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Home Loan Starting 6.70%*


Loan Against Property in Vadodara: Overview

Located on the banks of the River Vishwamitri, Vadodara is more popularly known as Baroda. It is a cosmopolitan city in Gujarat and is especially renowned for its abundant offerings of educational and career opportunities.

Due to high living costs in this city, residents often turn to financing options such as loans against property in Vadodara. Get such loans from Bajaj Housing Finance and address your big-ticket expenses with ease. Learn more about its several features and benefits to maximise its usability.

  • Flexibility in Repayment

    A loan against property from Bajaj Housing Finance comes with a tenor of up to 18 years. Repay the debt comfortably without compromising other financial needs.

  • Instant Approval

    With the right eligibility and documentation, we take only 24 hours* to approve the mortgage loan in Vadodara.

  • Easy-to-Meet Eligibility

    Meet only a few basic loan against property eligibility parameters to qualify for a loan against property with competitive interest rates.

  • 24/7 Online Management

    Visit our online customer portal and view loan details, set notifications for the latest updates and plan for part-prepayment anytime, anywhere.

  • Balance Transfer and Top-up Loan

    Transfer your outstanding loan balance to Bajaj Housing Finance and pay reduced EMIs. We also offer a sizable top-up loan while sanctioning a balance transfer application.

  • Online Calculators

    Calculate your monthly instalments easily with our Loan Against Property EMI Calculator. Further, our loan against property Eligibility Calculator informs about the maximum loan amount you are eligible for.

Documents Required for Loan Against Property in Vadodara

Keep the necessary documents ready for faster loan approval. The short documentation speeds up the loan disbursal process

Document Type For Salaried Individuals For Self-employed Individuals
Identity and address proof Aadhaar Card, Voter ID, Passport, PAN Card, Driving License, Utility Bills, Photo identity card and /or address proof, approved by the government Similar to salaried individuals
Income proof
  • Bank account details of last 3 months
  • Latest salary slips
  • Pan Card/Form 60
  • ITR papers
  • Primary bank account details of last 6 months
  • Financial documents such as Balance Sheet and Profit and Loss statement
  • Pan Card/Form 60
  • ITR papers
Employment proof Employment Identity Card issued by Employer Proof of business ownership documents, such as registration certificate and partnership agreement
Property documents
  • Copies of property document
  • Title documents
Similar to salaried individuals

Loan Against Property Eligibility in Vadodara

Besides documentation, meeting the loan against property eligibility criteria is also necessary. It helps secure the most competitive interest rates and other benefits.


  • Age should range from 25 to 60 years*
  • Should be a residing citizen of India
  • Should be working at an MNC or public/private firm
  • A minimum 3 years of work experience is required


  • Age should be 28 to 70 years*
  • Must be a residing citizen of India
  • Should have a steady income from the current business
  • Business should have minimum 5 years of vintage

*The upper age limit here denotes the borrower’s age at the time of the loan’s maturity.

Check how much loan is available to you as per our eligibility criteria using our Loan Against Property Eligibility Calculator. Input the following details to know eligibility:

  • Age
  • Borrower’s profile
  • Place of residence
  • Property value
  • Monthly income

After knowing the eligibility, estimate the monthly instalment payable and decide the loan amount accordingly.

Step By Step Guide: How to Apply for a Loan Against Property in Vadodara?

The online application process for a loan against property is straightforward and comprises only a few steps:

  • Step 1: Go to loan against property online application form
  • Step 2: Enter details such as name, age, address, date of birth, and contact number
  • Step 3: Submit the form 

On receiving the form, our representative will contact you and initiate loan processing. After document and property verification, we will disburse the loan amount. Hence with Bajaj Housing Finance, availing of a loan against property in Vadodara is hassle-free