image image

Home Loan Starting 6.70%*

image

Home Loan in Trivandrum: Overview

Trivandrum is an important IT and ITES hub in Kerala and a major contributor of the state’s software export. It is also a centre for higher education and research owing to the presence several illustrious institutions like the University of Kerala and Indian Institute of Space Science and Technology (IIST). The capital city of Kerala, Trivandrum, has a growing real estate market with job opportunities creating an inflow of residents and the presence of genuine buyers keeping the demand-supply ratio steady. If you are looking to settle in Trivandrum, you can easily purchase the ideal home with funding from Bajaj Housing Finance. Get a substantial home loan in Trivandrum at an interest rate starting at just 6.70%*.

  • Online Processing

    You can apply for a home loan in Trivandrum with a few KYC and financial documents. Get a digital sanction letter, to hasten the homebuying process, within 10 minutes of applying online.

  • Cost-effective pre-payment

    Foreclose your loan or make part-prepayments as per your capacity. Bajaj Housing Finance does not levy extra fees when you pay your loan early.

  • Detailed Homebuyer Guide

    Know all about the financial and legal aspects of becoming a homeowner in Trivandrum with the property dossier. You can also avail in-person assistance to zero-in on the best property.

  • Online Calculators

    Check if you qualify for a home loan in Trivandrum, and how much you can avail, with the Housing Loan Eligibility Calculator. Use the EMI calculator to arrive at a suitable loan amount, tenor, and monthly instalment.

  • Digital Account Management

    Access your repayment schedule, interest certificate, and other loan details anytime, anywhere with the online customer portal.

  • Undemanding Eligibility

    Both salaried and self-employed individuals can easily avail a home loan in Trivandrum courtesy of the simple age, income, and employment-related criteria.

  • Easy Refinancing

    Transfer your existing loan’s outstanding balance to Bajaj Housing Finance and pay it off at a nominal rate of interest. Avail a top-up loan when conducting a balance transfer for your non-housing expenses.

  • Ample Top-up Loan Funds

    Get additional finance over and above your home loan in Trivandrum at a slightly higher interest rate. Use it for any expense, such as a family wedding, a child’s education, a vehicle purchase, and so on.

  • Light Repayment Schedule

    Pay EMIs that suit your income with a long, flexible tenor that stretches up to 30 years.

  • PMAY Subsidy

    As an eligible, first-time homebuyer, avail a PMAY CLSS interest subsidy of up to Rs.2.67 lakh on your home loan in Trivandrum.

 

Documents Required for Home Loan in Trivandrum

Get your home loan in Trivandrum approved by submitting these simple documents*:

  • Get your home loan in Trivandrum approved by submitting these simple documents*: KYC documents (including ID and address proof)
  • Income documents (based on your borrower profile such as salary slips, Form 16, P/L statement, etc.)
  • Bank account statements of the last 6 months
  • Proof of business
  • Passport-sized photograph
  • Property papers such as sale agreement, allotment letter, receipt of payments made to the agent or developer, etc.

*This list of documents is indicative, and you may be required to submit others during your application, if needed.

Eligibility criteria for home loan in Trivandrum

Meet the eligibility criteria listed below to avail a home loan in Trivandrum without hassles.

Eligibility Criteria For Salaried For Self-employed
Nationality Resident Indian Resident Indian
Age 23 to 62 years 25 to 70 years
Work Experience/Business Continuity 3 years or more 5 years or more
Income Employed with a stable source of income Showcase stable revenue from profession or business

How to apply for the Bajaj Housing Finance Home Loan in Trivandrum

Get started with a home loan in Trivandrum by following these simple steps:

  • Check your eligibility by using the eligibility calculator and use the EMI Calculator to decide your loan amount, repayment duration, and EMI.
  • Fill out the online application form by selecting the type of loan and submitting financial, employment, business, and personal details.

Once you complete these steps, an executive will get in touch with you and ensure quick processing and disbursal of the loan amount.