Details of a Loan Against Property in Ghaziabad
Ghaziabad, located in the National Capital Region (NCR), is a populated city, with well-developed infrastructure making it a viable location for real estate investment. This presents property owners with an opportunity to utilise the value of their assets to secure financing. If you are planning to avail of a Loan Against Property, opt for Bajaj Housing Finance for a competitive interest rate and sizeable sanctions.
Features and Benefits of a Loan Against Property in Ghaziabad
Minimal Processing Time
Get your loan application approved within 24 hours* of submitting all the necessary documents. To enable faster approval, keep your documents handy.
Easy-to-Meet Eligibility Criteria
Fulfil the basic Loan Against Property eligibility parameters pertaining to income, age, etc. to avail of the loan on competitive terms.
Quick Disbursal
Receive the sanctioned amount within 72 hours* of approval and loan verification and meet your urgent expenses related to business or housing.
Flexible Repayment
Repay the loan at your own pace over a flexible tenor of up to 17 years.
Sizeable Top-up Loan
Acquire a sizeable Top-up Loan at a competitive interest rate by transferring your existing Loan Against Property balance to Bajaj Housing Finance.
Doorstep service
After the successful completion of your application process, our representative will visit your office or home to collect the required documents.
Simple Account Management
Track EMIs, view your loan amount, and access other account-related details using our customer portal.
User-Friendly Calculators
Plan your EMI payments with our easy-to-use Loan Against Property EMI Calculator. Before applying, use the eligibility calculator to check your eligible loan amount.
Calculate Your Loan Against Property EMI
Repayment Schedule
Eligibility Criteria for a Loan Against Property in Ghaziabad
You need to meet the following eligibility criteria, based on your employment type, to avail of a Bajaj Housing Finance Loan Against Property:
For Salaried Individuals
- Should be a residing Indian citizen
- Should be between the age group of 23 and 60 years**
- Should be currently employed and have a work experience of at least 3 years
For Self-Employed Individuals
- Should be a residing Indian citizen
- Should be between the age group of 23 and 70 years**
- Should have a steady source of income with a business vintage of 3 years minimum at their current enterprise
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Documents Required for a Loan Against Property in Ghaziabad
We require minimal documents to process your Home Loan. For quick processing, keep the following documents handy:
For Salaried Applicants
- Previous 3 months’ salary slips
- Mandatory documents such as PAN Card/Form 60
- ID proof
- Address proof
- Property documents
For Self-Employed Applicants
- Previous 6 months’ bank account statements
- Mandatory documents such as PAN Card/Form 60
- Address proof
- P&L Statement and Balance Sheet
Note: This list is indicative. Additional documents may be needed during loan processing.
Steps to Apply for a Loan Against Property in Ghaziabad Online
Follow the steps discussed below to apply for a Loan Against Property from Bajaj Housing Finance.
- Navigate to the online application form.
- Select your employment type and required loan type.
- Fill up your personal and income details such as name, monthly earnings, and address
- Submit the application form.
Shortly after, our representative will connect with you for further proceedings. Fix a schedule and hand over the necessary documents for a hassle-free Loan Against Property processing.
*Terms and conditions apply
You can choose Bajaj Housing Finance to apply for a Loan Against Property in Ghaziabad, either online from the comfort of your home or in person at our nearby branch.
The documents required to apply for a Loan Against Property in Ghaziabad are:
For Salaried Applicants
- KYC Documents: Aadhaar Card, Voter ID, PAN Card, or Form 60 (mandatory)
- Address Proof: Utility bills
- Income Proof: Salary slips for the last 3 months, Income Tax Return (ITR) documents, and bank statements for the past 3 months
- Property Documents: Papers related to the property being mortgaged
For Self-Employed Applicants
- KYC Documents: Aadhaar Card, Voter ID, PAN Card, or Form 60 (mandatory)
- Address Proof: Utility bills
- Income Proof: Bank statements for the past 6 months
- Business Proof: Proof of business vintage
- Property Documents: Papers related to the property being mortgaged
This list is indicative. We may request additional documents.
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