Home Loan of Rs.15 Lakh: Overview
Planning to own your dream home? You can avail of a Sambhav Home Loan of up to Rs.15 Lakh to turn your aspiration into reality. With a flexible repayment tenure and competitive interest rate, a housing loan can be a feasible financial option to purchase a property and meet your housing needs.
Features and Benefits of Rs.15 Lakh Home Loan
Flexible Repayment Options
Enjoy the convenience of repaying your loan over a tenure of up to 25 years.
Easy-to-Meet Eligibility Criteria
Eligible applicants can avail of a Sambhav Home Loan with or without income proof.
Simple Loan Application
Access our online application form or visit your nearest branch to apply for a Sambhav Home Loan.
Extensive Branch Reach
Our strong branch presence across multiple locations ensures easy access to our services and reliable support.
Eligibility Criteria for Rs.15 Lakh Home Loan
With our simple eligibility criteria, you can easily apply for a Sambhav Home Loan of Rs.15 Lakh. Based on your employment type, you need to meet the following eligibility criteria:
Salaried applicants:
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Should be an Indian resident
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Should fall within the age range of 23 to 62 years** of age
Self-employed applicants:
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Should be an Indian resident
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Should be between 23 and 70 years** of age
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Documents Required to Apply for a Home Loan of up to Rs.15 Lakh
We require minimal documentation to process your Home Loan. Keep the following documents*** handy to experience a hassle-free homeownership journey:
Salaried Applicants
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Mandatory Documents – PAN Card or Form 60 (Borrowers without a PAN Card may submit Form 60)
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KYC Documents – Recent photograph, Voter’s ID, valid current address proof, proof of possession of Aadhaar, valid driving licence
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Property-Related Documents – Title deed, allotment letter, property tax receipts
Self-Employed Applicants
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Mandatory Documents – PAN Card or Form 60 (Borrowers without a PAN Card may submit Form 60)
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KYC Documents – Recent photograph, Voter’s ID, valid current address proof, proof of possession of Aadhaar, valid driving licence, business vintage proof
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Property-Related Documents – Title deed, allotment letter, property tax receipts
Note: This is an indicative list.
Home Loan of Rs.15 Lakh – Steps to Apply Online
Applying for a Home Loan of Rs.15 Lakh with Bajaj Housing Finance is simple with our online application form. Here are the steps to apply online:
- Go to our Home Loan application form.
- Enter your personal details, such as name, phone number and employment type.
- Select the type of loan you wish to avail of.
- Enter your net monthly income and PIN code.
- Enter the required loan amount.
- Generate OTP and enter it.
- Proceed to fill in the financial details.
- Submit the application form.
Once you submit the Home Loan application form, our representative will contact you within 24 hours* to discuss the next steps.
*Terms and conditions apply.
FAQs
Your monthly instalments for a Home Loan of Rs.15 Lakh depend on the applicable interest rate and tenure. You can use our Home Loan EMI Calculator to know your EMIs instantly. To use the calculator, follow these steps:
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Enter the loan amount you wish to borrow.
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Select or enter the tenure.
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Enter the applicable rate of interest.
The calculator will display the tentative EMI amount.
Applicants need to meet the following eligibility criteria to apply for Sambhav Home Loans:
| Applicant Type | Eligibility Criteria |
|---|---|
| Salaried Applicants |
|
| Self-Employed Applicants |
|
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
