Home Loan in Ghaziabad: Overview
Ghaziabad is an emerging residential market for people looking to buy or invest in the real estate industry. The city lies between Meerut and Delhi. Primely located on the Grant Trunk Road, it is well-connected and provides ease of transport to and from Greater Noida, Noida, and Delhi. Moreover, with the Rapid Rail Transit System passing through Ghaziabad, you can speedily travel to Delhi and Meerut.
Furthermore, several IT companies and BPOs are being set-up in Ghaziabad. Such opportunities have led to an increase in residential projects replete with the best amenities, making Ghaziabad’s residential market one of the best places to invest.
With the Bajaj Housing Finance Home Loan, you can easily be a homeowner in one of its top locales. Read on to know more about Home Loan offering from Bajaj Housing Finance.
Home Loan in Ghaziabad: Features and Benefits
Long and Flexible Repayment Tenor
To help you repay the Home Loan easily and on time without affecting your finances, Bajaj Housing Finance offers a repayment tenor of up to 30 years.
No Prepayment Charges
With the Bajaj Housing Finance Home Loan, you can opt for part-prepayment, or foreclosure without paying any extra charges. (Note: Valid only for individuals with floating interest rates.)
Hassle Free Documentation
You only need to submit basic KYC, income, and employment documentation with our swift Home Loan application process.
On-the-Go Access
You can make EMI payments, check your balance, or view interest certificates wherever you are and at any time using the customer portal.
Easy Home Loan Balance Transfer
You can easily transfer and refinance your Home Loan from your current lender to Bajaj Housing Finance. Not only will you enjoy lower interest rates, but also you get access to a sizeable Top-up Loan.
Online Calculators
You can better manage your Home Loan using a host of calculators. Using an EMI Calculator will help you choose the right loan amount, the Home Loan Eligibility Calculator will help you know if you qualify for a loan. Also, you can use the prepayment calculator and balance transfer calculator to make sound decisions regarding your loan.
Home Loan in Ghaziabad: Documents Required
Below are the documents you require for a Bajaj Housing Finance Home Loan.
- KYC documents for identity verification
- Income-proof documents based on your profile such as Form 16 and salary slips
- Bank account statements of the last 6 months
- Proof of business
- Passport-sized photograph
- Property documents such as sale agreement
Note: This list of documents is indicative, and you may be requirement to submit others during your application, if needed.
Home Loan Eligibility in Ghaziabad
The eligibility criteria for a Bajaj Housing Finance Home Loan in Ghaziabad are given below.
| Eligibility Criteria | For Salaried | For Self-employed |
|---|---|---|
| Nationality | Indian citizen residing in the country | Indian citizen residing in the country |
| Age** | 23 to 62 years | 25 to 70 years |
| Experience | 3 years and above | 5 years and above |
| Income | Regular income from a public, private, or a multinational organisation. | Proof of income source from the existing business |
** The maximum age is considered as age at the time of loan maturity.
*Terms and conditions
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