Home Loan for Doctors: Overview
With the Bajaj Housing Finance Home Loan for Doctors, you can avail of a sizeable sanction of Rs.5 Crore* or higher, basis eligibility, starting as low as 7.60%* p.a. This loan facility comes with benefits such as easy balance transfer, doorstep document pick-up service, and online account management.
Home Loans for doctors are customised to help doctors purchase their dream home or refinance their existing Home Loans without any hassles. Apply today and pay EMIs comfortably.
Home Loan for Doctors: Features and Benefits
With the Bajaj Housing Finance Home Loan for Doctors, you can enjoy a host of features and benefits.
Sizeable Loan Amount
Avail of a sizeable loan to make your dream home a reality. With Bajaj Housing Finance, you can avail of funding worth Rs.5 Crore* or even higher, basis eligibility.
Quick Processing
We understand how valuable your time is, which is why you can expect approval on your application within 24 hours from when you submit all required documents for Home Loan.
Flexible Repayment Tenure
A Home Loan can often be a long-term commitment, which is why it is important that you have the option to repay at your own pace. With a tenure of up to 32 years, Bajaj Housing Finance offers you the option of flexible repayment.
Easy Balance Transfer Facility
Do our terms interest you? Transfer the balance on your existing Home Loan to Bajaj Housing Finance for a competitive interest rate and a sizeable Top-up Loan for any other housing expense you may have.
Online Account Management
Our online customer portal ensures convenience; access the details of your Home Loan account online anytime, anywhere.
Home Loan for Doctors: Eligibility and Documents
The basic eligibility criteria for a Home Loan are:
- Applicants should be Indian citizens (resident only)
- Self-employed applicants should be 23 to 70 years** of age
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Applicants will need to submit the below documents to initiate the processing of their application.
- KYC documents
- Mandatory documents
- ITR
- Bank account statement
- P&L statement
Please note that this is just an indicative list and additional documents may be requested at the time of loan processing. Also, PAN Card or Form 60 can be shared as mandatory documents.
Home Loan for Doctors: How to Apply Online
Here are the steps to apply for a Home Loan if you are a self-employed professional:
Step 1: Click on Home Loan Application Form.
Step 2: Enter some of your basic details like name, contact number, loan amount and select the type of loan as ‘Home Loan’.
Step 3: Click on ‘Generate OTP’, enter the same and proceed to the next page.
Step 4: Here, you will be asked about a few more details regarding the loan.
Step 5: Submit the form and wait for a customer representative to call you back. They will then walk you through the entire process.
*Terms and conditions apply
