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Loan Against Property_WC

Loan Against Property of up to Rs.1.5 Crore

A Loan Against Property is a popular way to obtain a large sum of money to cover expenses for home renovation, business expansion, or debt consolidation. A Loan Against Property from Bajaj Housing Finance guarantees you a substantial sanction, long-term repayment options, minimal documentation, and a simple loan application process.

Features and Benefits of1.5 Crore Loan Against Property_WC

Features of Loans Against Property

Affordable Interest Rate

Borrowers such as salaried and self-employed applicants can benefit from a low interest rate that will allow them to repay the loan comfortably.

Quick Disbursement

A Loan Against Property is an excellent way to deal with unexpected financial expenses, and with a Loan Against Property from Bajaj Housing Finance, you can expect to receive the funds within 72 hours* of submitting your documentation.

Sizeable Sanction

Borrowers can benefit from the sizeable loan sanction amount of Rs.5 Crore* or more, depending on their eligibility, applicant profile, and the property being mortgaged.

Pay for Big-Ticket Expenses

The money you receive can be used to renovate your home, expand your business or even for debt consolidation.

Long Duration Tenors

Because a Loan Against Property is a significant financial commitment, Bajaj Housing Finance provides a long-term tenor that can last up to 17 years, allowing you to repay the loan comfortably.

Documents Required for a Loan Against Property_WC

Documents Required for a Loan Against Property

For a Loan Against Property, Bajaj Housing Finance requires you to submit a minimal amount of documentation, and it is in your best interest to keep these documents handy before applying so that you can enjoy a hassle-free loan application process and get approved quickly. The documentation required varies depending on the type of employment.

Documents required of Salaried Applicants

  • Mandatory documents such as PAN card or Form 60
  • ​Proof of Identify such as PAN Card, Aadhaar Card, Passport, Driving License, and Voter ID Card.
  • Address proof such as Property Tax Receipts, Utility Bills, and Ration Card.
  • Employment proof such as Company identity card.
  • Proof of Income such as Salary slips for the past 3 months, Banking Statements for the past 3 months, Form 60, and Income Tax Returns.
  • Documents of the property you are mortgaging such as Title Deed etc.

Documents required of Self-Employed Applicants

  • Mandatory documents such as PAN card or Form 60
  • ​Identity proof and address proof remains the same for both the applicants.
  • Business proof such as documents pertaining to the ownership of the business such as Partnership Agreement, and Registration Certificate.
  • Proof of income such as Company banking statements for the past 6 months, Income Tax Returns, and company financial documents such as Balance sheet and Profit and Loss statements.
  • Documents of the property you are mortgaging such as Title Deed etc.

Note: This list is only indicative, you may be requested for additional documents at the time of applying.

Loan Against Property Interest Rates offered by Bajaj Housing Finance Limited_WC

Loan Against Property Interest Rates offered by Bajaj Housing Finance Limited

For salaried and professional applicants, the Bajaj Housing Finance Loan Against Property interest rate starts at just 10.10%* p.a. Borrowers benefit not only from a low interest rate, but also from the substantial sanction, competitive interest rate, and quick disbursement time of less than 72 hours* after document submission.

You may visit the Bajaj Housing Finance website to learn more about the interest rate and other fees associated with a Loan Against Property.

How to Apply for a Rs.1.5 Crore Loan Against Property_WC

How to Apply for a Rs.1.5 Crore Loan Against Property?

The process of applying for a Loan Against Property is simple and straightforward and Bajaj Housing Finance has further simplified the process to ensure that everybody is able to apply for a Loan Against Property without any hesitation. Here is how you can apply for a Loan Against Property in 3 basic steps:

  1. Visit the Loan Against Property application form
  2. Enter the required details such as name, contact details, employment type, monthly income, PIN code, and required loan amount
  3. Submit the application form

Following the submission of the application form, a customer representative from Bajaj Housing Finance will contact you within 24 hours* for further processing.

*Terms and conditions apply.

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