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Home Loan in Jaipur: Overview

Jaipur boasts a well-connected international airport, a thriving IT industry, and is one of the most visited tourist destinations in India. In addition to this, the city is home to various industries, such as mining, gems and jewellery, automobiles, textiles, and garments. It is also a hub for MSMEs and small-scale industries.

Jaipur, the capital of Rajasthan and near Delhi, offers a wide selection of residential real estate for both young buyers and retirees. Bajaj Housing Finance offers competitive Home Loan terms in Jaipur to help you fulfil your dream of homeownership.

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Features and Benefits of Home Loans in Jaipur

Flexible Repayment

With a tenor of up to 40 years, you can pay off the Home Loan with feasible monthly instalments.

Speedy Process

Applying for a Home Loan is easy with our simple paperwork requirements. The application process is also speedy as you get disbursal within 48 Hours* of approval and document verification.

Easy Balance Transfer Facility

Transfer your Home Loan to Bajaj Housing Finance in simple steps to make your repayments more budget friendly. Also get a Top-up Loan at a competitive interest rate.

No Part-Prepayment or Foreclosure Fee

Pay off your Home Loan before time, partly or fully, without any charges to become debt-free. Note: Valid only for individuals with floating interest rates.

Minimal Eligibility Terms

Meet the basic eligibility requirements and avail of a Home Loan quickly. Our eligibility criteria are easy to meet and hassle-free.

Online Account Management

Check information related to your dues, interest rate, and more on the  digital customer portal. The portal is easy to navigate and customer friendly.

User-Friendly Digital Calculators

You can decide your repayment schedule as well as calculate your EMIs using the simple online EMI calculator. Apart from this, you can check your eligibility online by accessing the eligibility calculator.

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Documents Required for Home Loans in Jaipur

Simple paperwork makes applying for a Home Loan easier. Refer to the given list of documents***:

  • KYC documents (including ID and address proof)
  • Mandatory documents (such as PAN Card or Form 60)
  • Income proofs (such as Salary Slips for salaried individuals, P&L Statement, and more, based on your profile)
  • Bank account statements as requested
  • Proof of business (for self-employed applicants only)
  • Passport-sized photographs
  • Property papers such as Sale Agreement and Allotment Letter

***This list is indicative, and you may be requirement to submit other documents during your application.

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Eligibility Criteria for Home Loans in Jaipur

Avail of a Home Loan by meeting these simple parameters set by Bajaj Housing Finance:

Eligibility Criteria For Salaried For Self-Employed
Nationality Indians (including NRIs) Indians (residents)
Age 23 to 75 years** 25 to 70 years**
Work Experience/Business Continuity 3 years or more 5 years or more
Income A stable source of income from a public, private enterprise, or an MNC A stable revenue source from profession or business

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

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How to Apply for Home Loans in Jaipur

Applying for a Home Loan with Bajaj Housing Finance is simple and easy. You can also check your eligible loan amount by using our Home Loan Eligibility Calculator. To apply for a Home Loan online:

  • Navigate to our online application form. You can also click ‘Apply Now’ to apply for a Home Loan.
  • In the next step, choose your loan and employment type.

Based on your employment type, fill in the specific details such as your salary amount or annual turnover and business vintage.

Enter the property details at the last stage of the form.

Once you submit the form, our representative will contact you within 24 hours* to explain further steps.

*Terms and conditions apply.

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