Overview of Rs.4.5 Crore Loan Against Property
A Loan Against Property can be an ideal solution for meeting expenses that require a substantial amount of funding, such as housing renovations, business expansion, or debt consolidation. Bajaj Housing Finance offers Loans Against Property at attractive interest rates and flexible tenures to ensure easy repayment.
With a Rs.4.5 Crore Loan Against Property, you can access the funds needed to fulfil your financial requirements.
Features and Benefits of a Rs.4.5 Crore Loan Against Property
Flexible Repayment Tenure
Enjoy manageable EMIs with a flexible repayment tenure of up to 17 years.
Quick Processing and Disbursal
Bajaj Housing Finance Loan Against Property helps you meet urgent financial requirements easily, with quick disbursal ensured within 72 hours* after document verification.
Flexible End-Usage
The funds availed of through a Loan Against Property can be utilised for business expansion, home renovations, or debt consolidation.
Attractive Interest Rates
Salaried, self-employed, and professional applicants can enjoy competitive interest rates and feasible borrowing costs.
Rs.4.5 Crore Loan Against Property Rates
Bajaj Housing Finance offers Loans Against Property at competitive interest rates. If you are planning to avail of a Loan Against Property, click here to know our interest rates.
Once you know the interest rate, you can use our Loan Against Property EMI Calculator to assess your EMIs.
Rs.4.5 Crore Loan Against Property Eligibility Criteria
To apply for a Loan Against Property of Rs.4.5 Crore with Bajaj Housing Finance, you need to meet the following eligibility criteria:
- You must be a resident of India.
- If you are self-employed, your age should be between 23 and 70 years**. If you are salaried, your age should be between 23 and 60 years**.
- If salaried, you must be able to show 3 years of work experience and if you are self-employed, you must have 3 years of business vintage.
- You must be the rightful owner of the property you wish to pledge as a collateral.
You can use our Loan Against Property Eligibility Calculator to estimate the loan amount you can qualify for.
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Rs.4.5 Crore Loan Against Property: Steps to Apply Online
You can either visit your nearest Bajaj Housing Finance branch or conveniently apply online by following these steps:
- Visit the Loan Against Property application form.
- Fill in your personal and financial details.
- Select your employment type and loan type.
- Specify the required loan amount and your PIN code.
- Provide property-related details.
- Submit the application form.
Once submitted, a Bajaj Housing Finance representative will contact you within 24 hours* to guide you through the next steps.
You can calculate your EMIs for a Rs.4.5 Crore Loan Against Property using our EMI calculator. Enter the required loan amount, tenure, and applicable interest rate to know your EMIs.
No, when you apply for a Rs.4.5 Crore Loan Against Property, you need to mortgage a property as a collateral.
Bajaj Housing Finance offers Loans Against Property at competitive rates and long repayment tenure of up to 17 years. To get a Loan Against Property of up to Rs.4.5 Crore, you can visit our nearest branch or apply online at your convenience.
Credit score, income, and age are some of the factors that determine your eligibility for a Rs.4.5 Crore Loan Against Property. A CIBIL score of 750 or above can help you secure a favourable interest rate.
Your applicant for a Rs.4.5 Crore Loan Against Property can get approved within 24 hours* post document verification.
