Borrowers on the lookout for sizeable funding that can be disbursed with in 72* hours have the choice to avail of the Bajaj Housing Finance Loan Against Property, wherein sanctioned funds can go up to Rs.5 Crore, or higher, based on the borrower’s eligibility.
Loan Against Property of Rs.5 Crore: Features and Benefits

Substantial Loan Amount
Our Loans Against Property allow you to avail of sizeable funds against the collateral of your property. Depending on your needs and eligibility, we can offer sums worth Rs.5 Crore* or higher.

Highly Competitive Interest Rates
Bajaj Housing Finance offers Loans Against Property at interest rates starting as low as 9.75%* p.a. for self-employed individuals, helping you bring down your total cost of borrowing.

Flexible Repayment Tenor
Loan Against Property borrowers have the choice to take up to 17 years to repay their sum outstanding.

Zero Part Pre-Payment and Foreclosure Charges
Individual borrowers who have availed of a 5 Crore Loan Against Property on floating interest rates can choose to part pre-pay or even foreclose their loan at any time during the life of the loan at no additional charges.

Zero End-Use Restrictions
Loans Against Property availed of from Bajaj Housing Finance come with end-use flexibility. You can use the money as working capital, funds for business expansion or to address other business-related expenses.

Quick Disbursal
While some lenders take weeks to disburse off loans against property, we disburse the funds within 72 hours* of submission, approval and verification of documents.
Loan Against Property of Rs.5 Crore: Interest Rates
Bajaj Housing Finance offers Loans Against Property at interest rates starting as low as 9.75%* p.a. for self-employed individuals. However, the final interest rate that an individual gets depends on several different factors, such as the income profile of the borrower, their age and job stability, the value of the property pledged as collateral, etc.
Loan Against Property of Rs.5 Crore: Eligibility Criteria
Our Loan Against Property criteria are easy-to-meet with and hassle-free.
Salaried Applicants | Self-Employed Applicants |
---|---|
The applicant must be an Indian citizen living in a city where Bajaj Housing Finance operates. | The applicant must be an Indian citizen living in a city where Bajaj Housing Finance operates. |
The applicant must be between the ages of 28 to 60 years. | The applicant must be between the ages of 25 to 70 years |
The applicant must have at least 3 years of work experience either at an MNC, or a Public or Private sector company. | The applicant's business must be able to generate a consistent source of income and have been in operation for at least 5 years. |
NOTE: The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for salaried applicants is subject to change, depending on the property profile.
Loan Against Property of Rs.5 Crore: Documents Required
To be able to successfully avail of a Loan Against Property from Bajaj Housing Finance, you will be required to submit the following documents.
- Proof of identity and address documents. These include Aadhar, Voter ID, Driving License, Passport, etc.
- Proof of employment and income documents in the case of salaried applicants. These include the latest salary slips, Form 60, income tax returns, the last 3 months' bank account statements and the identity card issued by your employer.
- Proof of income and business ownership documents in the case of self-employed individuals. These include partnership agreements, registration certificates, income tax returns, bank statements of the last 6 months, balance sheets and profit and loss statements.
- Documents of the property you wish to pledge as collateral.
- Documents of the property you wish to pledge as collateral.
Note: Additional documents may be requested at the time of loan processing, as this list is indicative.
Loan Against Property of Rs.5 Crore: Application Process
The application process for a Loan Against Property is easy and can be completed in minutes.
- Go to our website and open our Loan Against Property application form
- Fill out the form by providing your personal and income details
- Disclose the details of the property you wish to pledge as collateral
- Submit the form
Once we have received your application form, we will have someone from our team connect with you to explain to you the next steps of the process.
*Terms and Conditions apply