Overview of Rs.14 Lakh Home Loan
Aspiring homebuyers looking to purchase a housing property may avail of a Home Loan to secure the required finance. Bajaj Housing Finance offers Sambhav Home Loans at competitive interest rates, ensuring a simple and stress-free homeownership.
Avail of a Sambhav Home Loan of Rs.14 Lakh and take a step closer to your dream home.
Benefits of Rs.14 Lakh Home Loan
Easy Eligibility Criteria
Sambhav Home Loans can be availed with or without income proofs and at flexible eligibility norms.
Simple Application Process
Whether you prefer applying for Sambhav Home Loan online or visiting a branch in person, our application process is simple and convenient.
Long Repayment Tenure
Plan your repayments comfortably with a flexible loan tenure of up to 25 years.
Extensive Branch Network
With branches across multiple locations, we make it easier for you to access our services seamlessly.
Documents Required for a Home Loan of Rs.14 Lakh
You need to submit the following documents*** to apply for a Sambhav Home Loan:
| Applicant Type | Document Category | Documents Required |
|---|---|---|
| Salaried Applicants | Mandatory Documents | PAN Card or Form 60 (Borrowers without a PAN Card may submit Form 60) |
| KYC Documents | Recent photograph, Voter’s ID, valid current address proof, proof of possession of Aadhaar, valid driving licence | |
| Property-Related Documents | Title deed, allotment letter, property tax receipts | |
| Self-Employed Applicants | Mandatory Documents | PAN Card or Form 60 (Borrowers without a PAN Card may submit Form 60) |
| KYC Documents | Recent photograph, Voter’s ID, valid current address proof, proof of possession of Aadhaar, valid driving licence, business vintage proof | |
| Property-Related Documents | Title deed, allotment letter, property tax receipts |
***This is an indicative list of documents. We may require additional documents at the time of loan processing.
Eligibility Criteria for a Home Loan of Rs.14 Lakh
| Home Loan Eligibility Criteria | Salaried Applicants | Self-Employed Applicants |
|---|---|---|
| Residential status | Indian residents | Indian residents |
| Age | 23–62 years** | 23–70 years** |
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Home Loan of Rs.14 Lakh – How to Apply Online
If you are planning to apply for a Sambhav Home Loan of Rs.14 Lakh online with Bajaj Housing Finance, follow the steps given below:
- Visit our Home Loan application form.
- Enter your personal details.
- Select your employment type.
- Select the type of loan you wish to apply for from the given list.
- Enter your monthly income.
- Enter the PIN code and the desired loan amount.
- Generate OTP and enter it in the respective field.
- Fill in the financial details.
- Click on ‘Submit’ to submit the application form.
Upon submitting the Home Loan application form, our representative will contact you within 24 hours* to discuss the next steps.
*Terms and conditions apply.
FAQs
To be eligible for a Sambhav Home Loan of Rs.14 Lakh, you need to meet the following eligibility criteria as per your employment type:
Salaried applicants:
- Should be an Indian resident
- Should fall within the age range of 23 to 62 years** of age
Self-employed applicants:
- Should be an Indian resident
- Should be between 23 and 70 years** of age
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
The steps to calculate EMIs for Rs.14 Lakh Home Loan are:
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Visit our Home Loan EMI Calculator.
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Enter the desired loan amount.
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Select or enter the tenor.
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Enter the rate of interest.
The calculator will display the tentative EMIs on a Home Loan of Rs.14 Lakh.
