Details of a Housing Loan in Jaipur
Jaipur, the capital of Rajasthan and located near Delhi, features a well-connected international airport, a thriving IT industry, and ranks among India's top tourist destinations. The city also hosts diverse industries including mining, gems and jewellery, automobiles, textiles, and garments, and serves as a hub for MSMEs and small-scale industries.
With its varied residential real estate options catering to young buyers and retirees alike, Jaipur offers ample opportunities for homeownership. Bajaj Housing Finance offers Home Loans at competitive interest rates in Jaipur, enabling you to fulfil your dream of owning a home in this vibrant city.
Features and Benefits of Home Loans in Jaipur
Flexible Repayment
With a tenure of up to 32 years, you can repay the Home Loan with feasible monthly instalments.
Speedy Process
Applying for a Home Loan is easy with our minimal documentation requirements. The application process is quick, and you get a disbursal within 48 Hours* of approval and document verification.
Easy Balance Transfer Facility
Transfer your Home Loan to Bajaj Housing Finance in simple steps to make your repayments more feasible. Also, get a Top-up Loan at a competitive interest rate.
No Part-Prepayment or Foreclosure Fee
Repay your Home Loan before time, partly or fully, without any charges. Note: Valid only for individuals with floating interest rates on Home Loans.
Minimal Eligibility Terms
Meet the basic eligibility requirements and avail of a Home Loan quickly. Our eligibility criteria are easy to meet and hassle-free.
Online Account Management
Check information related to your dues, interest rate, and more on the digital customer portal. The portal is easy to navigate and customer friendly.
User-Friendly Digital Calculators
You can check your eligibility online by accessing the eligibility calculator. You can also decide your repayment schedule and calculate your EMIs using the simple online EMI calculator.
Documents Required for Home Loans in Jaipur
Simple paperwork makes applying for a Home Loan easier. Refer to the given list of documents***:
- KYC documents (including ID and address proof)
- Mandatory documents (such as PAN Card or Form 60)
- Income proofs (such as Salary Slips for salaried individuals, P&L Statement, and more, based on your profile)
- Bank account statements as requested
- Proof of business (for self-employed applicants only)
- Passport-sized photographs
- Property papers such as Sale Agreement and Allotment Letter
***This list is indicative, and you may be required to submit other documents during your application.
Eligibility Criteria for Home Loans in Jaipur
Avail of a Home Loan by meeting these simple eligibility parameters by Bajaj Housing Finance:
| Eligibility Criteria | For Salaried | For Self-Employed |
|---|---|---|
| Nationality | Indians (including NRIs) | Indians (residents) |
| Age | 23 to 67 years** | 23 to 70 years** |
| Work Experience/Business Continuity | 3 years or more | 3 years or more |
| Income | A stable source of income from a public, private enterprise, or an MNC | A stable revenue source from profession or business |
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Steps to Apply for a Home Loan in Jaipur Online
Applying for a Home Loan with Bajaj Housing Finance is simple and easy. You can also check your eligible loan amount by using our Home Loan Eligibility Calculator. To apply for a Home Loan online:
- Navigate to our online application form. You can also click ‘Apply Now’ to apply for a Home Loan.
- In the next step, choose your loan and employment type.
- Based on your employment type, fill in the specific details such as your salary amount or annual turnover and business vintage.
- Enter the property details at the last stage of the form.
*Terms and conditions apply.
With Bajaj Housing Finance, you can avail of a housing loan in Jaipur with hassle-free approval and quick disbursal within 48 Hours* after document verification.
Here is a list of documents you will have to submit to apply for a Home Loan in Jaipur:
- KYC Documents: Address and identity proof, such as Utility Bills
- Mandatory Documents: PAN Card or Form 60
- Photographs: Recent passport-sized photographs
- Income Proof:
- For salaried individuals: Form 16 or the latest salary slips
- For self-employed individuals: Income Tax Returns (ITR) and Profit & Loss Statement for the last 2 years
- Bank Statements: Statements from the last 6 months
- Business Proof (for businessmen or self-employed individuals): Evidence of business with at least 3 years of establishment
Note that this list of documents is indicative Our representatives may ask for additional documents.
If you are looking for sizeable funds to purchase a residential property, consider applying for a Bajaj Housing Finance Home Loan in Jaipur as we offer a loan amount of Rs.5 Crore* or more, basis eligibility.
Salaried applicants aged between 23 and 67 years** and self-employed applicants between 23 and 70 years** of age can apply for a Home Loan in Jaipur.
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit is subject to change, depending on the property profile.
If you are wondering how much loan amount you can qualify for based on a monthly income of Rs.40,000, you can use our Home Loan Eligibility Calculator. This calculator will display the loan amount you can be eligible for based on four values: your city of residence, date of birth, and monthly income and obligation.
With Bajaj Housing Finance you can repay your Home Loan in Jaipur over an extended tenure of up to 32 years.
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