Home Loan of up to Rs.10 Lakh

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Rs.10 Lakh Home Loan: Overview_intro

Sambhav Home Loan of Rs.10 Lakh: Overview

If you are planning to buy a residential property, a Sambhav Home Loan of Rs.10 Lakh can be a convenient way to secure your dream home. With a competitive interest rate and long repayment tenure, a housing loan of up to Rs.10 Lakh can be a feasible choice for those seeking a budget-friendly home.

Features and Benefits of Rs.10 Lakh Home Loan

Features and Benefits of a Rs.10 Lakh Home Loan

Simple Application Process

Apply for a Sambhav Home Loan online or visit your nearest branch. Whichever option you choose, the application process is designed to be simple and convenient.

Flexible Eligibility Criteria

You can apply for a Sambhav Home Loan with flexible eligibility norms, with or without income proof, subject to our policy requirements.

Long Repayment Tenure

Benefit from a repayment tenure of up to 25 years, helping you manage your EMIs more comfortably.

Extensive Branch Network

With a wide branch presence across multiple locations, accessing our services is convenient and hassle-free.

Documents Required to Apply for a Home Loan of Rs.10 Lakh

Documents Required to Apply for Sambhav Home Loan of Rs.10 Lakh

Our minimal documentation requirement ensures quick approval, verification, and disbursal. Here are some of the documents that you need to submit along with your Sambhav Home Loan application:

Applicant Type Document Category Documents Required
Salaried Applicants Mandatory Documents PAN Card or Form 97 (Applicants without a PAN Card may submit Form 97)
KYC Documents Recent photograph, Voter’s ID, valid current address proof, proof of possession of Aadhaar, valid Driving Licence
Property-Related Documents Title Deed, Allotment Letter, Property Tax receipts
Self-Employed Applicants Mandatory Documents PAN Card or Form 97 (Applicants without a PAN Card may submit Form 97)
KYC Documents Recent photograph, Voter’s ID, valid current address proof, proof of possession of Aadhaar, valid Driving Licence, business vintage proof
Property-Related Documents Title Deed, Allotment Letter, Property Tax receipts

Note: This list is indicative.

Eligibility Criteria for Rs.10 Lakh Home Loan

Eligibility Criteria for Sambhav Home Loan of Rs.10 Lakh

To secure a Sambhav Home Loan of Rs.10 Lakh, ensure you meet the following eligibility criteria:

Applicant Type Eligibility Criteria
Salaried Applicants
  • Indian resident
  • Age between 23 and 62 years**
Self-Employed Applicants
  • Indian resident
  • Age between 23 and 70 years**

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Steps to Apply for Rs.10 Lakh Home Loan

Steps to Apply for Sambhav Home Loan of Rs.10 Lakh

​To apply for Sambhav Home Loan of Rs.10 Lakh online, follow these simple steps:

  1. ​Visit our Home Loan application form.
  2. Select your loan type and employment type.
  3. ​Provide your personal details, such as your name, mobile number, and employment type.
  4. ​Enter all required financial and property details based on your employment type.
  5. ​Click ‘Submit’ to complete your application.

​Once your form is submitted, a representative will reach out to guide you through the next steps, including document submission and verification.

​Alternatively, you can apply for a Home Loan by visiting any of our branches across India.

​*Terms and conditions apply.

faq

​FAQs

To apply for a Sambhav Home Loan of up to Rs.10 Lakh, you need to meet the following eligibility criteria based on your employment type:

Salaried applicants:

  • Should be an Indian resident
  • ​Should be between 23 and 67 years** of age

Self-employed applicants:

  • Should be an Indian resident
  • Should be between 23 and 70 years** of age

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Yes, applicants can apply for Sambhav Home Loans with or without income proofs.

Apply for a Sambhav Home Loan of Rs.10 Lakh and benefit from a long repayment tenure of up to 25 years.

Yes, you can apply for a Sambhav Home Loan online or offline by visiting our nearest branch.

RAC(10 Lakh Home Loan)

PAC(10 Lakh Home Loan)

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