Rs.1.5 Crore Loan Against Property - Interest Rate @8.50%* p.a.

Loan Against Property of up to Rs.1.5 Crore

A Loan Against Property can be a beneficial financial option to obtain a substantial amount to cover expenses for home renovation, business expansion, or debt consolidation. Availing of a Loan Against Property from Bajaj Housing Finance comes with an array of benefits such as substantial sanction, long-term repayment options, minimal documentation, and a simple loan application process.

Features and Benefits of a Rs.1.5 Crore Loan Against Property

Competitive Interest Rate

Salaried, self-employed, and professional applicants can benefit from a low interest rate that will allow them to repay the loan comfortably.

Quick Disbursement

A Loan Against Property can help deal with unexpected business and housing expenses. With a loan from Bajaj Housing Finance, you can expect to receive the funds within 72 hours* of submitting your documentation.

Sizeable Sanction

Borrowers can benefit from the sizeable loan sanction amount depending on their eligibility, applicant profile, and the property being mortgaged.

Fund Big-Ticket Expenses

The funds you receive can be used to renovate your home, expand your business, or for debt consolidation.

Long Repayment Tenure

Bajaj Housing Finance provides a long repayment tenure that can last up to 15 years, allowing you to repay the loan comfortably.

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Documents Required for a Rs.1.5 Crore Loan Against Property

To apply for a Loan Against Property with Bajaj Housing Finance, you will need to submit identity proof, address proof, income proof, PAN Card or Form 97 (mandatory), and relevant property documents***. To view the complete list, click here.

***Additional documents may be required during processing.

Interest Rates for a Rs.1.5 Crore Loan Against Property

For salaried and professional applicants, the Bajaj Housing Finance Loan Against Property interest rate starts at just 8.50%* p.a. Borrowers benefit not only from a low interest rate, but also from the substantial sanction, competitive interest rate, and quick disbursement time just 72 hours* after document submission.

How to Apply for a Rs.1.5 Crore Loan Against Property?

The process of applying for a Loan Against Property is simple and straightforward with Bajaj Housing Finance. Here is how you can apply for a Loan Against Property:

Visit the Loan Against Property application form.
Enter the required details such as name, contact details, employment type, monthly income, PIN code, and required loan amount.
Generate and enter OTP.
Submit the application form.

Following the submission of the application form, a customer representative from Bajaj Housing Finance will contact you within 48 hours* for further processing.

*Terms and conditions apply.

FAQs: Loan Against Property of up to Rs.1.5 Crore

Calculating EMIs for a Rs.1.5 Crore Loan Against Property is easy with our property loan EMI calculator. Here are the steps to use it:

Go to our Loan against Property EMI Calculator.
Enter the required loan amount.
Enter the tenure.
Enter the rate of interest.

The calculator will display the EMI amount instantly.

No, you cannot avail of a Rs.1.5 Crore Loan Against Property without a collateral. You need to pledge a residential or commercial property rightfully owned by you as a security to avail of a Rs.1.5 Crore Loan Against Property.

You can apply for a Rs.1.5 Crore Loan Against Property with us by accessing our online application form or by visiting our nearest branch. Here are the steps to apply online:

Navigate to our Loan Against Property application form and fill out the personal details.
Select the type of employment and loan that you wish to avail of.
Enter the required loan amount and the PIN code.
Generate OTP and enter it.
Enter property-related details.
Click on ‘Submit’ to submit the application form.

Our representative will contact you within 24 hours* and guide you through the next steps after you submit your application.

Yes, with Bajaj Housing Finance, you can avail of a Rs.1.5 Crore Loan Against Property and use it for business or housing-related expenses or for debt consolidation.

Your credit score along with other factors plays a key role in determining your eligibility for a Rs.1.5 Crore Loan Against Property. A CIBIL score of 750 or above can increase your chances of securing a competitive interest rate.