Home Loan in Nashik-Banner_WC


Home Loan in Nashik: Overview_WC

Home Loan in Nashik: Overview

Nashik is among Maharashtra’s top three industrial hubs after Mumbai and Pune. Some of the world’s and the country’s biggest companies have set up their industries in Nashik, making it a city brimming with opportunities.

If you are planning to own a home in the city, you can consider taking a Home Loan from Bajaj Housing Finance to avail of a competitive interest rate on Home Loans.

Home Loan in Nashik: Features and Benefits_WC

Home Loan in Nashik: Features and Benefits

Refinance your Existing Loan

You can easily transfer your Home Loan to Bajaj Housing Finance to benefit from cost-effective terms. While doing so, you can also get a Top-up Loan bearing a nominal rate of interest.

Basic Paperwork

Availing of a Home Loan from Bajaj Housing Finance does not require any complex documentation. You need to submit documents related to your income and KYC details, among others.

Digitally Accessible Account

A 24x7 online service is provided so that you can check your loan-related information. It has details pertaining to your repayment schedule, rate of interest and interest certificate.

Convenient Calculators

You can check if you qualify for a Home Loan by using our Home Loan Eligibility Calculator. The EMI calculator will assist you in determining your monthly EMIs. There are other calculators as well to help you plan balance transfer and part-prepayment.

Flexible Repayment Tenor

The Bajaj Housing Finance Home Loan comes with a comfortable tenor. It goes up to 40 years, making EMIs pocket friendly.

Nil Prepayment and Foreclosure Charges

Individual borrowers with floating Home Loan interest rates do not have to pay any extra charges if they wish to part-prepay or foreclose their Home Loan.

Home Loan in Nashik: Documents Required_WC

Home Loan in Nashik: Documents Required

Bajaj Housing Finance requires very basic documentation to avail of a Home Loan. You need to submit the following:

  • Mandatory documents such as PAN card or Form 60
  • KYC documents (including ID and address proof)
  • Income documents (latest salary slips for salaried applicants and business vintage proof and P&L statement for self-employed applicants)
  • Bank account statements of the last 6 months
  • Passport-sized photograph
  • Property papers such as sale agreement and title deed.

Note: This list of documents is indicative, and you may be required to submit others during your application, if needed.

Home Loan in Nashik: Eligibility Criteria_WC

Home Loan in Nashik: Eligibility Criteria

Meet the following parameters to get a Home Loan from Bajaj Housing Finance.

​​​Eligibility Criteria For Salaried For Self-Employed
​​​Nationality Indians (including NRIs) Indians (residents)
Age** 23 to 75 years 25 to 70 years
Work experience/business continuity 3 years or more 5 years or more
Income Employed with a stable source of income from a private, public, or a multinational organisation Showcase stable revenue from the current business enterprise

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan in Nashik: How to Apply_WC

Home Loan in Nashik: How to Apply

The application process for a Home loan with Bajaj Housing Finance is hassle-free. Follow these simple steps to get started.

  1. You can use the eligibility calculator to check your eligibility and the EMI Calculator to check your monthly loan repayment amount
  2. To apply for a Home Loan, fill in the mandatory fields in the  online application form  with accurate details

Once you have submitted all the details, you will get a call from our representative, who will assist you with the further process.

*Terms and conditions apply

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