Home Loan up to Rs.30 Lakh_WC



Rs.30 Lakh Home Loan Details

Home Loans help individuals own their dream homes by offering the opportunity to build, renovate, or purchase a house. When it comes to taking a Housing Loan, the amount varies in accordance with individual preferences and eligibility. If you are looking to avail of an Online Home Loan of up to Rs.30 Lakh, read on to know more.


Features & Benefits

A Home Loan of up to Rs.30 Lakh is ideal for intermediate income groups. The features and benefits that come along with a Home Loan from Bajaj Housing Finance include but are not limited to the following:

Competitive Interest Rate

We offer a competitive interest rate of 8.60%* p.a. for salaried and professional individuals who meet our eligibility criteria.

Sizeable Loan Amount

Eligible applicants can avail of a sizeable sanction to ensure the loan value is not a hindrance while purchasing a property.

Flexible Repayment Tenor

Enjoy a flexible repayment tenor of up to 30 years to make the repayment process manageable for yourself.

Doorstep Document Pick-up

Enjoy a truly hassle-free Home Loan borrowing journey from the comfort of your home and submit your documents online or have them picked up via our doorstep pick-up services.

Zero Part-Prepayment and Foreclosure Charges

Individual borrowers enjoy zero charges when they prepay or foreclose their floating interest rate Home Loans.

External Benchmarks Linked Loans

Borrowers also have the choice to link their Home Loan interest rates to an external benchmark such as the repo rate.

Home Loan EMI Calculator

Calculate your Home Loan EMI

Loan AmountRs.

Rs. 1 LakhRs. 15 Crore


1 Month30 years

Interest Rate%


Your EMI is Rs. 0


Total Interest

Rs. 0.00


Principal Amount

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Repayment schedule



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Eligibility Criteria

The eligibility criteria for a Home Loan covers two categories of persons:

  • Salaried and professional individuals
  • Self-employed individuals

For Salaried and Professional Individuals For Self-Employed Individuals
Indian citizenship and residency Indian citizenship and residency
Age** between 23 to 62 years Age** between 25 to 70 years
Employed with at least 3 years of working experience A verifiable business, operational for at least 5 years
An ideal CIBIL score of 750 or higher An ideal CIBIL score of 750 or higher

** The maximum age is considered as age at the time of loan maturity


Interest Rate

Bajaj Housing Finance offers Home Loans tailored to your loan amount requirements. Be it just Rs.30 Lakh or even higher, if you meet the eligibility criteria, you stand to get the home finance you desire. Home loan interest rates start from 8.60%* p.a. for eligible salaried and professional applicants and involve very reasonable fees and charges.  If you want to check the complete list of charges, click here.

EMIs on Rs.30 Lakh Home Loan for various tenure_WC

EMIs on Rs.30 Lakh Home Loan for various tenure

If you're thinking about taking out a Rs.30 Lakh Home Loan but aren't sure what your EMI payments will be, use the housing loan EMI calculator to figure it out. As described, the tool is simple to use and reduces room for error. The table below shows EMI calculations based on different repayment tenors:

Rs. 30 Lakh Home Loan EMI for 30 years

Loan amount Tenure Interest EMI
Rs. 30 Lakh 30 years 8.60%* ₹ 23,280

Rs. 30 Lakh Home Loan EMI for 20 years

Loan amount Tenure Interest EMI
Rs. 30 Lakh 20 years 8.60%* ₹ 26,225

Rs. 30 Lakh Home Loan EMI for 15 years

Loan amount Tenure Interest EMI
Rs. 30 Lakh 15 years 8.60%* ₹ 29,718

Rs. 30 Lakh Home Loan EMI for 10 years

Loan amount Tenure Interest EMI
Rs. 30 Lakh 10 years 8.60%* ₹ 37,356

*The values in the preceding tables are subject to change.

Disclaimer:- The interest rate considered here, and its subsequent calculations are for illustrative purposes only. The calculations and actuals will differ basis the individual’s profile and loan requirements.


How to Apply Online?

Applying for a Quick Home Loan is simple and time conscious. Here are the steps to complete your online application successfully:

  1. Visit the Home Loan application form
  2. Select your occupation and loan type and provide your PIN code
  3. Next, fill in your identification, PAN, and income details
  4. Lastly, select your property type if you’ve already identified the property you want to buy
  5. Submit the form

A Bajaj Housing Finance representative will connect with you to walk you through the following steps.

*Terms and conditions apply

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