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Home Loan of up to Rs.35 Lakh: Overview

Rs.35 Lakh Home Loan Details

The Bajaj Housing Finance Home Loan can help you comfortably meet your homebuying expenses. Eligible applicants can avail of funds at competitive interest rates, with flexible repayment options and a tenor of up to 40 years.

Need a Rs.35 Lakh Home Loan? Apply today with Bajaj Housing Finance.


Features and Benefits of a Home Loan Worth Rs.35 Lakh

Taking a Home Loan of up to Rs.35 Lakh is an economic approach to buying your dream home, as the offer caters to borrowers with an average income range. To make it easier for borrowers, Bajaj Housing Finance offers a hassle-free Home Loan application procedure.

Here are some of the benefits of taking a Home Loan:

Minimal Documentation Request

For a Home Loan, the documentation requirements are simple and straightforward. We look at your basic KYC documents, income proof, and property documents.

Easy Account Management

When you borrow an easy Home Loan of any amount or size, you are given access to all your loan details through an online platform that allows you to monitor and manage your loan proceedings effectively.

Flexible Repayment Tenor

Bajaj Housing Finance offers Home Loan borrowers ample time to repay the loan comfortably. A housing loan may be repaid over a tenor of 40 years.

Home Loan EMI Calculator

Calculate Your Home Loan EMI

Loan AmountRs.

Rs.1 LakhRs.15 Crore


1 Year40 Years

Interest Rate%


Your EMI is Rs. 0


Total Interest

Rs. 0.00


Total Amount Payable

Rs. 0.00

View Repayment Schedule Apply Now

Repayment schedule

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Eligibility Criteria for a Home Loan Worth Rs.35 Lakh

Meet our simple Home Loan Eligibility Criteria to avail of a Home Loan of up to Rs.35 Lakh or any other amount with ease.

For Salaried Individuals For Self-Employed Individuals
For salaried and professional individuals: Must be an Indian citizen (including NRIs) For self-employed individuals: Must be an Indian (Resident Only)
Should ideally have a CIBIL Score of 750 and higher Should ideally have a CIBIL Score of 750 and higher
Should have a work experience of 3 years or more Should have a minimum business vintage of 5 years or more
Should be aged between 23 to 75 years** Should be aged between 25 to 70 years**

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.


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Rs.35 Lakh Home Loan EMI for various tenors

Your Home Loan EMI (Equated Monthly Instalments) refers to the amount you pay every month throughout your loan tenor, as a part of your repayment plan. Your EMIs depend on your eligibility criteria, income, and repayment capacity.

Before you proceed to apply for a housing loan, use the Home Loan EMI Calculator to project a tentative EMI plan, based on your preferred home loan terms.

Here is an example of what your Home Loan EMI may look like, with a Home Loan interest rate of 8.50%* p.a. for different repayment tenors.

Loan Amount Loan tenor Interest Rate EMI Payable
35 Lakh 40 years 8.50%* ₹ 25,658
Rs.35 Lakh 30 Years 8.50%* ₹ 26,912
Rs.35 Lakh 20 Years 8.50%* ₹ 30,374
Rs.35 Lakh 15 Years 8.50%* ₹ 34,466
Rs.35 Lakh 10 Years 8.50%* ₹ 43,395

*The values in the preceding tables are subject to change.

Disclaimer:- The interest rate considered here, and its subsequent calculations are for illustrative purposes only. The calculations and actuals will differ basis the individual’s profile and loan requirements.

Home Loan of up to Rs.35 Lakh: How to Apply

​Steps to Apply for a Home Loan of up to Rs.35 Lakh

The steps to apply for a Home Loan with Bajaj Housing Finance are easy to follow and straightforward. Applicants can complete the journey within minutes, after which our representative will walk them through their loan offer and application verification process.

  1. Visit our Home Loan application form
  2. Select your loan and employment types, followed by your personal, income or business, and property details
  3. Submit the form after filling all the requested details

*Terms and conditions apply

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