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Loan Against Property in Surat: Overview

Surat is one of the noted cities in Gujarat, known for being the largest diamond manufacturing center in the world. It is also a hub of textile industries.

Bajaj Housing Finance offers Home Loans and Loans Against Property in Surat at competitive interest rates. Our Loan Against Property amount comes with zero end-use restrictions and can be utilized to meet multiple financial requirements. Consolidate existing debts and finance business requirements, higher studies, home renovation, and more with a Loan Against Property.

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Loan Against Property: Features and Benefits

Fast Processing

Enjoy quick approval post document submission. Keep the documents ready before applying to minimize loan processing time.

Immediate Disbursal

With proper eligibility and the right documentation, we disburse the loan amount within 72 hours* of approval. Start using the funds to address your financial emergencies without any delay.

Doorstep Services

Enjoy doorstep document collection service when you apply for a Bajaj Housing Finance Loan Against Property. Our representative will collect your documents from home or workplace.

Simple Eligibility Criteria

Fulfil only a few easy-to-meet Loan Against Property eligibility criteria and avail of a sizeable amount from us.

Convenient Repayment Tenor

You can manage your monthly expenses easily with a flexible repayment tenor with Bajaj Housing Finance. The repayment tenor can be extended up to 18 years, basis eligibility.

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Loan Against Property in Surat: Documents Required

A Loan Against Property from Bajaj Housing Finance entails minimal paperwork. It ensures faster loan approval and disbursal. Keep these necessary documents ready before applying.

Document type For Salaried individuals For Self-Employed individuals
Identity and address proof
  • PAN card
  • Voter ID
  • Aadhaar card
Same as salaried individuals.
Employment proof Employer issued identity card Documents of business ownership such as registration certificate and partnership agreement.
Income proof
  • Recent salary slips
  • PAN Card/Form 60
  • Income Tax Receipt
Financial documents such as
  • P&L statement and Balance Sheet
  • Bank account details of last 6 months
  • PAN Card/Form 60
  • Income Tax Receipt
Property documents Title Deed, and Property Tax Receipt, among others Same as salaried individuals.

Note: This list is only indicative. More documents may be requested upon verifying your profile.

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Loan Against Property in Surat: Eligibility Criteria

For Salaried Applicants

  • Must be a residing Indian citizen
  • Must be between 28 and 58 years of age**
  • Must be a working professional at a public, private, or a multinational organisation with a minimum work experience of 3 years

For Self-Employed Applicants

  • Must be a residing Indian citizen
  • Must be between 25 and 70 years of age**
  • Must maintain a steady income from the current business, which should have a minimum vintage of 5 years

** The maximum age is considered as age at the time of loan maturity.

For a better understanding, use our Loan Against Property Eligibility Calculator, and check the maximum loan value you can get

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Loan Against Property in Surat: How to Apply

Follow these steps to apply for a Loan Against Property with Bajaj Housing Finance.

  1. Go to the online application form
  2. Enter details such as date of birth, name, age, address, and contact details
  3. Input income details
  4. Submit the form

After submitting the online form, our representative will contact you for further steps.

*Terms and conditions apply

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