Bajaj Housing Finance is one of the only few lenders in the market that sanctions up to INR 5 Crore or even more as a loan under Loan Against Property. Here, we tell you why you should choose us as your lender for a 5 Crore Loan Against Property and cover everything you need to know about our interest rates, eligibility criteria, and application process for the same. So, read on.
Bajaj Housing Finance 5 Crore Loan Against Property: Features and Benefits

Substantial Loan Amount
5 Crore is a substantial amount of money and most lenders will not loan you such a hefty sum. However, with Bajaj Housing Finance, you can get access to 5 Crores or higher as a loan, provided you meet our eligibility criteria. Further, the final loan amount you will get will depend on various factors, such as your income profile, credit score and the value of the property mortgaged.

Highly Competitive Interest Rates
Bajaj Housing Finance offers property loans or loans against property at interest rates starting as low as 9.75%* p.a. for self-employed individuals, which is quite low compared to what other lenders are offering in the market.

Flexible Repayment Tenor
A 5 Crore Loan Against Property involves a huge sum of money and therefore, it is not very surprising that most people need a long repayment tenor to pay off their loan. With Bajaj Housing Finance, you get the option to pay off your 5 Crore Loan Against Property over a period stretching up to 18 years. This ensures affordability in the long run as well as the safety of your collateral.

Zero Part Pre-Payment and Foreclosure Charges
Individual borrowers who have availed of a 5 Crore Loan Against Property on floating interest rates can choose to part pre-pay or even foreclose their loan at any time during the life of the loan at no additional charges.

Zero End-Use Restrictions
Loans against property availed of from Bajaj Housing Finance come with zero end-use restrictions. You can use the money for whatever purpose you like - to start a new business, buy another home, renovate an existing one, pay for a child's education, etc. We will never ask you how you are spending the money.

Quick Disbursal
While some lenders take weeks to disburse off loans against property, we disburse the funds within 72 hours* of submission, approval and verification of documents.
5 Crore Loan Against Property Interest Rates
Bajaj Housing Finance offers loans against property at interest rates starting as low as 9.75%* p.a. for self-employed individuals. However, the final interest rate that an individual gets depends on several different factors, such as the income profile of the borrower, their age and job stability, the value of the property pledged as collateral, etc.
Eligibility Criteria for a 5 Crore Loan Against Property
If you wish to avail of a 5 Crore Loan Against Property, you must meet the following eligibility criteria.
Salaried Applicants | Self-Employed Applicants |
---|---|
The applicant must be an Indian citizen living in a city where Bajaj Housing Finance operates. | The applicant must be an Indian citizen living in a city where Bajaj Housing Finance operates. |
The applicant must be between the ages of 28 to 58 years. | The applicant must be between the ages of 25 to 70 years. |
The applicant must have at least 3 years of work experience either at an MNC, or a Public or Private sector company. | The applicant's business must be able to generate a consistent source of income and have been in operation for at least 5 years. |
Documents Required for a 5 Crore Loan Against Property
To be able to successfully avail of a 5 Crore Loan Against Property from Bajaj Housing Finance, you will be required to submit the following documents.
- Proof of identity and address documents. These include PAN, Aadhar, Voter ID, Driving License, Passport, Utility Bills, etc.
- Proof of employment and income documents in the case of salaried applicants. These include the latest salary slips, form 60, income tax returns, the last 3 months' bank account statements and the identity card issued by your employer.
- Proof of income and business ownership documents in the case of self-employed individuals. These include partnership agreements, registration certificates, income tax returns, bank statements of the last 6 months, balance sheets and profit and loss statements.
- Documents of the property you wish to pledge as collateral.
- Note that the document list is not exhaustive.
5 Crore Loan Against Property: Step-by-Step Application Process
Follow these steps to apply for a 5 Crore Loan Against Property from Bajaj Housing Finance.
- Go to our website and open our Loan Against Property application form
- Fill out the form by providing your personal and income details
- Disclose the details of the property you wish to pledge as collateral
- Submit the form
Once we have received your application form, we will have someone from our team connect with you to explain to you the next steps of the process.
If you are not comfortable applying for a Loan Against Property online, do not worry. Simply walk into one of our branches near you and make an application in person. Our team members will try to help you to the best of their ability and make the whole process as hassle-free as possible for you.
*Terms and Conditions apply