Home Loan in Jaipur: Overview
Jaipur is home to a well-connected international airport and a thriving IT industry. A part of the government’s Smart City Mission, Jaipur is also one of the most widely visited tourist destinations in India. Apart from this, it is a thriving centre for industries such as mining, gems and jewellery, automobiles, textile, and garments. It is also an MSME hub and a centre for small-scale industries.
As the capital of Rajasthan and due to its proximity to Delhi, Jaipur’s residential real estate market is filled with abundant choices for younger buyers as well as retirees. Bajaj Housing Finance offers competitive Home Loan terms in Jaipur to help homebuyers with a sizeable loan amount and value-added features with interest rates as low as 8.50%* for salaried and professional applicants.
Features and Benefits of Home Loans in Jaipur
Flexible Repayment
With a tenor of up to 40 years, you can pay off the Home Loan with affordable monthly instalments.
Speedy Process
Applying for a Home Loan is easy with our simple paperwork requirements. The application process is also speedy as you get disbursal within 48 Hours* of approval and document verification.
Easy Balance Transfer Facility
Transfer your Home Loan to Bajaj Housing Finance in simple steps to make your repayments more budget friendly. Also get a Top-Up Loan at a competitive interest rate.
No Part-Prepayment or Foreclosure Fee
Pay off your Home Loan before time, partly or fully, without any charges to become debt-free. Note: valid only for individuals with floating interest rates.
Minimal Eligibility Terms
Meet the basic eligibility requirements and avail of a Home Loan quickly. Our eligibility criteria are easy-to-meet and hassle-free.
Online Loan Access
Check information related to your dues, interest rate, and more on the digital customer portal. The portal is easy to navigate and customer friendly.
User-Friendly Digital Calculators
You can now decide your repayment schedule as well as calculate your EMIs using the simple online EMI Calculator. Apart from this, you can check and see if you are eligible to avail a Home Loan by accessing the eligibility calculator. Other calculators such as the Home Loan Balance Transfer Calculator can help you in all your loan-related queries.
Documents Required for Home Loans in Jaipur
Simple paperwork makes applying for a Home Loan easier. Refer to the given list**.
- KYC documents (including ID and address proof)
- Income proofs (such as salary slips for salaried individuals, P&L statement, and more, based on your profile)
- Bank account statements as requested
- Proof of business (for self-employed applicants only)
- Passport-sized photographs
- Property papers such as sale agreement and allotment letter
**This list is indicative, and you may be requirement to submit other documents during your application.
Eligibility Criteria for Home Loans in Jaipur
Avail of a Home Loan by meeting these simple parameters set by Bajaj Housing Finance.
| Eligibility Criteria | For Salaried | For Self-Employed |
|---|---|---|
| Nationality | Indians (including NRIs) | Indians (residents) |
| Age*** | 23 to 75 years | 25 to 70 years |
| Work Experience/Business Continuity | 3 years or more | 5 years or more |
| Income | A stable source of income from a public, private enterprise or an MNC | A stable revenue source from profession or business |
***The maximum age is considered as age at the time of loan maturity.
How to Apply for Home Loans in Jaipur
Submitting an online application is a quick and convenient way to apply for a Home Loan. Here’s a quick guide.
- First, use the Home Loan Eligibility Calculator to see if you qualify for financing and decide on the appropriate loan amount. Then, you can use the EMI Calculator to plan your tenor and estimate your monthly outgo.
- Next, fill in the online application form by selecting the loan type you require and adding crucial data about your finances, employment, or business and more.
Once you finish these steps, our representative will get in touch to guide you on getting the loan in your account.
*Terms and conditions apply
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