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Home Loan in Vijayawada: Overview_WC

Home Loan in Vijayawada: Overview

Vijayawada was India’s ninth most liveable city in 2018 and was also among the country’s one of the top 10 cleanest cities in 2020. It is Andhra Pradesh’s second-largest city. A key centre for business and trading, it is home to a thermal power plant and has a strategically important location on the banks of the river Krishna. It is also referred to as Vidyalawada owing to the large presence of some of the country’s best educational institutes.

With emerging opportunities for growth and robust infrastructure, Vijayawada is one of the most preferred cities to build your dream home. For aspiring homebuyers in Vijayawada, Bajaj Housing Finance provides attractive offers on its Home Loan at a competitive interest rate starting at 7.70%* for salaried and professional applicants. Before you decide to avail it, here is what you need to know.

Home Loan vijayawada: Features and Benefits_WC

Home Loan: Features and Benefits

Online Account Management

You can stay up to date on the various aspects concerning your Home Loan with our online portal. It is available 24x7 and can be accessed as per your convenience.

Simple Documentation

Applying for a Home Loan in Vijayawada is hassle-free. All you need to do is submit a few basic documents related to your income and KYC.

User-Friendly Calculators

You can use Bajaj Housing Finance’s handy online Home Loan Eligibility Calculator to check your loan eligibility. You also have access to the EMI Calculator, the Home Loan Prepayment Calculator, and the Balance Transfer Calculator

Easy Balance Transfer

If you’re looking to bring down your EMIs, you can transfer your existing Home Loan to Bajaj Housing Finance. Not only will you get a better interest rate but you will also have the option of availing a sizeable Top-up Loan

Basic Eligibility Criteria

In order to qualify for the Bajaj Housing Finance Home Loan, all you need to do is meet the basic eligibility criteria in terms of age, years of work experience, and income stability.

Comfortable Repayment Tenor

You can choose to repay your loan over a flexible tenor of up to 30 years, which makes your EMIs easy to manage and facilitates better financial planning.

No Part-Prepayment Charges

Foreclose your loan without having to pay extra charges. You can also opt for part-prepayment facility without incurring any additional fee, allowing you to save more. (Note: Valid only for individuals with floating interest rates.)

Home Loan in Vijayawada: Documents Required_WC

Home Loan in Vijayawada: Documents Required

You can apply for a Home Loan in Vijayawada with a minimum set of documents. You only need to submit the following.

  • KYC documents such as PAN Card and Aadhar Card 
  • For salaried applicants, last 3 months’ salary slips need to be submitted
  • For self-employed applicants, bank account statements of the last 6 months need to be submitted
  • Proof of business
  • Property related papers

Note: This list is indicative. Additional documents may be needed during loan processing.

Home Loan in vijayawada: Eligibility Criteria_WC

Home Loan in Vijayawada: Eligibility Criteria

The Bajaj Housing Finance Home Loan eligibility criteria are as follows:

​​​Eligibility Criteria For Salaried For Self-Employed
​​​Nationality An Indian citizen residing in India An Indian citizen residing in India
Age** 23 to 62 years 25 to 70 years
Experience 3 years or more 5 years or more in the current enterprise
Income A stable source of income from a public, private, or a multinational organisation A stable revenue from the existing enterprise

** The maximum age is considered as age at the time of loan maturity.

*Terms and conditions apply

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