Home Loan in Nashik: Overview
Nashik is among Maharashtra’s top three industrial hubs after Mumbai and Pune. Some of the world’s and the country’s biggest companies have set up their industries in Nashik, making it a city brimming with opportunities.
If you are considering owning a home in the city, consider the Bajaj Housing Finance Home Loan in Nashik, with interest rates starting at 8.45%* for salaried and professional applicants.
Home Loan in Nashik: Features and Benefits
Refinance your Existing Loan
You can easily transfer your Home Loan to Bajaj Housing Finance to benefit from cost-effective terms. While doing so, you can also get a Top-up Loan bearing a nominal rate of interest.
Basic Paperwork
Availing of a Home Loan from Bajaj Housing Finance does not require any complex documentation. You need to submit documents related to your income and KYC details, among others.
Digitally Accessible Account
A 24x7 online service is provided so that you can check your loan-related information. It has details pertaining to your repayment schedule, rate of interest and interest certificate.
Convenient Calculators
You can check if you qualify for a Home Loan by using our Home Loan Eligibility Calculator. The EMI calculator will assist you in determining your monthly EMIs. There are other calculators as well to help you plan balance transfer and part-prepayment.
Flexible Repayment Tenor
The Bajaj Housing Finance Home Loan comes with a comfortable tenor. It goes up to 40 years, making EMIs pocket friendly.
Affordable Foreclosure
No charges will be applied if you wish to foreclose your loan or opt for part-prepayment, so you can save more on your Home Loan. (Note: Valid only for individuals with floating rates of interest.)
Home Loan in Nashik: Documents Required
Bajaj Housing Finance requires very basic documentation to avail of a Home Loan. You need to submit the following:
- KYC documents (including ID and address proof)
- Income documents (latest salary slips for salaried applicants and business vintage proof and P&L statement for self-employed applicants)
- Bank account statements of the last 6 months
- Passport-sized photograph
- Property papers such as sale agreement and title deed.
Note: This list of documents is indicative, and you may be required to submit others during your application, if needed.
Home Loan in Nashik: Eligibility Criteria
Meet the following parameters to get a Home Loan from Bajaj Housing Finance.
| Eligibility Criteria | For Salaried | For Self-Employed |
|---|---|---|
| Nationality | Indians (including NRIs) | Indians (residents) |
| Age** | 23 to 75 years | 25 to 70 years |
| Work experience/business continuity | 3 years or more | 5 years or more |
| Income | Employed with a stable source of income from a private, public, or a multinational organisation | Showcase stable revenue from the current business enterprise |
** The maximum age is considered as age at the time of loan maturity.
Home Loan in Nashik: How to Apply
The application process for a Home loan with Bajaj Housing Finance is hassle-free. Follow these simple steps to get started.
- Use the eligibility calculator to check your eligibility and the EMI Calculator to check your monthly loan repayment amount
- Next, fill in the mandatory fields in the online application form with accurate details
That’s it. All you need to do now is wait for a call from our representative who will assist you with the rest of your application.
*Terms and conditions apply
