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Home Loan Starting 6.70%*

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Home Loan in Nashik: Overview

Nashik is among Maharashtra’s top three industrial hubs after Mumbai and Pune. It is home to the Hindustan Aeronautics Limited aircraft manufacturing plant, the Currency Note Press and the Indian Security Press. Some of the world’s and the country’s biggest companies have set up their industries in Nashik, making it a city that is brimming with opportunities. Known as the ‘Wine capital of India’, Nashik boasts sprawling vineyards and hosts several wine festivals every year.

If you are considering owning a home in the city, Bajaj Housing Finance has some lucrative offers for securing a home loan in Nashik with interest rates starting at 6.70%*.

  • Benefits for first time home buyers

    Opting for a home loan in Nashik from Bajaj Housing Finance has added benefits where buyers can get a high-value interest subsidy for their loan if they meet the eligibility terms of the Pradhan Mantri Awas Yojana scheme.

  • Refinance your existing loan

    You can transfer your outstanding home loan balance to Bajaj Housing Finance to benefit from more cost-effective terms. While doing so, you can also get a top-up loan bearing nominal rate of interest.

  • High value loan

    You will be able to get a top-up loan at a nominal rate of interest to look after your other major expenses when you pay your EMIs on schedule.

  • Basic paperwork

    Bajaj Housing Finance does not require any complex documentation. You can avail a home loan in Nashik with simple documents related to your income and KYC details.

  • Digitally accessible account

    A 24x7 online service is provided so that you can check your loan-related information. It has details pertaining to your repayment schedule, rate of interest and interest certificate.

  • Property guide

    As a homeowner, you will need to stay informed about the various legal and financial aspects of your property. Our detailed dossier service makes this easy.

  • Simple balance transfer of home loan

    The process of home loan balance transfer is made more flexible with Bajaj Housing Finance. It also bears a nominal rate of interest, making repayment easier.

  • Convenient calculators

    You can check if you qualify for a home loan in Nashik by using the Home Loan Eligibility Calculator. The EMI calculator will assist you in determining your monthly EMIs. There are other calculators as well to help you with plan balance transfer and part-prepayment.

  • Basic eligibility criteria

    Getting a home loan in Nashik is easy once you meet Bajaj Housing Finance’s home loan eligibility criteria.

  • Favourable EMIs over a long repayment duration

    A home loan from Bajaj Housing Finance allows you a comfortable tenor. It goes up to 30 years, making EMIs pocket-friendly.

  • Affordable foreclosure

    No charges will be applied if you wish to foreclose your loan or opt for part-prepayment, so you can save more on your home loan

Documents Required for a Home Loan in Nashik

Bajaj Housing Finance requires very basic documentation for a home loan in Nashik. You need to submit the following*:

  • KYC documents (including ID and address proof)
  • Income documents (based on your borrower profile such as salary slips, Form 16, P/L statement, etc.).
  • Bank account statements of the last 6 months
  • Proof of business
  • Passport-sized photograph
  • Property papers such as sale agreement, allotment letter, receipt of payments made to the agent or developer, etc.

*This list of documents is indicative and you may be required to submit others during your application, if needed.

Eligibility Criteria for Home Loan in Nashik

Meet the following parameters to get a home loan in Nashik from Bajaj Housing Finance.

Eligibility Criteria For Salaried For Self-employed
Nationality Resident Indian Resident Indian
Age 23 to 62 years 25 to 70 years
Work experience/business continuity 3 years or more 5 years or more
Income Employed with a stable source of income Showcase stable revenue from profession or business

How to Apply for the Bajaj Housing Finance Home Loan in Nashik

Bajaj Housing Finance has made the application process for a home loan in Nashik hassle-free. Follow these simple steps to get started.

Step 1: Use the eligibility calculator to check your eligibility and the EMI Calculator to check your monthly loan repayment amount.

Step 2: Next, fill in the mandatory fields in the online application form with accurate details.

That’s it. All you need to do now is wait for a call from a relationship manager who will assist you with the rest of your application.