Loan Against Property for Doctors & Chartered Accountants (CA)

Loan Against Property for Professionals: Overview

Loan Against Property for professionals is tailored to assist doctors and chartered accountants in securing substantial funding for diverse business or housing needs. Eligible professionals can avail of a Loan Against Property of Rs.5 Crore* or more from Bajaj Housing Finance and expect loan disbursal within 72 hours* following document verification.

Loan Against Property for Professionals: Features and Benefits

Sizeable Loan Amount

Bajaj Housing Finance offers Loans Against Property to doctors and chartered accountants, catering to their diverse financial needs such as housing or business expenses. You can get funds worth Rs.5 Crore* or higher, basis eligibility.

Attractive Interest Rates

Professionals can avail of Loans Against Property at competitive interest rates and save on the total cost of borrowing.

Quick Disbursal

We disburse the sanctioned loan amount in 72 hours* from the time of document submission and approval, ensuring quick access to funds.

Easy Balance Transfer Facility

Transfer the balance on your existing Loan Against Property to Bajaj Housing Finance for a sizeable top-up and competitive rate of interest. Our Loan Against Property Balance Transfer option is seamless and hassle-free.

Long Repayment Tenure

A Loan Against Property can often be a long-term commitment, which is why it is important that you are given the option to repay at your pace. With a tenure of up to 15 years, Bajaj Housing Finance offers you the option to repay your loan at your own pace.

Online Account Management

Our online Customer Portal ensures convenience; access the details of your Loan Against Property account online anytime, anywhere.

Check Eligibility

Apply Now

Loan Against Property for Professionals: Eligibility Criteria

Our Loan Against Property eligibility criteria are simple and easy-to-meet. The eligibility criteria include:

Applicants must be Indian citizens residing in the country
The property to be mortgaged should be locate in one of the cities where we operate
Professional applicants must be between 25 and 70 years** of age

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Loan Against Property for Professionals: Documentation Requirements

To complete the application, you need to submit the following documents***:

