Home Loan in Trivandrum: Overview
Trivandrum is an important IT and ITES hub in Kerala and a major contributor of the state’s software export. It is also a centre for higher education and research, owing to the presence of several prominent institutions like the University of Kerala and Indian Institute of Space Science and Technology (IIST). The capital city of Kerala, Trivandrum, has a flourishing real estate market with job opportunities generating an inflow of residents.
If you are looking to settle in Trivandrum, you can easily purchase your new home with funding from Bajaj Housing Finance. Get a substantial Home Loan in Trivandrum at a competitive interest rate basis your eligibility and application profile.
Home Loan in Trivandrum: Features and Benefits
Online Processing
Get a Digital Sanction Letter, to hasten the homebuying process, by applying for our Online Home Loan. The documentation and verification process after this is swift and simple.
Cost-effective Part-Prepayment
Foreclose your loan or make part-prepayments as per your convenience. Bajaj Housing Finance does not levy extra fees when you pay your loan early, provided you are an individual with a floating interest rate Home Loan.
Online Calculators
Check if you qualify for a Home Loan and how much you can avail with the Housing Loan Eligibility Calculator. Use the EMI calculator to arrive at a suitable loan amount, tenor, and monthly instalment.
Digital Account Management
Access your repayment schedule, Statement of Account, and other loan details anytime, anywhere with the online customer portal.
Easy-to-Meet Eligibility Criteria
Salaried, self-employed and professional applicants can easily avail of a Home Loan by fulfilling the simple age, income and other criteria.
Easy Refinancing
Transfer your existing Home Loan to Bajaj Housing Finance and pay it off with our competitive rate of interest. You can also avail of a Top-up Loan with a Home Loan Balance Transfer.
Flexible Repayment Schedule
Pay EMIs that suit your income with a long, flexible tenor that stretches up to 40 years.
Home Loan in Trivandrum: Documents Required
Get your Home Loan approved by submitting these simple documents:
- KYC documents
- Salary slips (for salaried and professional applicants)
- Bank account statements of the last 6 months
- Proof of business (for self-employed individuals)
- Passport-sized photograph
- Property papers
Note: This list of documents is indicative, and you may be required to submit others during your application, if needed.
Home Loan in Trivandrum: Eligibility Criteria
Meet the eligibility criteria listed below to avail of a Home Loan without hassles.
| Eligibility Criteria | For Salaried | For Self-Employed |
|---|---|---|
| Nationality | Indian (including NRI) | Indians (residents) |
| Age** | 23 to 75 years | 25 to 70 years |
| Work Experience | 3 years or more, employed with a public, private or a multinational organisation | 5 years or more business continuity |
** The maximum age is considered as age at the time of loan maturity.
Home Loan in Trivandrum: How to Apply
Get started with a Home Loan by following these simple steps:
- Check your eligibility by using the Eligibility Calculator, and use the EMI Calculator to learn more about your ideal loan amount, repayment duration, and EMI calculation.
- Fill out the online application form by selecting the type of Home Loan you want and submitting financial, employment, business, and other personal details.
Once you complete these steps, an executive will get in touch with you and ensure quick processing and disbursal of the loan amount.
*Terms and conditions apply
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