Home Loan up to Rs.50 Lakh_WC



Home Loan of up to Rs.50 Lakh: Details

The Bajaj Housing Finance Home Loan is customisble, just as it is cost-effective. No matter what your home buying needs are, you can request a loan sanction from us that meets them with ease.

Availing of a Home Loan of Rs.50 Lakh can be the ideal choice if you are looking for a mid-range property. We offer housing loan at attractive interest rates, starting from 8.50%* p.a. for salaried and professional individuals who meet our eligibility requirements.


Home Loan of up to Rs.50 Lakh: Features and Benefits

Sizeable Loan Sanction

Bajaj Housing Finance offers sizeable loan sanctions that eliminate budget constraints. The loan sanctioned is decided as per your eligibility, no matter how high.

Better Lending Terms

If you would like to refinance your Housing Loan, consider transferring your Home Loan balance to us to benefit from our favourable lending terms.

Additional Refinancing Options

If you anticipate more expenses in your home-buying journey or elsewhere, you can avail of an additional Top-up Loan from us when you choose to transfer your Home Loan balance.

Ease of Application

Gone are the days when prospective Housing Loan borrowers had to visit their local branches to file their Home Loan applications. With us, you can also make your Housing Loan application online and complete your application process without further delay.

Flexibility in Repayment

Bajaj Housing Finance allows borrowers to take up to 40 years to pay off their Home Loans. This way, you can repay your Home Loan while ensuring that your other financial goals are met.

Home Loan EMI Calculator

Calculate your Home Loan EMI

Loan AmountRs.

Rs. 1 LakhRs. 15 Crore


1 Year40 years

Interest Rate%


Your EMI is Rs. 0


Total Interest

Rs. 0.00


Total Amount

Rs. 0.00

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Repayment schedule



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Home Loan of up to Rs.50 Lakh: Eligibility Criteria

Meet the following eligibility criteria to benefit from our attractive Home Loan terms. Our requirements are easy-to-meet and straightforward, making it faster for you to pass this stage.

Salaried and Professional Individuals Self-Employed Individuals
Indians including NRIs Indian residents and residents only
Ideal CIBIL score of 750+ Ideal CIBIL score of 750+
3+ years of work experience 5+ years of business vintage at current enterprise
Aged between 23 to 75 years** Aged between 25 to 70 years**

** The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for salaried applicants is subject to change, depending on the property profile.

EMIs on a Home Loan of Rs.50 Lakh for various Tenors_WC

EMIs on a Home Loan of Rs.50 Lakh for Various Tenors

Bajaj Housing Finance has a plethora of online calculator tools to help you prepare a Home Loan application that is suited to your needs and our Home Loan eligibility parameters.

Consider preparing a repayment schedule using the housing loan EMI calculator to maximise your chances of getting your Home Loan application approved. Follow the prescribed steps to find your tentative EMI payable.

1. Select your Home Loan principal amount using the slider

2. Use the next slider to choose your suitable repayment tenor 

3. Select the current Home Loan interest rate or the rate of interest you want using the last slider

The calculator then estimates the EMI amount based on the information provided.

Following is a table of equated monthly instalments on a Home Loan, based on various repayment tenors:

EMI on a Home Loan of Rs.50 Lakh for a tenor of 40 years

Loan amount Tenor Interest (p.a.) EMI
Rs.50 Lakh 40 years 8.50%* Rs. 36,655

EMI on a Home Loan of Rs.50 Lakh for a tenor of 30 years

Loan amount Tenor Interest (p.a.) EMI
Rs.50 Lakh 30 years 8.50%* Rs. 38,446

EMI on a Home Loan of Rs.50 Lakh for a tenor of 20 years

Loan amount Tenor Interest (p.a.) EMI
Rs.50 Lakh 20 years 8.50%* Rs. 43,391

EMI on a Home Loan of Rs.50 Lakh for a tenor of 10 years

Loan amount Tenor Interest (p.a.) EMI
Rs.50 Lakh 10 years 8.50%* Rs. 61,993

*The values in the preceding tables are subject to change.

Disclaimer:- The interest rate considered here, and its subsequent calculations are for illustrative purposes only. The calculations and actuals will differ basis the individual’s profile and loan requirements.

Steps to Apply for a Home Loan of up to Rs.50 Lakhs

Steps to Apply for a Home Loan of up to Rs.50 Lakhs

The steps to apply for a Home Loan with Bajaj Housing Finance are quick and easy. Follow the steps given below:

  1. Click on the ‘Apply Now’ button on our official website for Home Loan or visit our Home Loan application form.
  2. Enter your name, phone number and employment type
  3. Select the type of loan you would like to opt for
  4. Enter other details such as net monthly income, PIN code, and required loan amount
  5. Enter the requested OTP to verify your phone number
  6. Enter PAN, birth date, and other details depending on your loan amount and employment type

After filling in the required details in the Home Loan application, our representative will contact you to discuss further.

*Terms and conditions apply

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