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Loan Against Property in Cochin Overview_WC

Loan Against Property in Cochin: Overview

Cochin, also known as Kochi, is a major spice trading centre located in Kerala. This port city is home to several tourist attractions such as the Cherai Beach, Hill Palace Museum, and many more.

Bajaj Housing Finance provides Loans Against Property in Cochin to help you cover major expenses. Keep a property as a collateral with us and avail of a considerable loan corpus at competitive interest rates. The sanctioned loan amount can be used to meet housing or business-related expenses and for debt consolidation as well.

Loan Against Property in Cochin Features and Benefits_WC

Loan Against Property in Cochin: Features and Benefits

Quick Loan Approval

After getting the Loan Against Property application, we initiate the processing immediately. Hence, after the document submission, we approve the loan within 24 hours*.

Loan at Doorstep

Get a Loan Against Property from us without stepping out of your home. Give us a call, and our representatives will collect the documents from your home or workplace.

Instant Disbursal

Once the eligibility checking and documentation are done, the loan amount is disbursed within 72 hours* of approval.

Flexible Repayment Option

Choose a tenor ranging up to ​17 years and repay the loan conveniently.

Simple Eligibility

Fulfil some basic requisites to qualify for a sizeable loan amount. Mortgage a high-stake property to improve eligibility.

Online Loan Management

Manage loan accounts remotely through the online customer portal and check your outstanding loan balance and EMIs on the portal. You can also check the loan amount you can avail of with our Loan Against Property Eligibility Calculator.

Balance Transfer and Top-up Facility

Opt for a Loan Against Property Balance Transfer  with us and enjoy affordable interest rates. Depending on the outstanding amount, qualify for a considerable Top-up Loan.

Online Calculators

Access our online Loan Against Property EMI Calculator and eligibility calculator to manage loans better.

Loan Against Property in Cochin Documents Required _WC

Loan Against Property in Cochin: Documents Required

Complete a simple and short documentation process while applying for this credit. Keep the documents handy for a faster loan process and disbursal:

Document Type For Salaried Individuals For Self-employed Individuals
Identity and address proof
  • Aadhaar Card
  • PAN Card
  • Voter ID
  • Passport
  • Driving License
  • Utility Bills
  • Photo identity card and /or address proof, approved by the government
Same as salaried applicants
Income proof
  • Bank account statement of previous 3 months,
  • PAN Card or Form 60 (mandatory)
  • ITR documents
  • Recent salary slips
  • Details of a primary bank account of last 6 months
  • Financial documents such as Balance sheet and Profit and Loss statement
  • PAN Card or Form 60 (mandatory)
  • ITR documents
Employment proof Work identity card/Salary slips Proof of business ownership documents, such as registration certificate and partnership agreement
Property documents
  • Documents of property to be mortgaged
  • Title documents
  • Documents of property to be mortgaged
  • Title documents

Note: This list is indicative. Additional documents may be needed during loan processing.

Loan Against Property in Cochin Eligibility Criteria _WC

Loan Against Property in Cochin: Eligibility Criteria

Meet a few simple eligibility parameters and get competitive interest rates on Loans Against Property. Basis eligibility, you can get a sizeable loan amount.

For Salaried Applicants

  • Age should be between 28 and 70 years**
  • Should be a residing Indian citizen
  • Should be working at an MNC/public/private organization
  • Should have work experience of at least 3 years

For Self-Employed Applicants

  • Age should be between 25 and 70 years**
  • Should be a residing citizen of India
  • Should have a steady income from the current business with a minimum business vintage of 5 years.

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Loan Against Property in Cochin How to Apply_WC

Loan Against Property in Cochin: How to Apply

Check the eligibility criteria for mortgage loans in Cochin and submit all the necessary documents for faster loan processing. Follow the steps below to apply online:

  1. Fill up a Loan Against Property online application form with details such as age, name, date of birth, address, and PAN number.
  2.  Provide your property details.
  3.  Submit the form.

After receiving the loan application, our representatives will contact you, following which you will be expected to meet all the requirements for document submission and verification.

*Terms and conditions apply.

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