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Home Loan of up to Rs.20 Lakh: Overview

Aspiring Home Loan borrowers stand to gain a lot from the Bajaj Housing Finance Home Loan offerings, including a sanction amount that can be tailored to your unique Home Loan requirements. If you are looking for a Home Loan of up to Rs.20 Lakh, all you have to do is meet our simple Home Loan eligibility parameters to enjoy our attractive Home Loan terms.

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Home Loan of up to Rs.20 Lakh: Features and Benefits

Some of the key features of the Bajaj Housing Finance Home Loan include:

No Part-Prepayment and Foreclosure Charges

Individuals with floating interest rate Home Loans can prepay or foreclose their loan accounts at no additional charges.

Flexible Tenor

When you borrow a Home Loan from Bajaj Housing Finance, you have the option to repay the loan amount at your pace, with a repayment tenor that goes up to 30 years.

Minimal Documentation

We have easy-to-meet eligibility criteria with a basic documentation mandate to ensure accessibility and hassle-free processing for all.

Online Account Management

Access your loan details and transaction records via our  customer portal online, without the hassle of visiting our physical branch.

Online Home Loan Calculators

To maximise your chances of getting approved for a Home Loan amount of your choice, you can use our online tools to appraise and make the right Home Loan application.

Quick Processing

Enjoy a hassle-free process with doorstep document pick-up, easy approval, and speedy disbursal. With us, you’re assured of maximum convenience along with a competitive  Home Loan interest rate.

EMI Details for a Home Loan of up to Rs.20 Lakh_WC

EMI Details for a Home Loan of up to Rs.20 Lakh

To get an accurate idea of what your EMI payable can look like, upon availing of a Home Loan of Rs.20 Lakh, consider using the Home Loan EMI Calculator. You will only need to insert the following information to receive the results – Home Loan principal amount, Home Loan interest rate, and your preferred repayment tenor.

For a better understanding, let us look at the possible EMI payable, based on various Home Loan scenarios:

EMI Calculations for a Home Loan of Rs.20 Lakh

Home Loan Interest Rate Home Loan Repayment Tenor EMI Payable
7.70% 10 years Rs.23,950
7.70% 20 years Rs.16,357
7.70% 30 years Rs.14,259

Home Loan EMI Calculator

Home Loan EMI Calculator

Loan AmountRs.

1L15Cr

TenorYears

130

Interest Rate%

115

Your EMI is Rs. 0

0.00%

Total Interest

Rs. 0.00

0.00%

Principal Amount

Rs. 0.00

View Repayment Schedule Apply Now

Repayment schedule
Date
  

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Home Loan of up to Rs.20 Lakh: Eligibility Criteria

To qualify for your desired Home Loan amount, you should satisfy the below mentioned eligibility criteria:

Home Loan Eligibility Criteria For Self-Employed Applicants For Salaried and Professional Applicants
Age** 25 – 70 years 23 – 62 years
Citizenship Status Indian living in the country Indian living in the country
Employment status A business vintage of at least 5+ years in the current enterprise Work experience of at least 3+ years at a public/private sector company, or an MNC

**The upper age limit is considered as the applicant’s age at the time of loan maturity

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Home Loan of up to Rs.20 Lakh: Interest Rate and Other Charges

The Bajaj Housing Finance Home Loan comes at an attractive interest rate starting at 7.70%* p.a., for salaried and professional applicants who meet the eligibility criteria. Pay EMIs as small as Rs.713/Lakh* only and save substantially on your cost of borrowing. To learn more about the other fees and charges,click here.

Home Loan of up to Rs.20 Lakh: How to Apply

Home Loan of up to Rs.20 Lakh: How to Apply

Your Home Loan application journey with Bajaj Housing Finance will be hassle-free and over in minutes. Here is all you have to do:

  1. Visit the Home Loan application form on the Bajaj Housing Finance website
  2. Select your employment type, the loan type you want, and your PIN code
  3. Next, provide your identification, PAN, and income details
  4. Provide relevant information about the property you want to buy, if you have already made your choice
  5. Submit the form successfully

*Terms and conditions apply

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