Home Loan in Gurugram -Banner_WC


Home Loan in Gurugram: Overview_WC

Home Loan in Gurugram: Overview

Gurugram has witnessed rapid urbanisation in the last few decades. The city’s development policies have paved the way for the establishment of various industries in the fields of manufacturing, infrastructure and IT. To help home buyers realise their dream of owning a home in this city, Bajaj Housing Finance offers a sizeable Home Loan in Gurugram starting at a competitive interest rate.

Home Loan in Gurugram: Features and Benefits_WC

Home Loan in Gurugram: Features and Benefits

Interest Rate of 8.50%* p.a.

Salaried applicants can avail of a Home Loan at an attractive interest rate starting as low as 8.50%* p.a.

Easy Balance Transfer

Transfer your existing Home Loan to Bajaj Housing Finance with minimal paperwork and avail of a  Top-up Loan  of Rs.1 Crore* or higher, basis eligibility.

Flexible Repayment Tenor

Choose a tenor of up to 40 years as per your preference and personal finances to ensure comfortable repayment.

Zero Prepayment and Foreclosure Charges

No additional charges are levied on the prepayment or foreclosure of floating interest rate Home Loans for individuals.

Online Account Management

Through our customer portal, you can complete a range of functions online, such as downloading your SOAs or catching up with your delayed EMI payments.

Calculations Made Easier

Access the  online Eligibility Calculator  to check if you qualify for a Home Loan. Use the  EMI Calculator  to find out which repayment model is the most suitable for you.

Home Loan in Gurugram: Interest Rate, Fees and Charges _WC

Home Loan in Gurugram: Interest Rate, Fees and Charges

The Bajaj Housing Finance Home Loans comes with attractive interest rates starting at 8.50%* p.a. for salaried applicants. To know more about our Home Loan interest rate, fees, and charges in detail,click here.

Home Loan in Gurugram: Documents Required_WC

Documents Required for a Home Loan in Gurugram

Applying for the Bajaj Housing Finance Home Loan is easy with minimal paperwork. You only need to submit the following documents***:

  • KYC documents (including address and identity proof)
  • Mandatory documents (PAN Card, Form 60)
  • Income documents (based on your borrower profile such as salary slips, P/L statement, etc.)
  • Bank account statements for the last 6 months
  • Proof of business
  • Passport-sized photograph
  • Property papers such as sale agreement and allotment letter.

***This list of documents is indicative, and you may be required to submit others during your application, if needed.

Home Loan in Gurugram: Eligibility Criteria _WC

Eligibility Criteria for a Housing Loan in Gurugram

The eligibility criteria of Bajaj Housing Finance are easy to understand and meet.

Eligibility Criteria Requirement
Citizenship Salaried: Indians (including NRIs); Self-employed: Indians (residents)
Age** Salaried: 23 to 75 years; Self-employed: 25 to 70 years
Work experience Salaried: Minimum 3 years; Self-employed: Minimum 5 years

**The maximum age is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan in Gurugram: How to Apply _WC

Step-by-Step Guide to Apply for a Home Loan in Gurugram

Get started with the application process right away with these simple steps:

  1.  Visit our Online Home Loan application form
  2.  Enter your personal details, such as name, type of occupation, pin code, mobile number and other personal details. Also select your loan type.
  3. Once you submit the application form successfully, our representative will get in touch with you shortly.

*Terms and conditions

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