Loan Against Property in Thane

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Loan Against Property in Thane: Overview_WC

Overview of a Loan Against Property in Thane

Situated close to Mumbai, Thane is a bustling metropolitan in Maharashtra. The city is also famous for its variety of natural and artificial lakes. In addition to that, Thane is renowned for several noted educational institutions.

Residents can now easily manage various financial commitments, especially big-ticket expenses, with property loans. With Bajaj Housing Finance Loans Against Property, you can enjoy attractive interest rates and convenient loan terms for a better borrowing experience.

Loan Against Property in Thane: Features and Benefits_WC

Features and Benefits of a Loan Against Property in Thane

A Loan Against Property can help meet various requirements such as business needs, housing needs, or debt consolidation. The following are some of the benefits that you stand to gain from:

Quicker Processing

Enjoy approval against your loan application within 24 hours* from the time you submit loan-related documents. Keep the documents handy to avoid delays.

Swift Disbursal

Meet the Loan Against Property eligibility criteria, submit the necessary documents, and get the loan amount credited within 72 hours* post document submission and approval.

Easy Eligibility Criteria

The lenient eligibility parameters and minimal documentation make it easy to avail of our Loan Against Property.

Doorstep Services

Availing of mortgage loans is stress-free with Bajaj Housing Finance. Following your loan application, our representatives will collect the necessary documents from your office or house address at your convenience.

Repayment Flexibility

A Loan Against Property is a long-term credit with a repayment tenure ranging up to 17 years. Bajaj Housing Finance allows you to repay the borrowed credits at your own pace.

Balance Transfer with Top-up Loan Facility

You can now shift your Loan Against Property to Bajaj Housing Finance from your existing financer easily. Also, you get a chance to avail of a Top-up Loan facility to manage housing requirements.

Online Account Management

Access our user-friendly online customer portal to manage your loan account from anywhere.

Online Calculators

Quickly learn about the loan amount and monthly instalments by using the Loan Against Property Eligibility Calculator and Loan Against Property EMI Calculator respectively.

Check Eligibility

Calculate EMI

Apply Now

Lap Loan Emi Calculator

Calculate Your Loan Against Property EMI

Loan AmountRs.

Rs.20 LakhRs.15 Crore

TenorMonths

12 Months204 Months

Interest Rate%

1%18%

Your EMI is Rs. 0

0.00%

Total Interest

0.00

0.00%

Total Payable Amount

0.00

View Repayment Schedule Apply Now

Repayment Schedule

Date

Loan Against Property in Thane: Documents Required_WC

Documents Required for a Loan Against Property in Thane

Our Loan Against Property application process does not include lengthy paperwork. Keeping the following documents handy will streamline the process and ensure quick disbursal:

Document Type	For Salaried Individuals	For Self-Employed Individuals
Identity and address proof	Voter's ID, PAN Card, Aadhaar Card, Passport, Driving License, Utility Bills, or any government-approved photo identity card and /or address proof	Same as salaried individuals
Employment proof	Employer-issued identity card	Documents of business ownership, such as Registration Certificate and Partnership Agreement
Income proof	Recent salary slips Bank account statement of last 3 months Mandatory documents such as PAN Card or Form 60 Income Tax Return papers	Financial documents such as P&L statement and Balance Sheet Bank account details of last 6 months Mandatory documents such as PAN Card or Form 60 Income Tax Return papers
Property document	Property documents such as Title Deed	Same as salaried individuals

Note: This list is indicative. Additional documents may be needed during loan processing.

Loan Against Property in Thane: Eligibility Requirements_WC

Eligibility Criteria for a Loan Against Property in Thane

To get instant approval on your Loan Against Property application, you will need to meet the below eligibility criteria:

For Salaried Applicants

Should be a citizen of India residing in the country
Should be aged between 23 and 60 years**
Should be an employee of a public, private, or multinational organisation with a minimum of 3 years of work experience

For Self-Employed Applicants

Should be a citizen of India residing in the country
Should be aged between 23 to 70 years**
Should have a steady income from the existing business with a minimum vintage of 3 years

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Loan Against Property in Thane: How to Apply_WC

Steps to Apply for a Loan Against Property in Thane Online

The application process for a Loan Against Property with Bajaj Housing Finance is straightforward. It is advisable to review the loan specifics, EMI amount, and eligibility before you apply for the loan. Follow the steps given below to apply online:

Navigate to the application form  and enter details such as name, address, date of birth, and contact information.
Enter the required loan amount and PIN code.
Proceed to generate an OTP.
Provide accurate income details and property details.
Submit the loan application form.

After completing the  Loan Against Property application process, a Bajaj Housing Finance representative will get in touch with you and take you through the further process.

*Terms and conditions apply.

Check Eligibility

Calculate EMI

Apply Now

FAQ Loan Against Property in Thane?

With a Loan Against Property from Bajaj Housing Finance, you can expect quick processing and disbursal within 72 hours* post document verification.

The documents required to apply for a Loan Against Property in Thane are:

For Self-Employed Applicants

PAN Card or Form 60 (mandatory), along with Aadhaar Card or Voter ID
Profit & Loss statement
Latest Income Tax Return (ITR)
Property-related documents

For Salaried Applicants

PAN Card or Form 60 (mandatory), along with Aadhaar Card or Voter ID
Salary slips for the last 3 months
Property-related documents

Note that this list is indicative. Additional documents may be required at the time of loan processing.

Our eligibility criteria to apply for a Loan Against Property in Thane is simple and easy to meet:

For Salaried Applicants

Should be an Indian resident aged between 23 and 60 years**
Must be employed with an MNC, public sector, or private company with at least 3 years of work experience
The property to be mortgaged must be located in any of the cities we operate in

For Self-Employed Applicants

Should be an Indian resident aged between 23 and 70 years**
Must have a stable income from an existing business with a minimum vintage of 3 years
The property to be mortgaged must be located in any of the cities we operate in

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

You can apply for a Loan Against Property in Thane and benefit from quick disbursal, a substantial quantum of funds, and a competitive interest rate with Bajaj Housing Finance. We also offer a doorstep document pick-up facility for your convenience.