Home Loan Eligibility Criteria

Home Loan Eligibility Criteria

For Salaried Individuals
Bajaj Housing Finance Limited Home Loan eligibility criteria are easy to meet. They are**:

  • You should be a residing citizen of India
  • You should be between 23 and 62 years of age
  • You should be a salaried individual with a work experience of at least 3 years

**Please note that the list of eligibility mentioned is indicative. Terms and Conditions Applied.

For Self-employed Individuals
Bajaj Housing Finance Limited Home Loan eligibility criteria are simple. They are**:

  • You should be a resident of India
  • You should be between 25 and 70 years of age
  • You should be a self-employed individual with at least 5 years of continuity in your current business

**Please note that the list of eligibility mentioned is indicative. Terms and Conditions Applied.

Documents Required for Home Loan
You will need these documents* to apply for a Bajaj Housing Finance Limited Home Loan:

  • KYC documents (address and identity proofs)
  • Photograph
  • Form 16 or latest salary slips (for salaried individuals)/ TR Document and P&L Statement of last 2 years (for self-employed individuals)
  • Bank account statements of the previous 6 months
  • Document for proof of business, with minimum 5 years’ vintage (for businessmen/self-employed individuals only)

**Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. These requirements will be communicated to you accordingly.