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Home Loan Starting 6.70%*

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Overview

A home loan helps individuals own their desired homes by offering them the opportunity to build, renovate, or purchase a house or property. Naturally, our choices vary because of individual taste differences and specifications.

When it comes to taking a home loan, individual preferences often determine the home loan amount that people opt for. If you intend to take a home loan, a 30 lakh home loan is a reasonable option to choose.

Features and Benefits of 30 Lakh Home Loan

A 30-lakh home loan is designed to ease people’s transition from one phase in their lives into another, and it’s often ideal for intermediate salaried employees. The features and benefits of a 30 lakh home loan from Bajaj Housing Finance include but are not limited to the following:

  1. Flexible loan tenor
  2. Easy repayment process
  3. Hassle-free interest rates
  4. There are no part payment or foreclosure charges
  5. You enjoy standard charges, thus making it concise and friendly

Eligibility Criteria

The eligibility criteria for a 30 lakh home loan covers two categories of persons:

  • Salaried individuals
  • Self-Employed individuals

For salaried or employed individuals

  1. Be an Indian citizen residing in India
  2. Be aged between 23 – 26 years
  3. Be gainfully employed with at least three (3) years of working experience in that role
  4. Meet the minimum monthly income set by the lender
  5. Have a minimum property valuation requirement

For self-employed individuals, the requirements include

  1. Indian citizenship and residency
  2. A verifiable business, operational for at least five (5) years
  3. Be aged between 25 – 70 years

Loan Interest Rate for a 30 Lakh Home Loan

At Bajaj Housing Finance Limited, we currently run a promotional offer of a 6.70%* interest rate (specifically for salaried or employed individuals) on home loans from 30 lakh and above. This is about the best interest rate for home loans anywhere in India. However, as earlier stated, both the salaried and self-employed categories get to enjoy standard charges that are pocket-friendly, with no part payment or foreclosure charges.

For more details about our fees and charges, please Click Here

What is the 30 Lakh Home Loan EMI?

You can easily get the estimated monthly instalment (EMI) for a 30 lakh home loan by checking our EMI home loan calculator. We highly recommend checking the home loan calculator as it will greatly help you make informed decisions as regards your loan.

Bajaj Housing Finance’s EMI Home Loan Calculator does not only calculate the EMI you will pay but also doubles as an interest calculator. The fun part is you get to directly input the principal amount you desire and adjust the tenor, while the calculator a tomatically sums up the interest rates and how much your home loan EMI will be. All you need to do is adjust the respective inputs to get your desired objective.

How to Apply for a 30 Lakh Home Loan

It’s important to visit the EMI home loan calculator before you apply for a 30 lakh home loan. This way you are objective about the tenor and interest rate that best suits you. Once you are clear about that, you can then proceed to our online page to apply home loan immediately. The process is seamless and straightforward.