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Loan Against Property for Professionals: Overview

The Bajaj Housing Finance Loan Against Property for doctors and chartered accountants is designed to help borrowers secure sizeable funding for every kind of need. Eligible professionals can get a loan sanction worth Rs.5 Crore* or higher, basis eligibility, with zero end-use restrictions on the loan sum. Be it for a business expansion, wedding, overseas education, or surprise medical bills, cash flow will no longer be a constraint.

Apply today and submit the required documents to get funds in just 72 hours*.

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Loan Against Property for Professionals: Features and Benefits

The Bajaj Housing Finance Loan Against Property for doctors and chartered accountants is designed to help professionals secure sizeable funding for every kind of need. Apply today and submit the required documents to get approved for a substantial sanction in just 24 hours*.

Sizeable Loan Amount

Bajaj Housing Finance offers doctors and chartered accountants big-ticket Loans Against Property to help them meet their financial needs. Get funds worth Rs. 5 Crore* or higher, basis eligibility.

Attractive Interest Rates

The lender offers Loan Against Property to professionals at competitive interest rates to help save on their total cost of borrowing.

Quick Disbursal

Bajaj Housing Finance disburses the sanctioned loan amount in 72* hours from the time of document submission and approval, ensuring your expenses aren’t held up beyond the processing time.

Easy Balance Transfer Facility

Transfer the balance on your existing Loan Against Property to Bajaj Housing Finance for a sizeable top-up and competitive rate of interest. The Bajaj Housing Finance Loan Against Property Balance Transfer option is seamless and hassle-free.

Flexible Repayment Tenor

A Loan Against Property can often be a long-term commitment, which is why it is important that you are given the option to repay at your pace. With a tenor of up to 18 years, Bajaj Housing Finance offers you the option of flexible repayment.

Online Account Management

Our online customer portal ensures convenience; access the details of your Loan Against Property account online anytime, anywhere.

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Loan Against Property for Professionals: Eligibility Criteria

The Bajaj Housing Finance Loan Against Property eligibility criteria are simple and easy-to-meet. Meet these criteria to get a Loan Against Property at attractive interest rates from us.

  • Applicants must be Indian citizens residing in the country
  • Applicants should ideally have a CIBIL score of 750 or higher
  • Applicants must be between 28 and 58 years** of age
  • Self-employed applicants must be between 25 and 70 years of age**
  • Applicants must be employed with a public, private or a multinational organization with a minimum work experience of 3 years

** The maximum age is considered as age at the time of loan maturity.

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Loan Against Property for Professionals: Documentation Requirements

To complete your application and ensure speedy approval, you will need to keep the following documents handy.

KYC documents

Applicants must submit their PAN Card and Form 60 as a rule. They should also have possession of Aadhar. Voter ID, Driver’s License, and Passport are also accepted.

Income proof

Professional applicants must show their latest salary slips/financials as applicable.

Taxation document

Applicants must submit their ITR records for the last 2 years.

Property documents

Applicants must provide a copy of the documents of the property to be mortgaged, along with Title documents.


Note: This list is indicative. Additional documents may be needed during loan processing.

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Loan Against Property for Professionals: Interest Rates and Charges

Bajaj Housing Finance offers Loans Against Property at an attractive interest rate of 9.10%*p.a. to professional applicants who satisfy the eligibility criteria. The lending terms and policies are fuss-free and transparent, aiming to provide a hassle-free borrowing experience. To learn more, click here.

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Loan Against Property Loan EMI Calculator

Loan AmountRs.

20L21Cr

TenorMonths

1216

Interest Rate%

115

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0.00%

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Principal Amount

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Loan Against Property for Professionals: Application Process

The application process for a Loan Against Property is simple and convenient. Proceed with the following steps to apply for a Loan Against Property with Bajaj Housing Finance.

  1. Fill in the online application form with your personal, employment, and contact details.
  2. Then select the location of your property and provide your annual turn-over details.
  3. A Bajaj Housing Finance representative will get in touch with you to walk you through the rest of the process, including documentation. Submit all the necessary documents to them by opting for the doorstep document pick-up service for a speedy approval.
  4. Receive disbursal of your loan within 72 hours* of approval.

 *Terms and conditions apply

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