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Home Loan Starting 6.70%*

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Home Loan in Kota: Overview

Kota is a reputed coaching hub, popular amongst medical and engineering aspirants. The ‘Education City of India’ is an important district of Rajasthan, with gardens, palaces, and monuments, and trade centre in northern India, with cement, textile, dairy, chemical, engineering, and power industries within its boundaries. It attracts a large amount of job seekers and is an alternative centre of growth to Delhi. To prospective homeowners, seeking to affordably own a home, Bajaj Housing Finance Limited offers a home loan in Kota starting at 6.70%*.

  • Funds for additional expenses

    Upon availing a home loan in Kota, you can avail a substantial top-up loan at a nominal rate of interest. It can be used for your housing and non-housing needs.

  • Minimum documents and quick processing

    Get approval for a home loan in Kota with basic KYC and financial documents. On applying online, you can get a digital sanction letter within 10 minutes.

  • Easy balance transfer

    You can refinance your outstanding loan amount with Bajaj Housing Finance on cost-effective terms. When switching lenders, you can opt for a top-up loan for additional needs.

  • Property buying advice

    As a prospective homeowner, you receive a property dossier that explains the financial and legal aspects of purchasing a property in Kota. Also, to select the best home, you can avail in-person assistance.

  • Handy online calculators

    Use the Home Loan Eligibility Calculator to find out if you qualify for a home loan in Kota and how much you can apply for. Further, use the EMI Calculator to determine the tenor and EMI that suit you best.

  • Digital loan account

    Manage your home loan and access important details such as your repayment schedule and interest certificate through the  online customer portal 

  • Affordable prepayments

    Prepay your home loan in part or full against no extra charges and reduce your net interest payment.

  • PMAY subsidy

    Eligible first-time home buyers can avail a PMAY interest subsidy of up to Rs.2.67 lakh on their home loan in Indore.

  • Convenient repayment

    With a flexible tenor of up to 30 yours, you can tailor your EMI to your financial capacity

  • Basic eligibility criteria

    Get your home loan in Kota approved by meeting with simple age, work, and income criteria.

Documents Required for Home Loan in Kota

Availing a home loan in Kota from Bajaj Housing Finance is easy, given that you only need to provide basic documentation* such as:

  • KYC documents (including ID and address proof)
  • Income documents (based on your borrower profile such as salary slips, Form 16, P/L statement, etc.)
  • Bank account statements of the last 6 months
  • Proof of business
  • Passport-sized photograph
  • Property papers such as sale agreement, allotment letter, receipt of payments made to the agent or developer, etc.

*This list of documents is indicative, and you may be required to submit others during your application, if needed.

Eligibility Criteria for Home Loan in Kota

The eligibility criteria listed for a home loan in Kota are not demanding. Both salaried and self-employed individuals can easily avail a home loan.

Eligibility Criteria For Salaried For Self-employed
Nationality Resident Indian Resident Indian
Age 23 to 62 years 25 to 70 years
Work Experience/Business Continuity 3 years or more 5 years or more
Income Employed with a stable source of income Showcase stable revenue from profession or business

How to Apply for the Bajaj Housing Finance Home Loan in Kota

Once you complete these steps, a relationship manager will reach out to you and help you have the funds disbursed to your bank account without delay.

Once you complete these steps, a relationship manager will reach out to you and help you have the funds disbursed to your bank account without delay.

  • Start by checking your eligibility, using the Eligibility Calculator. Next, use the EMI Calculator to finalise your loan amount, EMI, and repayment period.
  • Fill in the online application form by selecting the type of loan you need and providing details pertaining to your finances, work or business, and personal profile.

Upon completing these steps, a relationship manager will contact you and help you expedite loan disbursal.