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Home Loan Starting 6.70%*

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Loan Against Property in Cochin: Overview

Known as the 'Queen of the Arabian Sea,' Cochin is a major spice trading centre located in Kerala. This port city is home to several tourist attractions such as the Cherai Beach, Hill Palace Museum, and many more.

Bajaj Housing Finance provides loans against property in Cochin to help residents cover major expenses. Keep a property as collateral with us and avail of a considerable loan corpus at affordable interest rates. There are no restrictions on end-use.

  • Quick Loan Approval

    After getting the loan against property applications, we initiate the processing immediately. Hence, the loan approval takes only 24 hours* with Bajaj Housing Finance.

  • Loan at Doorstep

    Obtain a loan against property from us without stepping out of your home. Give us a call, and our representatives will collect the documents from your home or workplace.

  • Instant Disbursal

    Once the eligibility checking and documentation are done, the loan amount reaches your account within 72 hours* of approval.

  • Flexible Repayment Option

    Choose a tenor ranging up to 18 years and repay the loan conveniently. Prepay whenever possible to reduce the EMI burden.

  • Convenient Repayment Option

    A loan against property is a long-term liability, and therefore we provide flexibility in repayment. Choose a tenor ranging up to 18 years and ease the repayment burden.

  • Simple Eligibility

    Fulfil some basic requisites to qualify for the highest loan amount. Mortgage a high-stake property to improve eligibility.

  • Online Loan Management

    Manage loan accounts 24/7 through the online customer portal. Check outstanding loan balance and EMIs on the go Property Eligibility Calculator. These ensure improved debt management.

  • Balance Transfer and Top-up Facility

    Opt for a  loan against property balance transfer with us and enjoy affordable interest rates. Depending on the outstanding amount, qualify for a considerable top-up loan.

  • Online Calculators

    Access our online Loan Against Property EMI Calculator and Eligibility Calculator to manage loans better.

Documents Required for Loan Against Property in Cochin

Complete simple and short documentation while applying for this credit. Keep the documents handy to qualify for a loan against property in Cochin. Take note of the documents necessary for this advance.

Document Type For Salaried Individuals For Self-employed Individuals
Identity and address proof
  • Aadhaar Card
  • PAN Card
  • Voter ID
  • Passport
  • Driving License
  • Utility Bills
  • Photo identity card and /or address proof, approved by the government
Same as salaried applicants
Income proof
  • Bank account statement of previous 3 months
  • Pan Card or Form 60
  • ITR documents
  • Recent salary slips
  • Details of a primary bank account of last 6 months
  • Financial documents such as Balance Sheet and Profit and Loss statement
  • Pan Card/Form 60
  • ITR documents
Employment proof Work identity Card Proof of business ownership documents, such as registration certificate and partnership agreement
Property documents
  • Documents of property to be mortgaged
  • Title documents
Same as salaried applicants

Eligibility Criteria for Loan Against Property in Cochin

Meet a few simple eligibility parameters and get competitive interest rates on loans against property. We also approve the maximum loan amount to eligible applicants.

For salaried applicants

  • Age should be 23 to 62 years*
  • Should be a residing Indian citizen
  • Must be working at an MNC/public/private organization
  • Should have work experience of at least of 3 years

For self-employed applicants

  • Age should be 28 to 70 years*
  • Must be a residing citizen of India
  • Should have a steady income from the current business
  • Should have a minimum 5 years vintage

*The upper age limit here gives the borrower’s age at the time of the loan’s maturity.

How to Apply for a Loan Against Property in Cochin?

Check the eligibility criteria for mortgage loans in Cochin and submit all necessary documents for faster loan processing. Follow the steps below to apply online:

  • Step 1: Fill up a loan against property online application form with details such as age, name, date of birth, address, and contact details.
  • Step 2: Input income details to understand repayment structure better.
  • Step 3: Follow instructions and submit the form.

After receiving the loan application, our representatives will contact you, following which you will ve expected to meet all the requirements for document submission and verification. We also extend pre-approved offers to our existing customers. Check your pre-approved offer online by entering basic credentials.