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Home Loan in Vijayawada: Overview_WC
Home Loan in Vijayawada: Overview
Vijayawada was India’s ninth most liveable city in 2018 and was also among the country’s one of the top 10 cleanest cities in 2020. It is Andhra Pradesh’s second-largest city. A key centre for business and trading, it is home to a thermal power plant and has a strategically important location on the banks of the river Krishna. It is also referred to as Vidyalawada owing to the large presence of some of the country’s best educational institutes.
With emerging opportunities for growth and robust infrastructure, Vijayawada is one of the most preferred cities to build your dream home. For aspiring homebuyers in Vijayawada, Bajaj Housing Finance provides attractive offers on its Home Loan at a competitive interest rate starting at 8.45%* for salaried and professional applicants. Before you decide to avail it, here is what you need to know.
Home Loan vijayawada: Features and Benefits_WC
Home Loan: Features and Benefits
Online Account Management
You can stay up to date on the various aspects concerning your Home Loan with our online portal. It is available 24x7 and can be accessed as per your convenience.
Applying for a Home Loan in Vijayawada is hassle-free. All you need to do is submit a few basic documents related to your income and KYC.
You can use Bajaj Housing Finance’s handy online Home Loan Eligibility Calculator to check your loan eligibility. You also have access to the EMI Calculator, the Home Loan Prepayment Calculator, and the Balance Transfer Calculator
Easy Balance Transfer
If you’re looking to bring down your EMIs, you can transfer your existing Home Loan to Bajaj Housing Finance. Not only will you get a better interest rate but you will also have the option of availing a sizeable Top-up Loan
Basic Eligibility Criteria
In order to qualify for the Bajaj Housing Finance Home Loan, all you need to do is meet the basic eligibility criteria in terms of age, years of work experience, and income stability.
Comfortable Repayment Tenor
You can choose to repay your loan over a flexible tenor of up to 40 years, which makes your EMIs easy to manage and facilitates better financial planning.
No Part-Prepayment Charges
Foreclose your loan without having to pay extra charges. You can also opt for part-prepayment facility without incurring any additional fee, allowing you to save more. (Note: Valid only for individuals with floating interest rates.)
Home Loan in Vijayawada: Documents Required_WC
Home Loan in Vijayawada: Documents Required
You can apply for a Home Loan in Vijayawada with a minimum set of documents. You only need to submit the following.
- KYC documents such as PAN Card and Aadhar Card
- For salaried applicants, last 3 months’ salary slips need to be submitted
- For self-employed applicants, bank account statements of the last 6 months need to be submitted
- Proof of business
- Property related papers
Note: This list is indicative. Additional documents may be needed during loan processing.
Home Loan in vijayawada: Eligibility Criteria_WC
Home Loan in Vijayawada: Eligibility Criteria
The Bajaj Housing Finance Home Loan eligibility criteria are as follows:
|Eligibility Criteria||For Salaried||For Self-Employed|
|Nationality||Indians (including NRIs)||Indians (residents)|
|Age**||23 to 75 years||25 to 70 years|
|Experience||3 years or more||5 years or more in the current enterprise|
|Income||A stable source of income from a public, private, or a multinational organisation||A stable revenue from the existing enterprise|
** The maximum age is considered as age at the time of loan maturity.
*Terms and conditions apply
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