Loan Against Property Eligibility for Doctors & Chartered Accountants

Loan Against Property for Professionals: Eligibility Criteria

Bajaj Housing Finance offers tailored Loan Against Property solutions for professionals to help them address various housing or business expenses. The eligibility criteria for a Loan Against Property for professionals is easy to meet, ensuring quick loan approval and disbursal. We offer property loans at competitive interest rates, making it a feasible credit tool for interested professionals.

Professionals need to meet the following eligibility parameters to apply for a Loan against Property:

Applicant must be a residing citizen of India.
Applicant must be between 28 and 58 years** of age (for salaried) or 25 and 70 years** of age (for self-employed).
Applicant must be able to establish a stable source of income from a self-owned practice/firm (as a self-employed individual) or a public or private sector company or an MNC (as a salaried individual).
A salaried applicant must have a minimum of 3 years of work experience in private or public sector company and a self-employed applicant must have a business vintage of at least 3 years.
Applicant must own a property in any of the cities Bajaj Housing Finance operates in.

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit is subject to change, depending on the property profile.

Loan Against Property for Professionals: Documents Needed

Professional applicants can apply for a Loan Against Property with a few essential documents***. These include identity proof, address proof, income proof, PAN Card or Form 97 (mandatory), and relevant property documents. For the complete list, click here.

***Additional documents may be required during processing.