Overview of a Loan Against Property of up to Rs.5 Crore
Borrowers who wish to avail of funds instantly for business expansion or housing-related expenses can avail of our Loan Against Property. We offer a substantial Loan Against Property of Rs.5 Crore at a competitive interest rate, basis your eligibility.
Features and Benefits of a Rs.5 Crore Loan Against Property

Substantial Loan Amount
Based on your financial profile and eligibility, you can avail of sizeable funds with our Loan Against Property.

Competitive Interest Rates
Bajaj Housing Finance offers Loans Against Property at competitive interest rates to self-employed, salaried, and professional applicants thereby helping you bring down your total cost of borrowing.

Flexible Repayment Tenure
Loan Against Property borrowers have the choice to take up to 17 years to repay the loan amount.

End-Use Flexibility
Loans Against Property availed of from Bajaj Housing Finance come with end-use flexibility. You can use the funds for business expansion or to address housing-related expenses.

Quick Disbursal
Apply for a Loan Against Property with us and receive funds within 72 hours* post document verification and approval.
Interest Rates for Loans Against Property of Rs.5 Crore
Bajaj Housing Finance offers Loans Against Property at interest rates starting as low as 9.40%* p.a. for self-employed individuals. However, the final interest rate that an individual gets depends on several different factors, such as the income profile of the borrower, their age and job stability, and the value of the property pledged as a collateral.
Eligibility Criteria for a Rs.5 Crore Loan Against Property
Our Loan Against Property criteria are easy to meet with and hassle-free.
Salaried Applicants | Self-Employed Applicants |
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The applicant should be a residing Indian citizen. | The applicant should be a residing Indian citizen. |
The applicant should be between the ages of 23 to 60 years**. | The applicant should be between the ages of 23 to 70 years**. |
The applicant should have at least 3 years of work experience either at an MNC, or a Public or Private sector company. | The applicant's business should be able to generate a consistent source of income and have been in operation for at least 3 years. |
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Documents Required for a Rs.5 Crore Loan Against Property
To be able to successfully avail of a Loan Against Property from Bajaj Housing Finance, you will be required to submit the following documents.
- Proof of identity and address documents include Aadhaar Card, Voter ID, Driving License, Passport, etc.
- Proof of employment and income documents in the case of salaried applicants include the latest salary slips, income tax returns, the last 3 months' bank account statements, and the identity card issued by your employer.
- Proof of income and business ownership documents in the case of self-employed individuals include partnership agreements, registration certificates, income tax returns, bank statements of the last 6 months, balance sheets, and profit and loss statements.
- Mandatory documents such as PAN Card or Form 60
- Documents of the property you wish to pledge as a collateral
Note: Additional documents may be requested at the time of loan processing, as this list is indicative.
Steps to Apply for a Rs.5 Crore Loan Against Property
The application process for a Loan Against Property is easy and can be completed in minutes.
- Go to our website and open our Loan Against Property application form.
- Fill out the form by providing your personal and income details.
- Disclose the details of the property you wish to pledge as a collateral.
- Submit the form.
Once we have received your application form, we will have someone from our team connect with you to explain to you the next steps of the process.
*Terms and Conditions apply.
Skip the hassle of manual calculations by using our property loan EMI calculator to estimate the EMIs for a Rs.5 Crore Loan Against Property. Simply enter the desired loan amount, your preferred repayment tenure, and the applicable interest rate to get a quick estimate of your monthly payments.
Our calculators provide a detailed repayment schedule, offering a month-by-month breakdown of your EMI into principal and interest components.
To avail of a Rs.5 Crore Loan Against Property, you can follow the steps given below:
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Visit our Loan Against Property application form and fill out the personal details.
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Select your employment type.
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Proceed to select the loan type.
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Enter the required loan amount.
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Enter the PIN code.
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Enter property-related details.
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Submit the application form.
After submission, our representative will call you and take you through the next steps. Alternatively, you can also visit our nearest branch to apply for a loan in person.
Your credit score, among other factors, is assessed when you apply for a loan. To secure a property loan at favourable terms, it is advisable to maintain a good credit score, typically above 750. This will not only increase your chances of securing a competitive interest rate but also increase your eligibility for a Rs.5 Crore Loan Against Property.
Bajaj Housing Finance provides quick loan processing and approval. If you avail of a Rs.5 Crore Loan Against Property, you can expect your application to get approved within 24 hours* post document verification.