Housing Finance Home Loan in Coimbatore you need to be a salaried, professional, or self-employed individual and meet just a few simple parameters.
Digital Loan Management
From viewing your future EMIs to obtaining your SOA, you can use our online customer portal to be in control of your Home Loan at all times.
Powerful Online Calculators
To pick a loan amount matching your financial profile, use the Home Loan Eligibility Calculator. Later, use the Loan EMI Calculator to plan for repayment. You can also use the Home Loan prepayment calculator and the balance transfer calculator to make an informed decision while repaying a Home Loan.
Home Loan in Coimbatore: Documents Required
Applying for a Home Loan with Bajaj Housing Finance requires minimal paperwork. You only need to produce the following documents**:
- KYC documents (including ID and address proof)
- Income documents (based on your borrower profile such as salary slips, Form 16, P/L statement, etc.)
- Bank account statements of the last 6 months
- Proof of business (for self-employed applicants)
- Passport-sized photograph
- Property papers such as sale agreement, allotment letter, and receipt of payments.
**This list of documents is indicative, and you may be requirement to submit others during your application.
Home Loan in Coimbatore: Eligibility Criteria
Get a Home Loan from Bajaj Housing Finance on simple eligibility terms:
|Eligibility Criteria||For Salaried||For Self-employed|
|Nationality||Indian resident||Indian resident|
|Age||23 to 62 years***||25 to 70 years***|
|Work Experience/Business Continuity||3 years or more||5 years or more|
|Income||Employed with a stable source of income||Showcase stable income source from profession or business|
*** The maximum age is considered as age at the time of loan maturity.
How to Apply Home Loan in Coimbatore_WC
How to Apply: Bajaj Housing Finance Home Loan in Coimbatore
Easily and quickly avail a Home Loan by applying for it online. Follow these simple steps:
- Use the Eligibility Calculator to settle on a loan amount and the EMI Calculator to decide upon a repayment tenor.
- Enter your personal, financial, employment, and property details in the online application form and select the type of loan you want.
- On completing these basic steps, our representative will take you through the next steps to get the loan amount disbursed.
*Terms and conditions apply
Home Loan in Coimbatore_Related Article_wc