Home Loan in Surat

Surat, Gujarat’s 2^nd largest commercial centre, regarded as one of the fastest growing cities in India. The city has featured twice in the list of cleanest cities in the country. Surat enjoys a well-connected road and rail network, and its international airport offers quick connectivity to major cities in India. The industrial areas in Surat are known to attract global investors given the presence of several manufacturing industries, especially textile and diamond. Surat has immense potential to attract investments in real estate given its growth rate and its near-zero unemployment rate.

To help homebuyers finance their dream house in Surat, Bajaj Housing Finance provides cost-effective Home Loan offers, starting as low as 6.65%* p.a. for salaried and professional applicants.

Features of the Bajaj Housing Finance Home Loan

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  Flexible Tenor

  The repayment window goes up to a maximum of 30 years, giving you the freedom to tailor your EMIs to your financial capacity.

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  Home Loan Balance Transfer

  You can reduce your EMIs with the quick and hassle-free home loan balance transfer facility. Refinance your existing home loan in Surat at a better rate of interest and avail an economical top-up loan for additional expenses.

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  Zero Foreclosure Charges

  The burden of having to pay fees for part-prepayments and foreclosures is no longer a problem anymore. Individuals with a floating-rate home loan can choose to prepay without any additional charges.

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  Top-up Loan

  You need not worry about your next big financial burden. Obtain a high-value top up loan at a nominal interest rate to cover all your expenses. To make things easier, no extra documentation is needed.

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  Digital Customer Portal

  Access your home loan details from the comfort of your home itself, anytime. From paying EMIs to viewing your statements and repayment schedule, have 24x7 access to a suite of loan services

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  Quick Loan Processing

  You can apply online for a home loan in Surat to expedite loan approval and disbursal. Get a digital sanction letter within a few minutes.

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  Simple Eligibility and Documents

  You can apply online for a home loan in Surat to expedite loan approval and disbursal. Get a digital sanction letter within a few minutes.

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  PMAY CLSS Benefits

  As an eligible first-time homeowner, you can avail of an interest subsidy of up to 6.5% on your home loan in Surat.

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  Easy Online Calculators

  Check how much finance you can qualify for with the eligibility calculator and forecast your EMIs with the EMI calculator to plan for repayment. Use tools like the Home loan balance transfer calculator and home loan prepayment calculator to make the most of your home loan in Surat.

   

Get a Home Loan in Surat from Bajaj Housing Finance at competitive interest rates starting 6.65%* for salaried and professional applicants. To know more about our interest rates and charges in detail, click here

Our documentation requirements are basic and make it easy to apply for a home loan in Surat. You will have to submit a few documents pertaining to your identity, address, income, and property. Check the list below**:

• KYC documents (including address and ID proof)
• Income documents (based on your borrower profile such as salary slips, Form 16, P/L statement, etc.)
• Bank account statements of the last 6 months
• Proof of business
• Passport-sized photograph
• Property papers such as sale agreement, allotment letter, receipt of payments made to the agent or developer, etc.

**This list of documents is indicative, and you may be requirement to submit others during your application, if needed.

Eligibility Criteria for Home Loan in Surat

You can avail a home loan in Surat as a salaried or self-employed professional against simple eligibility terms:

***Upper age limit is considered as age at the time of loan maturity
****Depending on the city of residence and age

How to Apply for a Bajaj Housing Finance Limited Home Loan in Surat

Making an application online is the fastest and most convenient way to apply for a home loan in Surat. Here are the essential steps:

It’s recommended you use the eligibility calculator to verify that you meet the parameters and decide on the loan amount. Then, use the home loan EMI calculator to plan set your EMI and select a tenor.

STEP 1: Fill out the home loan application form by picking the right loan type and entering important personal, financial, and employment or business details.

STEP 2: Once you are through with these steps, a relationship manager will reach out to you and indicate the next steps to get your home loan disbursed.