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Home Loan Starting 6.75%*

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Fees and Charges

Other Fees

TYPE OF FEE CHARGES APPLICABLE
Processing Fee Up to 6% of the loan amount
Loan Statement Charges NIL
Interest and Principal Statement Charges NIL
EMI Bounce Charges Up to Rs. 3,000
Penal Interest Up to 2%
Secure Fee Up to Rs. 4,999 (one-time)

 

Prepayment and Foreclosure Charges

BORROWER TYPE: INDIVIDUAL TERM LOAN FLEXI LOAN
Time Period (months) >1 >1
Foreclosure Charges Nil Nil
Part Payment Charges Nil Nil

*For purposes other than business

BORROWER TYPE: NON-INDIVIDUAL TERM LOAN FLEXI LOAN
Time Period (months) >1 >1
Foreclosure Charges 4%* on the Principal Outstanding 4%* on the Sanctioned Amount during the Flexi Interest Only
Loan Repayment Tenor;
and
4%* on the available Flexi Loan Limit during the Flexi Term Loan Tenor
Part-Payment Charges 2%* on the Part-Payment Amount NA