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Rs.25 Lakh Home Loan - Details
Individuals planning to buy a residential property can choose Sambhav Home Loan to fulfil their housing needs with ease. If you are looking to avail of a Rs.25 Lakh Home Loan, Bajaj Housing Finance offers a simplified financing solution with easy documentation and long repayment tenure, with the option to apply with or without income proof.
Designed for first-time homebuyers, salaried individuals, and self-employed applicants, Sambhav Home Loan offers a simplified application process with minimal documentation requirements, making affordable housing finance accessible to diverse income profiles.
Features and Benefits of Rs.25 Lakh Home Loan
Long Repayment Tenure
Manage your loan repayment comfortably with a long tenure of up to 25 years.
Simplified Eligibility Criteria
Sambhav Home Loan is designed with flexible eligibility norms, allowing eligible applicants to apply with or without income proof.
Extensive Branch Presence
Our widespread branch network across multiple locations makes it easy to access assistance, services, and support whenever required.
Hassle-free Application Process
You can apply for a Sambhav Home Loan online through our digital application process or visit your nearest branch for offline assistance.
Financing Solutions for Different Housing Requirements
A Sambhav Home Loan can be used for multiple housing purposes, including purchasing a ready-to-move-in or under-construction property, constructing a house on a self-owned plot, or renovating an existing residential property.
Eligibility Criteria for a Home Loan Worth Rs.25 Lakh
Our eligibility parameters for Sambhav Home Loans are easy to meet:
| Home Loan Eligibility Criteria | For Self-Employed Applicants | For Salaried Applicants |
|---|---|---|
| Age | 23– 70 years** | 23 – 62 years** |
| Residential Status | Indian residents | Indian residents |
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Documents Required to Apply for a Rs.25 Lakh Housing Loan
If you are planning to apply for a Sambhav Home Loan of Rs.25 Lakh, you need to submit the following documents***:
| Applicant Type | Document Category | Documents Required |
|---|---|---|
| Salaried Applicants | Mandatory Documents | PAN Card or Form 97 (Applicants without a PAN Card may submit Form 97) |
| KYC Documents | Recent photograph, Voter’s ID, valid current address proof, proof of possession of Aadhaar, valid driving licence | |
| Property-Related Documents | Title deed, allotment letter, property tax receipts | |
| Self-Employed Applicants | Mandatory Documents | PAN Card or Form 97 (Applicants without a PAN Card may submit Form 97) |
| KYC Documents | Recent photograph, Voter’s ID, valid current address proof, proof of possession of Aadhaar, valid driving licence, business vintage proof | |
| Property-Related Documents | Title deed, allotment letter, property tax receipts |
***This list is indicative.
Steps to Apply for Sambhav Home Loan of up to Rs.25 Lakh
To apply for Sambhav Home Loan of Rs.25 Lakh with Bajaj Housing Finance, you can either visit your nearest branch or complete the online application process by following these simple steps:
- Go to our Home Loan application form.
- Choose your preferred loan type and employment category.
- Enter your basic personal information, including your name, mobile number, and employment details.
- Provide the necessary financial information required for your application.
- Fill in the remaining details as requested in the form, depending on your employment type.
- Review the information and click on ‘Submit’ to complete your application.
Once your application is submitted, a Bajaj Housing Finance representative will contact you within 24 hours* to assist you with the next stages, including document verification and processing.
*Terms and conditions apply.
Frequently Asked Questions
Sambhav Home Loan offers a long repayment tenure of up to 25 years.
Yes, eligible applicants can apply for a Sambhav Home Loan even without income proof, subject to assessment.
Applicants are generally required to submit mandatory KYC and property-related documents such as PAN Card or Form 60 (applicant who does not have a PAN Card can submit Form 60), address proof, Aadhaar-related documents, property papers, and recent photographs. Self-employed applicants may also need to provide business vintage proof. Additional documents may be requested during the loan processing stage.
