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Home Loan Starting 6.70%*

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Home Loan in Jaipur: Overview

Jaipur, the Pink City of India, is home to a well-connected international airport, a growing IT industry, and world-class medical facilities. A part of the government’s Smart City Mission, Jaipur is also one of the most widely visited tourist destinations in India. Apart from this, it is a thriving centre for industries such as mining, gems and jewellery, automobiles, textile and garments. It is also an MSME hub and a centre for small-scale industries.

As the financial capital of Rajasthan and due to its proximity to Delhi, Jaipur’s residential real estate market is thriving with lot of choices for younger buyers as well as retirees. Bajaj Housing Finance offers a competitive home loan in Jaipur to help homebuyers with an ample loan amount and value-added features with interest rates as low as 6.70%*.

Home Loan in Jaipur: Features and Benefits

  • Pradhan Mantri Awas Yojana benefits

    Owing to the PMAY scheme, eligible applicants who are buying a home of their own for the first time can avail an interest subsidy up to Rs.2.6 lakh on applying for a housing loan in Jaipur from Bajaj Housing Finance.

  • Long repayment duration

    With a tenor of up to 30 years, you can pay off the home loan with affordable monthly instalments.

  • Speedy process

    Applying for the home loan is easier with simple requirements for paperwork. The application process is also speedy as you get the digital sanction letter in hand in minutes after approval.

    Top-up loan for additional needs: You can also get high-value top-up loan to help you finance your other expenses conveniently.

  • Easy balance transfer facility

    Transfer your home loan in Jaipur to Bajaj Housing Finance in simple steps to make your repayment more budget-friendly and even get a top-up loan at a competitive interest rate.

  • No part-prepayment or foreclosure fee

    Pay off your loan before time in part or in full, as an individual borrower on floating interest rates, without any charges to become debt-free sooner.

  • Minimal eligibility terms

    You can get a housing loan in Jaipur by meeting only the basic requirements.

  • Online loan acces

    Check information related to your dues, interest rate and more on the digital customer portal.

  • User friendly digital calculators

    You can now decide your repayment schedule as well as calculate your EMIs using the simple online EMI Calculator. Apart from this, you can check and see if you are eligible to avail a home loan in Jaipur by accessing the eligibility calculator. Other calculators such as the Home Loan Balance Transfer Calculator also help you in all your loan-related endeavours.

Documents Required for Home Loan in Jaipur

Simple paperwork makes applying for a housing loan in Jaipur easier. Refer to the given list*.

  • KYC documents (including ID and address proof)
  • Income proofs (such as salary slips, Form 16, P/L statement and more based on your borrower profile)
  • Bank account statements of the last 6 months
  • Proof of business
  • Passport-sized photograph
  • Property papers such as allotment letter, sale agreement, receipt of payments made to the agent or developer, etc.

*This list is indicative and you may be requirement to submit other documents during your application.

Eligibility Criteria for Housing Loan in Jaipur

Avail a home loan in Jaipur by meeting these simple parameters set by Bajaj Housing Finance.

Eligibility Criteria For Salaried For Self-employed
Nationality Resident Indian Resident Indian
Age 23 to 62 years 25 to 70 years
Work Experience/Business Continuity 3 years or more 5 years or more
Income Employed with a stable source of income Showcase stable revenue from profession or business

How to apply for the Bajaj Housing Finance Home Loan in Jaipur

Submitting an online application is a quick and convenient way to apply for a housing loan in Jaipur. Here’s a quick guide.

  • First, use the Home Loan Eligibility Calculator to see if you qualify for finance and decide on the appropriate loan amount. Then, you can use the EMI Calculator to plan your tenor and estimate your monthly outgo.
  • Next, fill in the online application form by selecting the loan type you require and adding crucial data about your finances, employment or business and more.

Next, a relationship manager will get in touch to guide you on getting the loan in your account.