Home Loan Eligibility Criteria

Home Loan Eligibility Criteria

For Salaried Individuals
Bajaj Housing Finance Limited Home Loan eligibility criteria are easy to meet. They are**:

  • You should be a residing citizen of India
  • You should be between 23 and 62 years of age
  • You should be a salaried individual with a work experience of at least 3 years

**Please note that the list of eligibility mentioned is indicative. Terms and Conditions Applied.

For Self-employed Individuals

Bajaj Housing Finance Limited E-Home Loan eligibility criteria are simple. They are**: 

•    You should be a resident of India.
•    You should be between 25 and 70 years of age.
•    You should be a self-employed individual with at least 5 years of continuity in your current business.

**Please note that the list of eligibility mentioned is indicative. Terms and Conditions 
Applied. 

 

Documents Required for E-Home Loan

You will need these documents* to apply for a Bajaj Housing Finance Limited E-Home Loan: 

•    KYC documents (address and identity proofs)
•    Photograph
•    Form 16 or latest salary slips (for salaried individuals)/ TR Document and P&L Statement of last 2 years (for self-employed individuals)
•    Bank account statements of the previous 6 months
•    Document for proof of business, with minimum 5 years’ vintage (for businessmen/self-employed individuals only)

**Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. These requirements will be communicated to you accordingly.