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Home Loan Starting 6.70%*

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Home Loan in Ghaziabad: Overview

Lying between Meerut and Delhi, Ghaziabad is an up-and-coming residential market for people looking to buy or invest in a home. Primely located on the Grant Trunk Road, this city is well-connected and provides ease of transport to and from Greater Noida, Noida and Delhi. Moreover, with the Rapid Rail Transit System passing through Ghaziabad, you can speedily travel to Delhi and Meerut.

Furthermore, many MNCs like ITC Coca-Cola have set shop in Ghaziabad, attracting other IT companies and BPOs, making Ghaziabad a land of opportunities. Naturally, these factors have led to the increase in residential projects replete with the best amenities, making Ghaziabad’s residential market one of the best places to invest. Currently, the average cost of housing property can go up to Rs.25,774 per square feet in top locales such as Raj Nagar Extension, Vaishali, and Sector 2 in Vaishali.

The average property price in Ghaziabad is approximately Rs.49 lakhs. Moreover, with a Bajaj Housing Finance Home Loan in Ghaziabad, you can easily be a homeowner in one of its top locales. Read on to know more about home loan offering from Bajaj Housing Finance.

Home Loan in Ghaziabad: Features and Benefits

  • Long and flexible repayment tenor: To help you repay the loan easily and on time without affecting your finances, Bajaj Housing Finance offers a repayment tenor of up to 30 years on a home loan in Ghaziabad.
  • PMAY scheme: As a first-time homebuyer under the CLSS class, you can avail of an interest subsidy of up to Rs.2.67 lakhs over your total home loan amount.
  • No prepayment charges: With this home loan in Ghaziabad, you can opt for part prepayment, prepayment or foreclosure, and Bajaj Housing Finance will levy no charges, helping you increase your savings on the total cost of the loan.
  • Hassle free documentation: With the need to submit only KYC and employment documentation, this home loan application process is swift. Furthermore, with simple eligibility criteria, you can easily qualify for the loan. Also, you can choose to get a digital sanction letter and become a homeowner in no time at all.
  • On-the-go access to loan account:You can make EMI payments, check your balance or view interest certificates wherever you are and at any time using the customer portal.
  • Easy home loan balance transfer: You can easily transfer and refinance your home loan in Ghaziabad from your current lender to Bajaj Housing Finance. Not only will you enjoy lower interest rates, but also you get access to a sizeable top-up loan 
  • High top-up loan amount: With a home loan in Ghaziabad, you can avail of a top-up loan at an economical interest rate.
  • Flexible tenor: Easily tailor your EMIs to suit your financial capability with a long repayment tenor of up to 30 years on your home loan in Noida.
  • Online calculators: You can better manage your home loan in Ghaziabad using a host of its calculators. While using an EMI Calculator will help you choose the right loan amount, The Home Loan Eligibility Calculator will help you know if you qualify for a loan. Also, you can use the prepayment calculator and balance transfer calculator to make other sound decisions regarding your loan.

 

Documents Required for Home Loan in Ghaziabad

Below are the documents you require for a Bajaj Housing Finance home loan in Ghaziabad.

  • KYC documents
  • Income-proof documents based on your profile like Form 16, salary slips, etc.
  • Bank account statements of the last 6 months
  • Proof of business
  • Passport-sized photograph
  • Property papers such as sale agreement, allotment letter, receipt of payments made to the agent or developer, etc.

Remember that this list of documents is indicative, and you may be requirement to submit others during your application, if needed.

Home Loan Eligibility in Ghaziabad

The eligibility criteria for a Bajaj Housing Finance Home Loan in Ghaziabad are given below.

Eligibility Criteria For Salaried For Self-employed
Nationality Resident Indian Resident Indian
Age 23 to 62 years 25 to 70 years
Work Experience/Business Continuity 3 years or more 5 years or more
Income Employed with a stable source of income Showcase stable revenue from profession or business