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Home Loan in Indore: Overview

Indore, the industrial hub of the central state of Madhya Pradesh, has established itself as one of the cleanest cities in the country and was one of the first 100 to be selected for the Smart City Mission. It is also recognised as Madhya Pradesh’s financial capital and is home to prestigious institutions such as IIT-Indore and IIM-Indore. As it is a centre of education and commerce, there is a growing demand in the city’s real estate market.

To help you with your homebuying journey in this city, Bajaj Housing Finance offers  Home Loans at an attractive interest rate with a longer repayment tenor of up to 40 years, basis eligibility.


Home Loan in Indore: Features and Benefits

Simple Documentation and Quick Processing

Get your Home Loan approved with basic KYC, income, financial, and property-related documents. Benefit from quick processing with our minimal documentation.

Refinance Your Existing Loan

You can transfer your Home Loan to Bajaj Housing Finance to benefit from more cost-effective terms. While doing so, you can also get a Top-up Loan at a competitive rate of interest.

Digital Access

Get documents and details regarding your Home Loan, such as your interest certificate and loan statement, anytime, anywhere, through our online platform.

Straight Forward Eligibility Criteria

Obtain a Home Loan with Bajaj Housing Finance quickly, courtesy of easy Home Loan eligibility terms. Our eligibility parameters, such as income and work experience, among others, are easy-to-meet.

No Prepayments Charges

Bajaj Housing Finance does not charge a penalty on the part-prepayment or foreclosure of a floating interest rate Home Loan for an individual borrower.

Flexible Tenor

With tenors that go up to 40 years, you can keep your EMIs low and align them with your income and obligations.


Home Loan in Indore: Documents Required

Availing of a Home Loan from Bajaj Housing Finance is easy, given that you only need to provide basic documents*** such as:

  • KYC documents (including ID and address proof)
  • Mandatory documents (PAN card or Form 60)
  • Financials (Form 16, P&L statement, etc.)
  • Bank account statements of the last 6 months
  • Last 3 months’ salary slips (for salaried applicants only)
  • Proof of business (for self-employed applicants only)
  • Property papers such as sale agreement, allotment letter, receipt of payments made to the agent or developer, etc.

***This list of documents is indicative and you may be required to submit others during your application, if needed.


Home Loan in Indore: Eligibility Criteria

The eligibility criteria for a Home Loan are easy-to-meet. You must fulfill the eligibility criteria to avail of a sizeable sanction on better terms.

Eligibility Criteria For Salaried For Self-Employed
Nationality Indian (including NRIs) Indian (residents only)
Age** 23 to 75 years 25 to 70 years
Work experience/business continuity 3 years or more 5 years or more
Income Employed with a stable source of income Showcase stable revenue from your profession or business (existing)

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.


Home Loan in Indore: How to Apply

To avail of a Home Loan from Bajaj Housing Finance, enter all the requested details in the online application form. Once the form is filled and submitted, our representative will contact you to proceed with your Home Loan application. Once you complete these steps, our representative will reach out to you and help you with the further steps.

If you submit all the details correctly and meet our verification parameters, you can expect a speedy approval, followed by disbursal.

*Terms and conditions apply.

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