Home Loan in Gurugram of up to Rs.15 Crore* @7.25%* p.a.

Overview of a Housing Loan in Gurugram

Gurugram has witnessed rapid urbanisation in the last few decades. The city’s development policies have paved the way for the establishment of various industries in the fields of manufacturing, infrastructure, and IT. To help homebuyers realise their dream of owning a home in Gurugram, Bajaj Housing Finance offers sizeable Home Loans starting at competitive interest rates.

Features and Benefits of a Home Loan in Gurugram

Interest Rate of 7.25%* p.a.

Salaried applicants can avail of a Home Loan at an attractive interest rate starting as low as 7.25%* p.a.

Easy Balance Transfer

Transfer your existing Home Loan to Bajaj Housing Finance with minimal paperwork and avail of a Top-up Loan of Rs.1 Crore* or higher, basis eligibility.

Long Repayment Tenure

Our long tenure of up to 32 years ensures comfortable repayment.

Zero Prepayment and Foreclosure Charges

No additional charges are levied on the prepayment or foreclosure of floating interest rate Home Loans for individuals borrowers.

Online Account Management

Through our customer portal, you can complete a range of functions online, such as downloading your SOAs or catching up with your delayed EMI payments.

Calculations Made Easier

Access the online eligibility calculator to check if you qualify for a Home Loan. Use the EMI calculator to estimate your EMIs for a given loan amount and tenure. You can also view your repayment schedule for a detailed breakdown of your EMIs.

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Calculate Home Loan EMI

Loan AmountRs.

Rs.4 LakhRs.15 Crore

TenureYears

5 Years32 Years

Interest Rate%

1%15%

Your EMI is Rs. 0

Total Interest

0.00%

Rs. 0.00

0.00%

Total Payable Amount

Rs. 0.00

View Repayment Schedule

Repayment Schedule

Date

Interest rate for a Home Loan in Gurugram

Bajaj Housing Finance Home Loans comes with attractive interest rates starting at 7.25%* p.a. for salaried applicants. To know more about our Home Loan interest rate in detail, click here.

Documents Required for a Home Loan in Gurugram

You need to provide identity proof, income proof, address proof, PAN Card or Form 97 (mandatory), and property-related documents when applying for a housing loan in Gurugram. For a complete list of documents, click here. The list is indicative and may vary depending on the loan application.

Eligibility Criteria for a Housing Loan in Gurugram

The eligibility criteria of Bajaj Housing Finance are easy to meet.

Eligibility Criteria	Requirement
Citizenship	Salaried: Indians (including NRIs) Self-employed: Indians (residents)
Age	Salaried: 23 to 67 years Self-employed: 25 to 70 years
Work experience	Salaried: Minimum 3 years Self-employed: Minimum 3 years

**The maximum age is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Steps to Apply for a Home Loan in Gurugram

Get started with the application process right away with these simple steps:

 Visit our Home Loan application form.
 Enter your personal details, such as name, type of occupation, pin code, mobile number, and other personal details. Also, select your loan type.
Proceed to generate and enter the OTP.
Fill in the required details related to your property and finances.
Submit the form.

Once you submit the application form successfully, our representative will get in touch with you shortly.

*Terms and conditions apply.

FAQs: Home Loan in Gurugram

You can apply for a Home Loan in Gurugram with Bajaj Housing Finance and experience quick disbursal within 48 Hours* post document verification.

We require a few basic documents*** to process your housing loan, including identity proof, income proof, address proof, PAN Card or Form 97 (mandatory), and property documents. To view the complete list of documents, click here.

***This list is indicative, and additional documents may be required during loan processing.

With Bajaj Housing Finance, you can apply for a Home Loan in Gurugram and secure a loan amount of up to Rs.15 Crore*, based on your eligibility

To apply for a Home Loan in Gurugram, salaried applicants should be within the age range of 23 to 67 years**. Self-employed applicants should be between 25 and 70 years** of age.

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

You can estimate the loan amount you can be eligible for on a salary of Rs.40,000 by using our housing loan eligibility calculator.

You can avail of a Home Loan in Gurugram with Bajaj Housing Finance and enjoy a long repayment tenure of up to 32 years.