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Home Loan in Noida: Overview_WC

Home Loan in Noida: Overview

Noida, a thriving city in the NCR, showcases rapid infrastructure growth, including metro expansion, expressways, and modern amenities. With emerging commercial hubs, educational institutions, and green spaces, Noida offers an ideal blend of urban convenience and quality living, making it a perfect choice for homeowners seeking contemporary lifestyle amenities.

Owning a property here has gotten easier with a  Home Loan from Bajaj Housing Finance. Apply today, to benefit from our extensive features and benefits.

Home Loan in Noida: Features and Benefits_WC

Home Loan in Noida: Features and Benefits

Easy Home Loan Balance Transfer

Bajaj Housing Finance facilitates an easy balance transfer of your current Home Loan, helping you avail of lower interest rates.

Top-up Loan Option

When you choose to transfer your Home Loan balance to us, you can even avail of a Top-up Loan worth Rs.1 Crore* or higher, above your Home Loan amount.

No Part-Prepayment Charges

If you are an individual with a floating interest rate Home Loan, you can make part-prepayments, or even foreclose your loan at zero additional costs.

Flexible Repayment Tenor

Bajaj Housing Finance offers a repayment tenor of up to 40 years, which lets you repay the loan amount at your pace.

Access to Online Tools

Minimise your chances of Home Loan rejection by preparing your application with the help of our online calculators and tools. They let you calculate the right loan amount suited to your repayment capacity and help you decide the appropriate loan amount when applying for a Home Loan.

Easy Eligibility and Documentation Requirements

To get the Home Loan you desire, all you need to do is meet some easy Home Loan eligibility terms and submit minimal documentation, which includes KYC documents, amongst others.

Home Loan in Noida: Documents Required_WC

Home Loan in Noida: Documents Required

To apply for a Home Loan with Bajaj Housing Finance, you will need the following documents:

1. For Salaried Employees

  • KYC documents
  • Mandatory documents (PAN Card/Form 60)
  • 3 months’ salary slips
  • Proof of employment
  • ITR statements

2. For Self-Employed Individuals

  • KYC documents
  • Mandatory documents (PAN Card/Form 60)
  • P&L statements
  • Educational certificates for doctors and a valid COP for CAs
  • Proof of business vintage
  • ITR statements

Note: This list is indicative. Additional documents may be needed during loan processing.

Home Loan in Noida: Eligibility Criteria_WC

Home Loan in Noida: Eligibility Criteria

Eligibility Criteria Salaried Borrowers Self-Employed Borrowers
Nationality Indians (including NRIs) Indians (residents only)
Age 23 to 75 years** 25 to 70 years**
Work Experience/Business Continuity 3 years+ 5 years+
Income Employed with a stable source of income Showcase stable revenue from profession or business

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan in Noida: How to Apply_WC

Home Loan in Noida: How to Apply

The Home Loan application journey with Bajaj Housing Finance is straightforward and can be wrapped up in minutes. Follow the prescribed steps to complete your application:

  1. Visit the Home Loan application on our official website.
  2. Provide your occupation type, desired loan type, and PIN code.
  3. Next, provide your identification, PAN, and income details.
  4. Lastly, declare whether you have already identified a property for which you need the Home Loan. If yes, select the property type, and provide the down payment details.
  5. Submit the form.

A Bajaj Housing Finance representative will connect with you to walk you through the following steps.

*Terms and conditions apply.

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