Rs.13 Lakh Home Loan - EMI, Eligibility and Interest Rate @7.15%*p.a.

Home Loan of up to Rs.13 Lakh

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Rs.13 Lakh Home Loan: Overview

Thinking about purchasing a residential property? With a flexible repayment tenure and a simple application process, a Sambhav Home Loan supports a smooth homeownership journey. Apply for a Sambhav Home Loan of Rs.13 Lakh with Bajaj Housing Finance and benefit from an affordable interest rate and a flexible repayment tenure.

Home Loan of Rs.13 Lakh: Features and Benefits

When you apply for a Home Loan of Rs.13 Lakh, you stand to benefit from the following:

Long Repayment Tenure

Repay your loan comfortably over a flexible tenure of up to 25 years.

Simple Application Process

Apply for a Sambhav Home Loan through our online application form or visit your nearest branch to apply in person.

Easy Eligibility Criteria

You can avail of a Sambhav Home Loan with or without income proof by meeting our flexible eligibility criteria.

Extensive Branch Network

With a strong presence across multiple locations, we ensure easy access to our services and seamless support.

Home Loan of Rs.13 Lakh: Documents Required-WC

Home Loan of Rs.13 Lakh: Documents Required

Sambhav Home Loans are tailored to meet the housing requirements of informal and underserved segments. It offers the flexibility to apply with or without income proof, which means that submitting an ITR may not be mandatory.

The following documents*** are required to apply:

Salaried Applicants

Mandatory Documents – PAN Card or Form 60 (Borrowers without a PAN Card may submit Form 60.)
KYC Documents – Recent photograph, Voter’s ID, valid current address proof, proof of possession of Aadhaar, valid driving licence
Property-Related Documents – Title deed, allotment letter, property tax receipts

Self-Employed Applicants

Mandatory Documents – PAN Card or Form 60 (Borrowers without a PAN Card may submit Form 60.)
KYC Documents – Recent photograph, Voter’s ID, valid current address proof, proof of possession of Aadhaar, valid driving licence, business vintage proof
Property-Related Documents – Title deed, allotment letter, property tax receipts

***This is an indicative list of documents.

Home Loan of Rs.13 Lakh: Eligibility Criteria

To apply for a Sambhav Home Loan, you need to meet the following criteria:

Applicant Type	Eligibility Criteria
Salaried Applicant	Should be an Indian resident Age should be between 23 and 62 years**
Self-Employed Applicant	Should be an Indian resident Ages should be within the range of 23 to 70 years**

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan of Rs.13 Lakh: Steps to Apply

Experience a hassle-free application process with Bajaj Housing Finance. Benefit from our easy online application forms and convenient doorstep document pick-up service. Here are the steps to apply for a Home Loan of Rs.13 Lakh online:

Go to our Home Loan application form and enter your name, mobile number, and select your employment type.
Select the loan type and enter financial details based on your employment type.
Enter your PIN code.
Enter the desired loan amount.
Generate OTP and enter it.
Fill in the required details.
Submit the application form.

Once you submit your application, our team will reach out to you within 24 hours* to guide you through the next steps.

*Terms and conditions apply.

FAQs

You can use our housing loan EMI calculator to estimate the monthly repayment amount you may have to pay for a Home Loan of Rs.13 Lakh.

If you are a salaried applicant, you:

Should be an Indian resident
Should fall within the age range of 23 to 62 years** of age

A self-employed applicant:

Should be an Indian resident
Should be between 23 and 70 years** of age

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.