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Home Loan in Kota: Overview_WC

Home Loan in Kota: Overview

​Kota is a reputed coaching hub, popular amongst medical and engineering aspirants. It is an important district of Rajasthan, with abundant employment opportunities in cement, textile, dairy, chemical, engineering, and power industries. It attracts a large amount of job seekers. To prospective homeowners, seeking to affordably own a home, Bajaj Housing Finance offers a Home Loan in Kota starting at 8.50%*.

Home Loan in Kota: Features and Benefits

Funds for Additional Expenses

Upon availing of a Home Loan in Kota, you can avail a substantial top-up loan at a nominal rate of interest. It can be used for your housing and non-housing needs.

Minimum Documents and Quick Processing

Get approval for a Home Loan in Kota with basic KYC and financial documents. On applying online, you can get a Digital Sanction Letter within 10 minutes*.

Easy Balance Transfer

You can refinance your outstanding loan amount with Bajaj Housing Finance on cost-effective terms. When switching lenders, you can opt for a Top-up Loan for additional needs.

Property Buying Advice

As a prospective homeowner, you receive a property dossier that explains the financial and legal aspects of purchasing a property. Also, to select the best home, you can avail in-person assistance.

Handy Online Calculators

Use the Home Loan Eligibility Calculator  to find out if you qualify for a Home Loan and how much you can apply for. Further, use the EMI Calculator  to determine the tenor and EMI that suit you best.

Digital Loan Account

Manage your Home Loan and access important details such as your repayment schedule and SOAs through the  online customer portal

Affordable Prepayments

Individuals can prepay their Home Loan in part or full against no extra charges and reduce your net interest payment.

Basic eligibility criteria

Get your Home Loan in Kota approved by meeting with simple age, work, and income criteria.

Home Loan in Kota: Documents Required_WC

Home Loan in Kota: Documents Required

Availing a Home Loan from Bajaj Housing Finance is easy, given that you only need to provide basic documentation such as:

  • KYC documents 
  • Salary slips (for salaried applicants)
  • P&L statement (for self-employed applicants)
  • Income documents
  • Last 6 months’ bank account statements
  • Proof of business
  • Passport-sized photograph
  • Sale agreement and allotment letter

Note: This list of documents is indicative, and you may be required to submit others during your application, if needed.

Home Loan in Kota: Eligibility Criteria_WC

Home Loan in Kota: Eligibility Criteria

The eligibility criteria listed for a Home Loan Kota are not demanding. Both salaried and self-employed individuals can easily avail a Home Loan.

Eligibility Criteria For Salaried For Self-Employed
Nationality Indians (including NRIs) Indians (resident)
Age Between 23 and 75 years** Between 25 and 70 years**
Work Experience/Business Continuity More than 3 years More than 5 years
Income Stable source of income Showcase a stable revenue from profession or business

** The maximum age is considered as age at the time of loan maturity.

Home Loan in Kota: How to Apply_WC

Home Loan in Kota: How to Apply

  • Start by checking your eligibility, using the eligibility calculator. Next, use the EMI Calculator to finalise your loan amount, EMI, and repayment period.
  • Fill in the online application form  by selecting the type of loan you need and provide details pertaining to your finances, work or business, and personal profile.

Once you complete these steps, our representative will get in touch with you for further steps.

*Terms and conditions apply

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