Type of Document	Salaried Applicant	Self-Employed Applicant
Mandatory Documents	PAN Card or Form 97 (if the applicant does not have a PAN Card) (Note: PAN Card is mandatory for financial applicants/co applicants)	PAN Card or Form 97 (if the applicant does not have a PAN Card) (Note: PAN Card is mandatory for financial applicants/co applicants)
Proof of Identity	Valid Indian Passport Driving Licence Election/Voter’s Identity Card issued by the Election Commission of India Job Card issued under NREGA, duly signed by an officer of the State Government Letter issued by the National Population Register containing the name, address, and photograph of the cardholder Proof of possession of Aadhaar Number (to be obtained voluntarily)	Valid Indian Passport Driving Licence Election/Voter’s Identity Card issued by the Election Commission of India Job Card issued under NREGA, duly signed by an officer of the State Government Letter issued by the National Population Register containing the name, address, and photograph of the cardholder Proof of possession of Aadhaar Number (to be obtained voluntarily) Proof of Identity for Non-Individuals Udyam Registration Certificate (URC) issued by the Government Complete Income Tax Returns duly authenticated/acknowledged by the income tax authorities GST Certificate/Registration document issued by Sales/Service/Professional Tax authorities Utility bills such as electricity, water, landline telephone bills, gas, etc. in the name of the entity
Proof of Current Residence	Valid Indian Passport Driving Licence Election/Voter’s Identity Card issued by the Election Commission of India Job Card issued under NREGA, duly signed by an officer of the State Government Letter issued by the National Population Register (NPR) containing name and address Proof of possession of Aadhaar Number (to be obtained voluntarily)	Valid Indian Passport Driving Licence Election/Voter’s Identity Card issued by the Election Commission of India Job Card issued under NREGA, duly signed by an officer of the State Government Letter issued by the National Population Register (NPR) containing name and address Proof of possession of Aadhaar Number (to be obtained voluntarily) Proof of Current Residence for Non-Individuals Udyam Registration Certificate Business Registration Certificate GST Certificate Gumasta Licence (Shop Act Licence for Maharashtra) Utility bills Income Tax Returns (ITR) Rent Agreement with utility bill not older than 60 days
Date of Birth	Passport PAN Card Driving Licence Election/Voter’s Identity Card issued by the Election Commission of India Job Card issued under NREGA, duly signed by an officer of the State Government Letter issued by the National Population Register (NPR) containing name and address Aadhaar Card (to be obtained voluntarily) Birth Certificate	Passport PAN Card Driving Licence Election/Voter’s Identity Card issued by the Election Commission of India Job Card issued under NREGA, duly signed by an officer of the State Government Letter issued by the National Population Register (NPR) containing name and address Aadhaar Card (to be obtained voluntarily) Birth Certificate
Proof of Income	Last 3 months' salary slips Last 12 months' bank statements (consent to fetch banking from account aggregator) showing salary credits Bonus pay slip along with bank credits Employment Contract/Appointment Letter in case current employment is less than a year old	Consent to fetch the financials from the Income Tax & GST Portal of all the financial applicants Last 12 months' bank statement of primary business accounts & savings accounts (preferably account aggregator)
Property Documents	Title Deeds including previous chain of the property documents	Title Deeds including previous chain of the property documents
Balance Transfer Documents	Index II/Sale Deed/ATS/Allotment Letter (for applicants from Maharashtra) Sale Deed/ATS/Allotment Letter (for applicants outside Maharashtra) TPA (for UC; for applicants outside Maharashtra) Statement of account/RTR of BT loans, Sanction Letter of BT bank	Index II/Sale Deed/ATS/Allotment Letter (for applicants from Maharashtra) Sale Deed/ATS/Allotment Letter (for applicants outside Maharashtra) TPA (for UC; for applicants outside Maharashtra) Statement of account/RTR of BT loans, Sanction Letter of BT bank
Additional Documents	Passport-size photographs of all applicants and co-applicants. Proof of own contribution Bank statements of the last 6 months showing repayment of loans	Additional documents will be required for the entities below: Partnership Firm: Partnership Deed Limited Liability Partnership: LLP Agreement and Certificate of Incorporation, List of designated partners and latest profit-sharing ratio certified by CA/CS Public & Private Limited Co. (Even if only 1 Director): Certificate of Incorporation, Memorandum of Association (MOA), Articles of Association (AOA), and the latest CA/CS-certified list of Directors and Shareholders with name, date of birth, nationality, and address Trust: Trust Deed with the Registration Certificate, list of all beneficiaries, trustees, settlor(s), protector(s), and author(s) of the trust containing name and date of birth Society: Byelaws/Memorandum of a Society with Registration Certificate, list of members with name, address, and date of birth Authorised signatory along with KYC & Relationship Segment details in case of Private/Public Limited Companies/Limited Liability Partnerships/Partnership Firms/Trust/Society List of Directors & Senior Management details in case of Private/Public Limited Companies Legal Entity Identifier (LEI) Certificate of non-individual borrower having banking system exposure of Rs.5 Crore and above Passport-size photographs of all applicants and co-applicants Own contribution proof Bank statements of the last 6 months showing repayment of loans Cheque for processing fee towards the Home Loan provider Additional documents for Self-Employed Professionals: Qualification documents (Degree certificate) from a recognised institution Registration Certificate from the State Medical Council for MBBS or higher education Chartered Accountant (CA) – Certificate of Practice (COP)

Loan Against Property for Professionals: Interest Rates and Charges

Bajaj Housing Finance offers Loans Against Property at attractive interest rates starting at 8.50%* p.a. for professionals, basis eligibility. The lending terms and policies are simple and transparent, aiming to provide a hassle-free borrowing experience.

To learn more about the charges associated with a Loan Against Property, click here.

Calculate Your Loan Against Property EMI

Loan AmountRs.

Rs.4 LakhRs.15 Crore

TenureMonths

24 Months180 Months

Interest Rate%

1%18%

Your EMI is Rs. 0

Total Interest

0.00%

0.00

0.00%

Total Payable Amount

0.00

View Repayment Schedule

Repayment Schedule

Date

Loan Against Property for Professionals: Application Process

The application process for Loans Against Property for professionals is simple and convenient. Proceed with the following steps to apply for a Loan Against Property with Bajaj Housing Finance:

Click on 'Apply Now' below and fill in the online application form with your personal, employment, and contact details.
Then select the location of your property, enter PIN code and the required loan amount.
Proceed to the next step after entering the OTP and enter the rest of the financial and property related details.
Click ‘Submit’ to submit the application form.

Our representative will get back to you in 24 hours* and guide you through the next steps, which will include document submission and verification.

Receive disbursal of your loan within 72 hours* from approval and document submission with Bajaj Housing Finance.

*Terms and conditions apply

Check Eligibility

Calculate EMI

Apply Now